The top-rated disability insurance agent in Perrysburg, Ohio is Julie Spann Johnson - State Farm Insurance Agent, rated 4.9 stars across 289 reviews. Other highly rated options include Modene Insurance Agency, Inc., Andrew Duncan at Comparion Insurance Agency, Citizen Advisory Group. This directory lists 19 disability insurance agents serving Perrysburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julie Spann Johnson - State Farm Insurance Agent | 221 Louisiana Ave | (419) 874-2039 |
| 2 | Modene Insurance Agency, Inc. | 27457 Holiday Ln suite m | (419) 874-9989 |
| 3 | Andrew Duncan at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9104 |
| 4 | Citizen Advisory Group | 770 Commerce Dr | (419) 872-0204 |
| 5 | Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (419) 578-2438 |
| 6 | The Michael Pelini Agency: Allstate Insurance | 813 Findlay St | (419) 872-8600 |
| 7 | Equilibrium Insurance Partners | 1205 Louisiana Ave STE 1250 | (419) 386-0870 |
| 8 | Preferred Insurance Network | 126 E 2nd St | (419) 872-6222 |
| 9 | New York Life Insurance | 3295 Levis Commons Blvd Ste. 3295 | (419) 887-4700 |
| 10 | Brown & Brown of Ohio | 360 Three Meadows Dr | (419) 874-1974 |
Julie Spann Johnson, a State Farm Insurance agent serving Perrysburg and surrounding Wood County, offers disability insurance agent services to local residents. This office helps individuals and families secure income protection through customized disability policies. A disability insurance agent works with clients to evaluate their specific needs, ensuring coverage if an illness or injury prevents them from working. The office handles both short-term disability insurance and long-term disability insurance plans, providing essential financial safeguards for policyholders in the area.
Modene Insurance Agency, Inc. provides consultation and policy placement services for individuals and business owners needing disability income protection. The agency handles applications, explains policy terms, and assists clients with filing claims when necessary. In the Perrysburg area, it focuses on helping clients secure coverage that replaces lost wages due to illness or injury. It services properties including single-family homes, apartments, retail spaces, and restaurants.
Andrew Duncan at Comparion Insurance Agency provides disability insurance services for individual homeowners, local businesses, and property managers in Perrysburg, Ohio. This agency helps clients secure income protection policies that replace a portion of earnings if injury or illness prevents them from working. These plans are designed to cover daily expenses and maintain financial stability during recovery. The agency also serves clients in nearby Maumee and the greater Toledo metropolitan area to ensure broader access to disability coverage options.
Citizen Advisory Group serves Perrysburg, Ohio, and the surrounding communities, handling applications for private disability insurance policies. It evaluates clients’ individual income protection needs and then researches suitable coverage options from multiple carriers. The agency guides each client through the underwriting process, including the required medical and financial documentation. To manage a typical case, it begins with a thorough review of a client’s occupation and income, then presents a tailored policy comparison to ensure the coverage aligns with specific financial responsibilities.
Comparion Insurance Agency in Perrysburg, Ohio, is known for its focus on disability income protection, offering policies that replace a portion of lost wages during illness or injury. Its service range includes both short-term and long-term disability insurance plans tailored to local professionals and employees. The agency can add on a residual disability rider, which provides partial benefits if the client returns to work but still suffers reduced earnings.
The Michael Pelini Agency: Allstate Insurance in Perrysburg, Ohio assists individuals and families with the choice between a one-time disability insurance policy purchase or recurring service options for ongoing coverage adjustments. This agency works with clients to secure protection against income loss from illness or injury, a common need in the Perrysburg area. Service is provided on a scheduled basis, with options for as-needed consultations to review policy changes or life events.
Equilibrium Insurance Partners specializes in disability insurance for professionals and business owners in Perrysburg, Ohio. The agency guides clients through both short-term and long-term disability options, helping them understand policy structures and coverage gaps. It works with individuals to match benefits to their specific income and occupation needs. As open enrollment periods conclude or employment changes occur, the agency assists with policy adjustments to ensure continued protection against unexpected loss of income from injury or illness.
As winter approaches in the Perrysburg area, many workers begin evaluating income protection against unexpected illnesses or injuries. Preferred Insurance Network addresses this common seasonal need by specializing in disability insurance agent services that help clients understand their coverage options and fill potential gaps in employer-provided plans. The company works closely with individuals to review existing policies and explain how different benefit structures align with personal financial goals. An initial consultation typically includes a thorough assessment of current coverage and a discussion of specific income replacement needs.
New York Life Insurance serves the Perrysburg area with residential disability insurance needs, helping individuals protect their income from unexpected illness or injury. The agency also offers commercial coverage tailored to local businesses seeking to safeguard employee productivity. Their service area extends throughout Perrysburg and nearby communities in northwestern Ohio. Clients may return for policy reviews or adjustments to their coverage between regular annual visits, ensuring ongoing support as personal or professional circumstances change.
Brown & Brown of Ohio connects clients in Perrysburg with disability insurance policies designed to replace lost income due to illness or injury. The firm assists individuals and small business owners in evaluating standard coverage options and long-term disability plans. Representatives help navigate application processes and policy details to match specific income protection needs. The company serves a range of commercial environments, including local offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Perrysburg Cost?
The cost of disability insurance in Ohio typically ranges from 1% to 3% of your annual income for a quality policy. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Perrysburg
Disability insurance agents in Perrysburg Ohio help local workers and professionals secure income protection policies. Ohio law does not require employers to provide disability insurance, so individual coverage is important for many residents. An agent can explain policy options and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Perrysburg do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage definitions. The agent also assists with the application and medical underwriting process.
Does Ohio have any state disability insurance requirements?
Ohio does not have a state-mandated disability insurance program like some other states. This means private disability insurance is voluntary for most workers. An agent can help you decide if a short-term or long-term policy fits your needs.
How long does it take to get a disability insurance policy in Ohio?
The process typically takes two to six weeks from application to approval. This depends on the complexity of your medical history and the insurance carrier. An agent can help speed up the process by ensuring all paperwork is complete.
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