The top-rated disability insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Ashley Himes - State Farm Insurance Agent, Assurant, Kyle Malone - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Ashley Himes - State Farm Insurance Agent | 1209 W 1st St | (937) 323-3333 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | Kyle Malone - State Farm Insurance Agent | 1601 N Limestone St | (937) 399-5432 |
| 5 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 6 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 7 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 8 | AAA Springfield | 755 N Bechtle Ave | (937) 323-8661 |
| 9 | Shelter Insurance - Sam Seibert | 14 E Main St Ste 100 | (937) 917-8290 |
| 10 | Fulton Hill Insurance Agency, LLC | 2100 E High St #108 | (937) 460-7337 |
Acceptance Insurance serves Springfield, Ohio, and the surrounding communities, handling all aspects of disability insurance agent work in the region. It guides clients through the complex process of securing income protection for illness or injury. A typical job is managed with a detailed needs assessment, followed by a methodical comparison of available policies from various carriers. This approach ensures a suitable plan is matched to each individual’s financial obligations and employment situation, providing necessary coverage.
Assurant serves the greater Springfield, Ohio area as a disability insurance agent. The company helps clients protect their income by offering policies that replace a portion of earnings if an injury or illness prevents them from working. It evaluates individual needs to recommend appropriate coverage options and can assist with both short-term and long-term disability insurance plans in this region.
Kyle Malone - State Farm Insurance Agent in Springfield, Ohio, serves homeowners, renters, and local business owners seeking disability insurance protection. The agency provides financial coverage that replaces a portion of income if an illness or injury prevents work. Clients receive guidance on policy options tailored to individual needs and employment situations. The office also assists property managers in securing disability benefits for themselves or their tenants. This agent additionally covers the neighboring community of New Carlisle.
American Heritage Insurance Group serves Springfield, Ohio, and the surrounding Clark County communities. The firm handles disability insurance policies designed to replace a portion of a client’s income if illness or injury prevents them from working. It addresses short-term and long-term coverage needs for local individuals and small business teams. The company gathers detailed employment and health details to match products to specific occupational risks. Its typical approach involves reviewing a client’s medical history and job duties before presenting clear coverage options.
At Fourman Insurance Agency in Springfield, Ohio, services center on structuring disability income protection for working individuals. The firm assists professionals and small-business operators in reviewing policies that replace a portion of earnings if illness or injury prevents them from working. It navigates clients through benefit waiting periods and coverage options tailored to different occupations. A typical concern it addresses is preparing for the income gap that often accompanies a planned surgery or extended medical leave when standard sick pay runs out.
With the winter season often bringing an increased risk of slips and falls in Springfield, residents should consider how an unexpected injury could impact their income. Elliott Insurance Agency, located in Springfield, Ohio, specializes in disability insurance, helping to protect earnings if an illness or accident prevents work. They understand that local jobs can range from manufacturing to healthcare, each with specific coverage needs. The firm begins by scheduling a thorough initial assessment of your current financial situation and employment to determine the most appropriate policy options for you.
AAA Springfield provides options between one-time policy reviews for immediate needs and recurring check-ins to update coverage as circumstances evolve. The agency helps clients in Springfield, Ohio secure disability insurance that replaces a portion of income if illness or injury prevents work. A comprehensive approach evaluates current employment terms and long-term financial goals. Service is offered on an as-needed basis, with clients scheduling appointments when anticipating life changes or reassessing existing plans.
Shelter Insurance - Sam Seibert provides residential disability insurance services to homeowners in Springfield, Ohio, tailoring protection to individual household needs. Commercial coverage is also available for local businesses seeking income replacement and overhead expense policies. Service extends throughout Springfield and the surrounding Clark County area. The agency focuses on prompt follow-up after initial enrollment to accommodate any changes in a client's financial or health situation, maintaining regular scheduled visits to ensure ongoing coverage remains appropriate over time.
Fulton Hill Insurance Agency, LLC serves homeowners, business owners, and property managers in the Springfield, Ohio area by helping them secure individual disability income protection. The agency guides clients through policy options that replace a portion of lost earnings if illness or injury prevents them from working. It assists with applications so clients understand coverage limits and elimination periods. Its services are also available to residents and businesses in the nearby community of Fairborn within the greater Dayton metro region.
What Does a a Disability Insurance Agent in Springfield Cost?
Disability insurance costs in Ohio typically range from 1 to 3 percent of your annual income. For a 50 thousand dollar annual income a policy might cost 500 to 1500 per year. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Springfield
Disability insurance agents in Springfield Ohio help individuals and businesses find coverage that protects income if you cannot work. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents can explain how state specific rules like the Ohio savings clause affect your policy.
Frequently Asked Questions
What does a disability insurance agent in Springfield do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit amounts. They also assist with filing claims and understanding Ohio insurance regulations.
How do I choose a disability insurance agent in Springfield Ohio?
Look for an agent licensed in Ohio with experience in disability coverage. Check their reviews and ask about their knowledge of Ohio specific laws. A good agent will explain how Ohio statutes affect your policy.
Are there Ohio specific rules for disability insurance?
Yes Ohio law sets standards for policy provisions and claim handling. For example Ohio requires a 30 day grace period for premium payments. Agents must follow Ohio Department of Insurance rules when selling policies.
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