The top-rated disability insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 11 disability insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 7 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 8 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 9 | Robert Myers Insurance Agency | 14701 Detroit Ave #511 | (216) 227-3300 |
| 10 | Gordon Tower Insurance Agency | 14805 Detroit Ave Suite 450 | (216) 663-7777 |
Lindsay Perrico - State Farm Insurance Agent serves the Lakewood, Ohio area and surrounding communities, specializing in disability insurance solutions. The agency helps individuals and families understand their coverage options for protecting income during unexpected illnesses or injuries. Disability insurance agents in this region work to match policies with clients’ financial needs. This agent assists with both short-term and long-term disability insurance, addressing claims for accidents and medical conditions that prevent regular employment.
HealthMarkets Insurance - Carl Lishing provides disability insurance agent services for individuals and businesses in the Lakewood, Ohio area. The company helps clients find and maintain plans that replace a portion of income if they become unable to work due to illness or injury. Ongoing support includes policy reviews and assistance with claims. The agency services clients who own single-family homes, apartments, retail shops, and restaurants.
Homeowners in Lakewood, Ohio seeking protection against lost income if they become unable to work rely on Zingale & Associates for professional guidance. The agency focuses on helping local families understand disability insurance options that safeguard earnings during illness or injury. By evaluating individual coverage needs and explaining policy details, the firm ensures clients make informed decisions about their financial security. For residents of nearby Rocky River requiring similar disability insurance assistance, the same personalized service is available throughout the western suburbs of Cuyahoga County.
Serving Lakewood, Ohio, and the surrounding communities of Cleveland's west side, Lynard Zingale: Allstate Insurance handles disability insurance policies designed to protect an individual's income if they are unable to work due to illness or injury. The agency addresses the specific financial gaps that can arise from a loss of work. Clients typically receive a clear explanation of policy terms and benefit structures. For each case, the agent reviews the client's current income and occupation to tailor a plan that directly meets their personal risk concerns.
Sean Devins - State Farm Insurance Agent provides disability insurance services in Lakewood, OH. Clients choose between a single policy for a defined period and ongoing coverage that adapts to changing needs, ensuring income protection if illness or injury prevents work. The monthly benefit amount is carefully matched to the client’s earnings. Support for claim filing and policy adjustments is available throughout the life of the policy. Services are offered on a one-time, scheduled, or as-needed basis.
Tighes’ Insurance Agency Inc in Lakewood, OH specializes in disability insurance agent services, helping clients secure income protection for unexpected health events. The agency works with individuals and self-employed professionals to evaluate policy options that cover lost wages during illness or injury. It also assists local workers in understanding employer-provided plans and addressing personal disability gaps. During seasonal workforce changes or periods of economic uncertainty, such as layoffs or contract transitions, the agency helps clients maintain coverage without interruption.
As winter weather in Lakewood can lead to increased slip-and-fall accidents, Buckeye Senior Benefits Insurance Agency works with local residents to secure disability coverage that protects income during recovery. This independent agency focuses on helping clients understand how disability insurance fills gaps left by health plans. The firm provides tailored options for professionals seeking wage replacement if illness or injury prevents work. An initial consultation reviews a client’s current income and occupational risks to recommend appropriate policy terms before proceeding with any application or underwriting step.
Alliance Insurance Agency serves the Lakewood, Ohio area by helping residents secure disability insurance coverage to protect their income. Commercial policies are also arranged for local businesses seeking employee benefit solutions. The agency meets with clients throughout the greater region to assess individual needs. Files are maintained to facilitate seamless policy updates or claims support during follow-up appointments, ensuring continued coverage between regular annual reviews.
Robert Myers Insurance Agency works with individuals to help secure financial protection against the loss of income due to illness or injury. The agency specializes in disability insurance, offering policies designed to replace a portion of a policyholder's salary during an inability to work. This service can be tailored for professionals and employees in various commercial sectors, including offices, warehouses, and food service operations.
Gordon Tower Insurance Agency in Lakewood, OH is known for guiding local professionals and small business owners through the disability insurance market. Its service range includes offering policies that replace a portion of lost income when a client cannot work due to injury or illness. Agents here conduct needs assessments and explain the comparative features of short-term and long-term plans. A specialty service this agency can add on is tailored rider options for partial disability or own-occupation coverage.
What Does a a Disability Insurance Agent in Lakewood Cost?
Disability insurance premiums in Ohio typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Costs vary by case and carrier. This is general information, not insurance advice.
About disability insurance agents in Lakewood
Disability insurance agents in Lakewood, Ohio help individuals and small business owners find coverage that protects their income. Ohio law requires disability insurance policies to include specific provisions, such as a 30-day grace period for premium payments. Working with a local agent ensures you understand how Ohio regulations affect your policy options and claim process.
Frequently Asked Questions
What does a disability insurance agent in Lakewood do?
A disability insurance agent helps you compare policies from different carriers to find a plan that fits your needs. They explain policy terms, such as elimination periods and benefit durations, and guide you through the application process. They do not provide legal advice or handle claims disputes.
Are there Ohio-specific rules for disability insurance?
Yes, Ohio law requires disability insurance policies to offer a minimum benefit period and a renewal provision. Policies must also include a notice of claim time limit, typically 20 days after a disability begins. An agent can explain how these rules apply to your situation.
How do I choose a disability insurance agent in Lakewood?
Look for an agent licensed in Ohio who has experience with disability coverage. Ask about the carriers they represent and how they handle claims support. You can verify an agents license through the Ohio Department of Insurance website.
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