The top-rated disability insurance agent in Westerville, Ohio is INSocial Risk Advisors, rated 5.0 stars across 241 reviews. Other highly rated options include Masters Insurance Group, Megan Brooks at Comparion Insurance Agency, Impact Insurance Agency. This directory lists 22 disability insurance agents serving Westerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | INSocial Risk Advisors | 283 S State St STE 102 | (800) 886-2398 |
| 2 | Masters Insurance Group | 178 W Schrock Rd Suite A | (614) 471-7676 |
| 3 | Megan Brooks at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 245-6154 |
| 4 | Impact Insurance Agency | 111 Commerce Park Dr B | (614) 324-2641 |
| 5 | Steadfast Insurance LLC | 167 S State St #175 | — |
| 6 | Highfield Insurance Agency LLC | 155 Commerce Park Dr | (614) 882-3141 |
| 7 | Dolbow Insurance LLC | 212 S State St | (614) 899-1611 |
| 8 | Kalmbaugh Insurance | 190 S State St | (614) 890-7222 |
| 9 | Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 245-6150 |
| 10 | Stolly Insurance Group | 140 Commerce Park Dr suite c | (614) 818-9467 |
INSocial Risk Advisors serves Westerville and the surrounding Franklin County area as a dedicated disability insurance agent. The company specializes in helping individuals and local businesses secure income protection coverage tailored to their specific financial needs. A disability insurance agent in this region works to explain policy options for lost income due to illness or injury. INSocial Risk Advisors handles both short-term and long-term disability insurance plans for area professionals.
Masters Insurance Group in Westerville, Ohio offers a range of services as a disability insurance agent, including assistance with policy selection and claims guidance. These services help individuals understand disability coverage options and maintain their plans through periodic reviews. The company typically serves personal clients and small businesses, addressing their income protection needs within the local community. In this area, it services single-family homes, apartments, retail locations, and restaurants.
Megan Brooks at Comparion Insurance Agency in Westerville assists homeowners, businesses, and property managers with securing disability income protection. The agency guides clients through options that replace a portion of lost earnings if illness or injury prevents them from working. Personalized consultations help evaluate individual needs and budget. The team serves Westerville clients and also extends its disability insurance agent services to residents and business owners throughout the nearby Columbus metropolitan area.
Impact Insurance Agency in Westerville, Ohio helps clients decide between a one‑time disability policy purchase and a recurring group or individual coverage plan. It assists local professionals and self‑employed individuals in securing income protection that aligns with their changing needs. The agency’s service runs on an as‑needed basis, with clients able to schedule appointments to review policy options or update existing coverage as their circumstances evolve.
Highfield Insurance Agency LLC provides specialized disability insurance agent services, guiding clients in Westerville through the complex process of securing income protection. The agency works with residents to explore policy options that align with their professional circumstances and financial obligations. Each consultation focuses on tailoring coverage to individual needs, addressing risks from illness or accident. As local work patterns shift with seasonal job changes or contract renewals, the agent can help evaluate how a new role or temporary assignment may affect existing disability coverage.
As the winter months approach in Central Ohio, many workers in Westerville begin considering how a sudden illness or injury might impact their income. Dolbow Insurance LLC addresses that concern by guiding individuals through the process of securing disability insurance coverage. The agency works with clients to clarify policy terms, waiting periods, and benefit durations that match their personal financial situations. An initial consultation typically includes a review of the client’s current occupation and income to determine the appropriate level of protection to pursue.
Kalmbaugh Insurance serves residents in Westerville, Ohio, by offering disability insurance policies that protect personal income during illness or injury. The agency also provides commercial disability coverage for local businesses, helping them safeguard their operations and key employees. Their service area extends throughout Westerville and the surrounding communities in central Ohio. After an initial policy setup, the agent returns for regular follow-up visits to review coverage needs and make adjustments as client circumstances change, ensuring continued protection between those scheduled appointments.
Specializing in disability income protection, Comparion Insurance Agency serves individuals and families in Westerville, Ohio. The agency’s general service work includes evaluating clients’ occupational and financial needs to recommend appropriate disability coverage. When an illness or injury prevents a breadwinner from working, lost wages can quickly destabilize household finances. This broker helps residents secure policies that replace a portion of that income. For local business owners and professionals, the agency focuses particularly on guarding against the financial disruption of an unexpected, prolonged recovery period.
Serving Westerville, Ohio and the surrounding communities, Stolly Insurance Group provides disability insurance agent services for individuals and local professionals. The company helps clients understand and compare long-term and short-term disability coverage options to protect income against unexpected illness or injury. For a typical job, its agent first reviews a client’s current employment benefits and financial obligations before recommending a policy that fits their specific needs and budget.
What Does a a Disability Insurance Agent in Westerville Cost?
Disability insurance agent services in Ohio typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35 year old professional in Westerville, monthly premiums often range from 50 to 150 dollars for a policy covering 60 percent of income. Costs can be higher for high risk occupations or pre existing conditions. This is general information and not insurance advice.
About disability insurance agents in Westerville
Disability insurance agents in Westerville Ohio help residents and businesses secure income protection policies. These agents guide clients through Ohio specific regulations such as the state waiting period for disability benefits. Working with a local agent ensures you understand how Ohio law affects your coverage options and claim process.
Frequently Asked Questions
What does a disability insurance agent in Westerville do?
A disability insurance agent helps you find a policy that fits your needs and budget. They explain policy terms, exclusions, and Ohio specific requirements. The agent also assists with filing claims and understanding your rights under Ohio law.
How do I choose a disability insurance agent in Westerville Ohio?
Look for an agent licensed in Ohio with experience in disability insurance. Ask about their familiarity with Ohio insurance regulations and the Ohio Department of Insurance. Check their reputation through local reviews and professional references.
What Ohio laws affect disability insurance policies?
Ohio follows the standard 30 day waiting period for disability benefits under most private policies. Ohio law also requires insurers to provide clear policy language and a free look period. The Ohio Department of Insurance regulates all disability insurance sold in the state.
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