The top-rated disability insurance agent in North Olmsted, Ohio is HealthMarkets Insurance - Michael Felice, rated 5.0 stars across 496 reviews. Other highly rated options include Robbie Anderson - State Farm Insurance Agent, Health Plan Superstore, HealthMarkets Insurance - Sarah Klimas. This directory lists 16 disability insurance agents serving North Olmsted.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Michael Felice | 4679 Great Northern Blvd | (440) 378-4210 |
| 2 | Robbie Anderson - State Farm Insurance Agent | 25069 Lorain Rd | (440) 779-6950 |
| 3 | Health Plan Superstore | 4954 Great Northern Mall Ste 250 | (440) 703-0737 |
| 4 | HealthMarkets Insurance - Sarah Klimas | 4679 Great Northern Blvd | (216) 496-7487 |
| 5 | Sedmack Insurance and Financial Services | 31469 Lorain Rd Unit 102 | (440) 777-7744 |
| 6 | Dover Insurance Agency | 4858 Dover Center Rd | (440) 756-5636 |
| 7 | Allstate: Kessler Insurance Group | 26777 Lorain Rd Ste 3 | (440) 716-8001 |
| 8 | James Leiken - State Farm Insurance Agent | 4859 Dover Center Rd Ste 11 | (440) 777-9700 |
| 9 | HealthMarkets Insurance - Mark Szczepinski | 4679 Great Northern Blvd | (216) 262-8043 |
| 10 | Reflex Insurance LLC | 26315 Brookpark Rd | (440) 201-4959 |
HealthMarkets Insurance - Michael Felice serves the greater Cuyahoga County area, including North Olmsted, Ohio, providing disability insurance agent services to local residents and professionals. The company specializes in helping individuals assess their income protection needs through personalized consultation. Clients can explore policies designed to replace a portion of their earnings if illness or injury prevents them from working. The agency also assists with comparing short-term and long-term disability coverage options to fit varying budgets and employment situations.
Robbie Anderson - State Farm Insurance Agent in North Olmsted, OH, provides a full range of disability insurance services, including income protection planning and tailored policy consultations. The agency offers ongoing service through annual policy reviews and assistance with claims management to ensure coverage remains aligned with each client’s evolving needs. Effective disability protection helps safeguard financial stability in the event of illness or injury. The company serves individual homeowners, renters, small business owners, and commercial clients with retail or restaurant properties.
Serving homeowners, business owners, and property managers in North Olmsted, Ohio, Health Plan Superstore acts as a local disability insurance agent. The company helps clients understand and secure coverage that replaces a portion of income if an illness or injury prevents them from working. They guide clients through policy options, explaining terms and conditions for individual or group plans. Their work involves reviewing existing coverage and identifying potential gaps in protection. The agency also provides its services to residents and businesses in the surrounding Cleveland metro area.
HealthMarkets Insurance - Sarah Klimas serves North Olmsted, Ohio, and the surrounding communities with disability insurance agent services. This agency handles individual disability income policies designed to replace a portion of lost wages if an illness or injury prevents a person from working. The company also assists with businesses seeking group disability coverage to protect their employees. A typical job begins with a thorough review of the client's income and occupation, then it customizes policy options to match the specific financial needs and budget of the client.
Sedmack Insurance and Financial Services specializes in helping clients secure disability insurance policies that protect income during illness or injury. It also provides general disability insurance agent services, including policy comparison and enrollment guidance for individuals and families in North Olmsted, OH. The agency works with local residents to assess their coverage needs and find suitable plans. As the end of the year approaches, it assists clients in reviewing their policies to ensure adequate protection before open enrollment periods expire.
As the colder months approach in North Olmsted, protecting income becomes a pressing concern for many working residents. Dover Insurance Agency addresses this need by specializing in disability insurance, helping clients secure financial stability if illness or injury prevents them from working. The agency guides individuals through policy options designed for local professionals and tradespeople. Policies typically replace a portion of earned income during a covered disability. An initial assessment of current coverage and personal financial goals is conducted to begin the process.
Clients seeking short-term or long-term disability protection can choose between a one-time policy purchase and recurring service options for ongoing plan adjustments. Allstate: Kessler Insurance Group, serving North Olmsted, OH, helps individuals and businesses evaluate disability insurance coverage that replaces a portion of lost income due to injury or illness. Policies can shield savings and maintain financial stability during recovery. The agent provides these services on both a scheduled and as-needed basis for policy reviews and modifications.
James Leiken - State Farm Insurance Agent serves residential clients in North Olmsted, Ohio with personalized disability insurance plans that help protect their income. The agency also offers commercial disability coverage tailored to local businesses in the surrounding area. Services are available throughout North Olmsted and nearby communities. Policyholders can contact the agency for updated coverage as their needs change, and the agent encourages follow-up appointments between regular visits to adjust plans accordingly.
HealthMarkets Insurance - Mark Szczepinski is known for guiding clients in North Olmsted, OH through disability insurance options that protect income during illness or injury. The agency serves local professionals and self-employed individuals by evaluating policy features from multiple carriers to match specific coverage needs. A typical consultation reviews elimination periods and benefit amounts to align with household budgets. This agent can also help clients add a residual disability rider for partial income loss.
What Does a a Disability Insurance Agent in North Olmsted Cost?
Disability insurance agent services in Ohio are usually free to you because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk jobs. This is general information, not insurance advice.
About disability insurance agents in North Olmsted
Disability insurance agents in North Olmsted, Ohio help residents find coverage to protect their income if they cannot work. Ohio law does not require private disability insurance, but many employers offer group plans. Agents can explain policy options and assist with claims under Ohio contract law.
Frequently Asked Questions
What does a disability insurance agent in North Olmsted do?
An agent helps you compare policies from different carriers, explains benefit terms, and assists with filing claims. They can also advise on Ohio-specific rules like the 2-year limit for own-occupation definitions.
How long do I have to file a disability claim in Ohio?
Ohio law does not set a specific claim deadline for private disability insurance. However, most policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an existing claim?
Yes, an agent can review your policy, help gather medical evidence, and communicate with the insurance company. However, for claim denials or appeals, you may need an attorney who specializes in Ohio disability law.
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