The top-rated disability insurance agent in Grove City, Ohio is Shepherd Insurance Partners, INC, rated 4.9 stars across 323 reviews. Other highly rated options include Mitchell Insurance Agency, HealthMarkets Insurance - Dan Schrader, Trent Karlson - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Grove City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shepherd Insurance Partners, INC | 4213 Hoover Rd | (614) 259-5000 |
| 2 | Mitchell Insurance Agency | 2204 Stringtown Rd | (614) 875-1770 |
| 3 | HealthMarkets Insurance - Dan Schrader | 3826 Broadway | (614) 277-8440 |
| 4 | Trent Karlson - State Farm Insurance Agent | 3387 McDowell Rd | (614) 875-2563 |
| 5 | Nationwide Insurance: Eggleston Insurance & Financial Group LLC | 1596 Stringtown Rd | (614) 277-3650 |
| 6 | Gary Snowden - State Farm Insurance Agent | 3043 Turnberry Ct | (614) 801-2000 |
| 7 | Shelter Insurance - Matthew Castle | 3897 Grove City Rd B | (614) 277-8916 |
| 8 | Jeffrey E. Buskirk & Associates | 4178 Broadway | (614) 875-7220 |
| 9 | Leavitt Group Midwest Insurance Agency | 4200 Hoover Rd Suite A | (614) 871-9707 |
| 10 | Western & Southern Life | 1953 Ohio Dr | (614) 277-4800 |
Shepherd Insurance Partners, INC serves Franklin County and the surrounding central Ohio region from its base in Grove City, offering disability insurance agent services. The agency helps clients understand how disability coverage can protect their income when illness or injury prevents them from working. It works with individuals to select policies suited to their personal financial circumstances and professional needs. This practice handles both short-term disability insurance plans and long-term disability insurance options for local residents and workers.
Mitchell Insurance Agency offers a broad range of disability insurance services, focusing on income protection for individuals and business owners in Grove City, Ohio. Its service approach centers on evaluating clients’ occupational risks and tailoring coverage to their specific financial needs. Routine plan maintenance includes annual policy reviews to adjust for changes in income or employment status. The agency handles property types that include single-family homes as well as multifamily apartments, commercial retail spaces, and restaurants.
HealthMarkets Insurance - Dan Schrader serves homeowners, renters, and local businesses in Grove City seeking disability insurance coverage. The agency helps clients understand how disability insurance can replace lost income if an injury or illness prevents them from working. Guidance is provided on policy options that align with individual financial situations and employment circumstances. The firm also assists with claims questions and policy reviews. Its services extend to neighboring communities throughout the Columbus metro area, including urban and suburban parts of Franklin County.
Trent Karlson, a State Farm Insurance agent serving Grove City and surrounding communities, handles disability insurance needs for local residents and businesses. The agency assists clients in selecting policies that provide income protection if illness or injury prevents them from working. Paulding approaches each client's situation by first reviewing their specific occupation and financial obligations. He then evaluates available coverage options to recommend a plan that meets the client's protection goals and budget.
Located in Grove City, OH, Nationwide Insurance: Eggleston Insurance & Financial Group LLC offers disability insurance agent services that differ between one-time policy setup and ongoing support for long-term claims management. Coverage is designed to replace a portion of income if a client becomes unable to work due to injury or illness, providing essential financial protection for local individuals and families. Service is available on both a scheduled and as-needed basis, depending on policy needs.
As a disability insurance agent in Grove City, Ohio, Gary Snowden’s State Farm office specializes in helping clients secure income protection plans against illness or injury. The agency also provides broader personal insurance services, including auto, home, and life policies tailored to individual needs. Its disability coverage focuses on replacing a portion of lost wages during recovery periods. Residents often turn to this agent when facing a sudden medical condition or an upcoming surgery that could leave them unable to work.
Shelter Insurance - Matthew Castle provides disability insurance services in the Grove City, Ohio area. The agency focuses on helping individuals secure income protection for situations where illness or injury prevents them from working. Supplementary coverage options may also be arranged to address specific financial needs during recovery. The office can serve a range of commercial sectors, including office environments, warehouses, and food service operations.
With winter weather increasing the risk of slips and falls in and around Grove City, local workers often require reliable income protection. Jeffrey E. Buskirk & Associates serves the community as a disability insurance agent, guiding clients through plans that replace a portion of lost wages during recovery. They explain policy details, waiting periods, and benefit durations to help individuals prepare for unexpected medical leave. An initial consultation reviews current coverage and identifies gaps in protection, typically beginning with a confidential discussion of the client’s occupation and financial needs.
Leavitt Group Midwest Insurance Agency serves residential clients in the Grove City area with personal disability insurance coverage. The firm also structures commercial disability solutions for local businesses, providing options for employee and owner protection across central Ohio. Agents consult with clients to review income replacement needs and policy terms for both short- and long-term disability scenarios. The agency maintains ongoing client relationships, ensuring coverage is reviewed and adjusted as needed between regular annual visits for comparison of new benefit structures.
Western & Southern Life is known for guiding individuals in Grove City, OH through the process of securing disability insurance to protect their income. It serves clients ranging from young professionals to established business owners, helping them evaluate policy options that align with personal financial goals. The company provides personalized consultations to explain coverage terms and advocate for client needs. A specialty service it can add on is supplementary accident coverage to further safeguard against lost earnings.
What Does a a Disability Insurance Agent in Grove City Cost?
Disability insurance agent services in Ohio typically do not charge a separate fee; they earn commissions from the insurance company. Premiums for individual disability policies in Ohio range from 1% to 3% of your annual income per year. For a 50 year old earning $60,000 annually, a policy might cost $600 to $1,800 per year. Costs vary based on health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Grove City
Disability insurance agents in Grove City, Ohio help individuals and businesses find coverage that meets their needs. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Agents can also assist with filing claims and understanding policy terms specific to Ohio regulations.
Frequently Asked Questions
What does a disability insurance agent in Grove City do?
A disability insurance agent helps you find a policy that fits your income and health needs. They explain policy terms, exclusions, and waiting periods. Agents also assist with claim submissions and appeals under Ohio insurance rules.
How do I choose a disability insurance agent in Ohio?
Look for an agent licensed in Ohio with experience in disability coverage. Check their standing with the Ohio Department of Insurance. Ask about their knowledge of Ohio specific laws, such as the 180 day limit for filing a complaint.
Are there Ohio laws that affect disability insurance claims?
Yes, Ohio Revised Code Title 39 governs insurance practices. For example, Ohio law requires insurers to respond to claims within 15 days. Policyholders have up to 180 days to file a complaint with the Ohio Department of Insurance.
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