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Find Disability Insurance Agents Near You in Xenia, OH

Compare disability insurance agents in Xenia. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 disability insurance agents in Xenia, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066 greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700 zeigleragency.com
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863 dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646 montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700 rickkolmin.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002 amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491 awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643 agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059 agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010 agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372 shellysinsuranceoptions.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369 otto-ins.com
Medical Disability Consultants
755 Vine St #200, Xenia, OH 45385
(513) 376-0163

Disability insurance agents in Xenia, Ohio help individuals and business owners find coverage that protects income if injury or illness prevents work. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the needs of Greene County residents and can explain policy options including short-term and long-term disability plans.

What Does a Disability Insurance Agent in Xenia Cost?

Disability insurance premiums in Ohio typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs depend on age, health, occupation, benefit amount, and waiting period. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Xenia do?
A disability insurance agent helps you compare policies from different carriers, explains coverage details, and assists with the application process. They do not provide legal advice but can guide you on policy features like elimination periods and benefit amounts.
Is disability insurance required by Ohio law?
Ohio does not require individuals to carry disability insurance. However, some employers may offer it as a benefit. Ohio workers compensation covers workplace injuries only, not illnesses or off-the-job accidents.
How do I choose a disability insurance agent in Xenia?
Look for an agent licensed in Ohio with experience in disability coverage. Ask about their familiarity with policies from major carriers and whether they offer both individual and group plans. Check their standing with the Ohio Department of Insurance.