The top-rated disability insurance agent in Fairborn, Ohio is Gary Ihasz - AKP Health Insurance, rated 5.0 stars across 22 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Flatter Insurance Inc, Kevin Whitten American Family Insurance. This directory lists 14 disability insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gary Ihasz - AKP Health Insurance | 264 Hess Ct | (937) 207-1246 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 4 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 5 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 6 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 7 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 8 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 9 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 10 | Sanderson Insurance Agency | 55 N Central Ave #2 | (937) 878-3787 |
Gary Ihasz - AKP Health Insurance serves the Fairborn, Ohio area as a disability insurance agent. The company helps individuals locate and apply for income protection plans that cover lost wages due to illness or injury. It typically assists clients in understanding policy terms, benefit periods, and elimination periods. These services are designed to safeguard a household’s financial stability during a period of disability. The agency frequently handles both short-term and long-term disability insurance applications.
Mike Baker - State Farm Insurance Agent in Fairborn, OH, offers a range of disability insurance services tailored to local residents. The agency provides personalized consultation to help clients understand their coverage needs and carries ongoing policy management and annual renewal reviews to keep plans aligned with life changes. These services ensure that policyholders receive guidance when adjusting or updating their disability protection. The company serves single-family homeowners, apartment renters, small retail shops, and independent restaurants across the Fairborn area.
Homeowners and small business owners in the Fairborn, OH area turn to Flatter Insurance Inc for individual disability insurance agent services. The agency guides clients through policy options designed to replace a portion of lost income if illness or injury prevents work. Plans are tailored to specific occupations and income protection needs. Advice includes evaluating elimination periods and benefit durations. The firm also extends its client coverage to residents in the nearby Wright-Patterson Air Force Base corridor of Greene County.
Kevin Whitten American Family Insurance serves clients in Fairborn, Ohio, and the surrounding communities. The office handles disability insurance, helping individuals secure coverage that provides income protection when they are unable to work due to illness or injury. Policies are designed to replace a portion of a person’s earnings during a period of disability. To handle a typical job, the agent discusses the client’s specific occupation and current income to tailor the benefit structure around each individual’s financial situation.
American National Insurance Co, located in Fairborn, OH, serves as a disability insurance agent where consultations can handle one-time policy reviews or evolve into recurring service plans for ongoing income protection. Coverage options focus on replacing a portion of lost income if a client becomes unable to work due to illness or injury. Local residents typically discuss benefit amounts, elimination periods, and premium structures during a first appointment. Client service in this vicinity generally runs on an as-needed basis, with policyholders contacting the agency when life events or contract questions arise.
G A Campbell Agency specializes in disability insurance to replace lost income when injury or illness prevents work. The agency serves Fairborn, Ohio, and the surrounding area by helping individuals and families evaluate disability coverage options suited to their specific needs and financial situations. Clients receive guidance through policy selection and claim processes. During open enrollment periods or when a worker faces a new health concern, the agency assists with adjusting existing coverage requirements or securing new protection.
As winter weather raises the risk of slips and falls in the Fairborn area, Nationwide Insurance: Brian D Parrett helps local workers secure coverage that protects their income if an injury prevents them from working. Disability insurance agents in this region frequently assist clients in navigating policy options that replace lost wages during recovery. They meet with individuals to review their current financial obligations and employment status. An initial consultation begins with a simple conversation to inventory existing policies and discuss personal coverage gaps.
Bankers Life serves individuals in Fairborn, Ohio, by connecting them with disability insurance policies that provide income protection if they become unable to work due to illness or injury. The agency focuses specifically on helping clients choose appropriate disability coverage to safeguard their earnings during unexpected health challenges. Policies from this agent can benefit workers in various local commercial sectors, including offices with administrative roles, warehouses requiring physical labor, and food service establishments.
Parrett Insurance Group provides disability insurance services to residents of Fairborn, Ohio, and the surrounding area. For clients who require commercial coverage, the agency also assists local businesses with tailored disability protection solutions. Their work involves helping individuals and employers understand policy options that replace income during illness or injury. Between scheduled reviews, policyholders can contact the agency for follow-up service, including claims questions or adjustments to existing coverage for changing circumstances.
Sanderson Insurance Agency, serving Fairborn and surrounding areas in Ohio, provides services as a Disability Insurance Agent. The company helps individuals and businesses secure coverage that replaces income when a person cannot work due to illness or injury. It focuses on both short-term and long-term disability policies, tailoring plans to meet specific protection needs. Clients can receive assistance with policy selection and claim guidance for disability benefits.
What Does a a Disability Insurance Agent in Fairborn Cost?
Disability insurance premiums in Ohio typically range from 1 to 3 percent of your annual income. For a 50,000 dollar annual salary a policy might cost between 500 and 1,500 dollars per year. Costs vary based on age occupation health status and benefit amount. This is general information not insurance advice.
About disability insurance agents in Fairborn
Disability insurance agents in Fairborn Ohio help residents and workers find policies that protect their income if they cannot work. Ohio law does not require private disability insurance but many employers offer it through group plans. Local agents can explain how Ohio state disability benefits through workers compensation differ from private long-term disability coverage.
Frequently Asked Questions
What does a disability insurance agent in Fairborn do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can assist with understanding policy terms like elimination periods and benefit durations. Agents do not provide legal advice but can guide you through the application process.
Does Ohio have a state disability insurance program?
Ohio does not have a state-run short-term disability program like California or New York. However Ohio workers compensation provides wage replacement for work-related injuries. Private disability insurance is the main option for non-work related disabilities in Fairborn.
How long do I have to file a disability insurance claim in Ohio?
For private disability insurance the claim deadline depends on your policy terms often 30 to 90 days from the date of disability. For Ohio workers compensation you generally have two years from the date of injury to file a claim. Check your specific policy for exact time limits.
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