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Find Disability Insurance Agents Near You in Xenia, OH

Browse disability insurance agents serving Xenia, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving Xenia.

Showing 14 disability insurance agents in Xenia, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greene County Insurance2039 Bellbrook Ave # A(937) 374-0066
2Doug Zeigler - State Farm Insurance Agent280 N Detroit St(937) 372-3700
3Montgomery Insurance & Investments114 S Detroit St(937) 372-7646
4David Spriggs - State Farm Insurance Agent121 Dayton Ave(937) 372-3863
5Rick Kolmin - State Farm Insurance Agent280 N Detroit St(937) 372-3700
6Perkins & Associates Insurance Inc. American Family Insurance25 S Detroit St(937) 347-2002
7Anderson Williamson Insurance242 N Detroit St(937) 372-4491
8Farmers Insurance - Rodney Hines492 W 2nd St Ste 203(937) 424-0643
9Nationwide Insurance: Kelly Jones Insurance Agency LLC157 Progress Dr Ste A(937) 372-8059
10Farmers Insurance - Micah Windsor57 E Main St(937) 502-2010
GC
2039 Bellbrook Ave # A
Greene County Insurance
Disability Insurance Agent · Xenia, OH

Greene County Insurance serves the Xenia, Ohio area as a disability insurance agent. It offers policies that provide income protection if a client cannot work due to illness or injury. Plan options help replace a portion of lost earnings during short-term or long-term recovery periods. The agency assists residents in Xenia and surrounding Greene County with comparing coverage terms from multiple carriers. It handles both individual disability income policies and group disability plans for local professionals.

DZ
280 N Detroit St
Doug Zeigler - State Farm Insurance Agent
Disability Insurance Agent · Xenia, OH

Doug Zeigler - State Farm Insurance Agent provides disability insurance services to individuals and families in the Xenia, Ohio area. The office helps clients understand policy options designed to replace a portion of income if they become unable to work due to illness or injury. Ongoing account reviews and claims support are offered to policyholders as needed. The agent handles insurance needs for those living in single-family homes, apartments, retail locations, and restaurants.

MI
114 S Detroit St
Montgomery Insurance & Investments
Disability Insurance Agent · Xenia, OH

Montgomery Insurance & Investments serves local homeowners, businesses, and property managers in Xenia, Ohio, by providing disability insurance agent services to protect income in the event of injury or illness. These policies help replace lost wages and maintain financial stability for working individuals and their families. The agency assists clients in understanding benefit options suited to their specific employment situations and coverage needs. Additional support is available for residents in nearby Beavercreek and surrounding communities of the Dayton metropolitan area.

DS
121 Dayton Ave
David Spriggs - State Farm Insurance Agent
Disability Insurance Agent · Xenia, OH

David Spriggs - State Farm Insurance Agent in Xenia, OH provides disability insurance agent services to help individuals and families protect their income against unexpected illness or injury. The company offers ongoing policy reviews and claim support to ensure coverage remains aligned with changing circumstances. It also assists local residents in Xenia with understanding policy options and adjusting plans as needed. David Spriggs - State Farm Insurance Agent serves a range of properties including single-family homes and apartments, as well as local retail and restaurant businesses.

RK
280 N Detroit St
Rick Kolmin - State Farm Insurance Agent
Disability Insurance Agent · Xenia, OH

Serving Xenia, Ohio, and the surrounding Greene County communities, Rick Kolmin’s agency handles disability insurance agent services for individuals and local small businesses. The practice assists clients in navigating policy options that provide income protection if an illness or injury prevents them from working. The agency first reviews each client’s current coverage and employment situation to identify gaps in financial security. It then proceeds by comparing suitable plan features from available carriers to match specific income needs and budget preferences.

PA
25 S Detroit St
Perkins & Associates Insurance Inc. American Family Insurance
Disability Insurance Agent · Xenia, OH

Perkins & Associates Insurance Inc. American Family Insurance in Xenia, OH, distinguishes between one-time disability insurance solutions and recurring coverage options to meet long-term income protection needs. The agency helps clients understand how disability policies replace wages if illness or injury prevents work. Disability insurance agents assess individual occupation risks and earnings to recommend appropriate benefit amounts and waiting periods. Service operates on an as-needed basis, allowing clients to consult when reviewing policies or experiencing life changes.

AW
242 N Detroit St
Anderson Williamson Insurance
Disability Insurance Agent · Xenia, OH

Anderson Williamson Insurance in Xenia, Ohio provides specialty services in disability income protection, helping local professionals guard their earnings against unexpected illnesses or injuries. The agency works directly with individuals to review policy options that replace lost wages during recovery periods. Residents seeking coverage often consult this agent to understand employer-sponsored plans and supplemental private policies. As the weather turns colder in southwest Ohio, clients frequently ask for guidance on securing income protection before the holiday season’s increased financial commitments begin.

FI
492 W 2nd St Ste 203
Farmers Insurance - Rodney Hines
Disability Insurance Agent · Xenia, OH

As winter weather creates hazardous conditions in Xenia, many residents consider how to protect their income if an injury prevents them from working. Farmers Insurance - Rodney Hines helps local individuals select disability insurance policies that provide financial support during recovery from illness or accident. The agency works with clients to understand coverage options tailored to various professions and wage levels common throughout Greene County. An initial consultation typically involves a review of current income and household expenses to determine a suitable benefit amount and waiting period for the policy.

NI
157 Progress Dr Ste A
Nationwide Insurance: Kelly Jones Insurance Agency LLC
Disability Insurance Agent · Xenia, OH

Based in Xenia, Ohio, this agency helps individuals and businesses secure financial protection through disability insurance. Nationwide Insurance: Kelly Jones Insurance Agency LLC specializes in policies that replace lost income if a client becomes unable to work due to illness or injury. These plans can be tailored to cover short-term or long-term needs, providing a safety net for local professionals. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

FI
57 E Main St
Farmers Insurance - Micah Windsor
Disability Insurance Agent · Xenia, OH

Farmers Insurance - Micah Windsor provides disability insurance agent services to residential clients in Xenia, Ohio, helping individuals protect their income against unforeseen health events. Coverage options are also available for commercial clients in the surrounding area, addressing business continuity needs. The agency works with local residents and business owners to explain policy details and tailor plans to specific situations. Follow-up consultations and policy reviews are conducted between regular visits to ensure coverage remains aligned with changing circumstances.

SS
1644 Kylemore Dr
Shelly's Insurance Options
Disability Insurance Agent · Xenia, OH
(937) 580-5372
shellysinsuranceoptions.com
MI
500 W 2nd St
Medical Insurer Co
Disability Insurance Agent · Xenia, OH
OI
508 N Detroit St
Otto Insurance Group
Disability Insurance Agent · Xenia, OH
(937) 372-2369
otto-ins.com/locations/xenia
MD
755 Vine St #200
Medical Disability Consultants
Disability Insurance Agent · Xenia, OH
(513) 376-0163

What Does a a Disability Insurance Agent in Xenia Cost?

Disability insurance premiums in Ohio typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs depend on age, health, occupation, benefit amount, and waiting period. This is general information, not insurance advice.

About disability insurance agents in Xenia

Disability insurance agents in Xenia, Ohio help individuals and business owners find coverage that protects income if injury or illness prevents work. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the needs of Greene County residents and can explain policy options including short-term and long-term disability plans.

Frequently Asked Questions

What does a disability insurance agent in Xenia do?

A disability insurance agent helps you compare policies from different carriers, explains coverage details, and assists with the application process. They do not provide legal advice but can guide you on policy features like elimination periods and benefit amounts.

Is disability insurance required by Ohio law?

Ohio does not require individuals to carry disability insurance. However, some employers may offer it as a benefit. Ohio workers compensation covers workplace injuries only, not illnesses or off-the-job accidents.

How do I choose a disability insurance agent in Xenia?

Look for an agent licensed in Ohio with experience in disability coverage. Ask about their familiarity with policies from major carriers and whether they offer both individual and group plans. Check their standing with the Ohio Department of Insurance.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.