The top-rated disability insurance agent in Hilliard, Ohio is Dee Miller - State Farm Insurance Agent, rated 5.0 stars across 408 reviews. Other highly rated options include Stanley Insurance Group, MainLine Benefits - Steve Brandt, Daylight Insurance Agency. This directory lists 17 disability insurance agents serving Hilliard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dee Miller - State Farm Insurance Agent | 5123 Norwich St #260 | (614) 876-5717 |
| 2 | Stanley Insurance Group | 5038 Cemetery Rd | (614) 876-1224 |
| 3 | MainLine Benefits - Steve Brandt | 2610 Hilliard Rome Rd | (614) 708-7400 |
| 4 | Daylight Insurance Agency | 3544 Main St | (614) 918-9131 |
| 5 | Brightway Insurance, The Joel Daria Agency | 4660 Cemetery Rd | (614) 468-8180 |
| 6 | Guardian Insurance Solutions | 3956 Brown Park Dr # A | (614) 451-7100 |
| 7 | Gilles Smith Purdum Insurance Agency | 3974 Brown Park Dr suite i | (614) 878-0240 |
| 8 | Security Plus Insurance Agency | 5108 Cemetery Rd | (614) 777-8999 |
| 9 | HealthMarkets Insurance - Nicole Toneatti | 5460 Franklin St Suite 100 | (614) 756-6808 |
| 10 | J. Matthew Leach: Allstate Insurance | 5532 Hilliard Rome Office Park | (614) 529-8316 |
Dee Miller - State Farm Insurance Agent serves the Hilliard, Ohio, area and surrounding Franklin County as a disability insurance agent. The agency helps local residents and professionals understand how disability coverage can protect their income if illness or injury prevents them from working. They guide clients through individual disability policies that replace a portion of lost earnings during recovery. The office also assists with long-term and short-term disability insurance options for those seeking financial protection against unexpected medical events.
Stanley Insurance Group in Hilliard, Ohio, provides guidance on disability insurance policies designed to protect income during illness or injury. The company offers initial consultations to assess clients’ coverage needs and assists with policy selection and application processing. Ongoing support includes help with claims filing and policy reviews to ensure coverage remains adequate. Stanley Insurance Group works with a variety of clients, including those who own single-family homes, apartments, retail spaces, and restaurants.
MainLine Benefits - Steve Brandt serves residents, homeowners, and small business owners in the Hilliard, Ohio area with disability insurance agent services. The company helps clients secure income protection policies designed to replace a portion of their earnings if an illness or injury prevents them from working. Understanding the need for financial stability, the agency guides individuals and self-employed professionals through plan options that suit their personal circumstances. In addition to serving Hilliard, Steve Brandt also provides disability insurance assistance to clients in nearby Dublin and the greater Columbus metropolitan region.
Daylight Insurance Agency serves the Hilliard, Ohio area and surrounding communities, providing disability insurance coverage to local residents. It handles both short-term and long-term disability policies, which help replace income when an individual cannot work due to illness or injury. The agency works to match clients with suitable plans from various carriers. To handle a typical job, it first reviews the client’s occupation and financial needs, then presents policy options that fit their specific situation and budget.
The Joel Daria Agency of Brightway Insurance specializes in offering disability insurance agent services in Hilliard, Ohio. This agency assists local workers and self-employed individuals by guiding them through options that replace lost income during illness or injury. It regularly reviews existing coverage to help policyholders align protection with changing career demands. As cold weather reduces mobility and increases slip-and-fall risks, the agency helps Hilliard residents ensure their disability policies are updated for safer winter routines.
Guardian Insurance Solutions in Hilliard, OH distinguishes between one-time policy evaluations and ongoing coverage management. For disability insurance, the agency helps local professionals tailor income protection plans to their specific occupations and income levels. Ongoing services include periodic policy reviews to adjust benefits as careers or health conditions change. Policy monitoring is handled on a scheduled or as-needed basis according to each client's evolving needs.
Gilles Smith Purdum Insurance Agency helps individuals and businesses in and around Hilliard, Ohio secure coverage for lost income due to injury or illness. As a dedicated disability insurance agent, the agency focuses on crafting policies that protect a client’s earnings when they cannot work. It serves a range of commercial sectors, including professional offices, warehouses, and food service operations, tailoring plans to address each workplace’s specific needs.
Security Plus Insurance Agency in Hilliard, OH offers residential disability insurance services designed to protect local homeowners from loss of income due to illness or injury. The agency also provides commercial coverage for small and medium-sized businesses throughout the surrounding area. Recognizing that coverage needs evolve over time, they follow up with clients between regular visits to review policy updates and address any life changes.
HealthMarkets Insurance - Nicole Toneatti in Hilliard, OH, is known for providing disability insurance agent services to local residents and professionals. The company helps clients understand income protection options tailored to individual needs, navigating policies that cover a portion of earnings if illness or injury prevents work. It serves individuals seeking financial security through disability coverage. For added coverage, the firm can assist in pairing disability plans with supplemental accident policies.
As the leaves turn in central Ohio, Hilliard families often review their financial protections for the coming year. J. Matthew Leach: Allstate Insurance provides disability insurance agent services to local residents seeking income replacement solutions. The practice helps clients understand policy options for covering their essential expenses during an unexpected illness or injury. Every engagement begins with a scheduled initial-assessment consultation to review individual coverage needs and existing protections.
What Does a a Disability Insurance Agent in Hilliard Cost?
Disability insurance agent services in Ohio typically do not charge a direct fee because agents earn commissions from insurance carriers. Policy premiums for individual coverage range from 1% to 3% of annual income. For a 50000 dollar annual income, expect premiums between 500 and 1500 dollars per year. Group policies through employers often have lower per-person costs. This is general information and not insurance advice.
About disability insurance agents in Hilliard
Disability insurance agents in Hilliard, Ohio help individuals and businesses secure income protection policies. Ohio law requires agents to be licensed through the Ohio Department of Insurance. Local agents can guide you through policy options and claims processes specific to Ohio regulations.
Frequently Asked Questions
What does a disability insurance agent in Hilliard do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with filing claims and understanding policy terms. Agents in Ohio must follow state licensing and disclosure rules.
How do Ohio disability insurance laws affect my policy?
Ohio follows an erisa framework for employer-provided plans but has state-specific rules for individual policies. Ohio Revised Code Section 3923 covers disability insurance standards. An agent can explain how these laws impact your coverage and claim rights.
What is the typical cost for disability insurance in Ohio?
Premiums for individual disability insurance in Ohio range from 1% to 3% of your annual income. For a 40-year-old earning 60000 dollars per year, a policy may cost 600 to 1800 dollars annually. Costs vary based on age, health, occupation, and benefit terms.
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