The top-rated disability insurance agent in Village of Clarkston, Michigan is Tony Volante - State Farm Insurance Agent, rated 4.9 stars across 431 reviews. Other highly rated options include The Ryan Insurance Agency, Farmers Insurance - Kurt Urch, Oakland Insurance. This directory lists 19 disability insurance agents serving Village of Clarkston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Volante - State Farm Insurance Agent | 4990 Sashabaw Rd | (248) 625-6777 |
| 2 | The Ryan Insurance Agency | 7151 N Main St Ste. 103 | (248) 403-8591 |
| 3 | Farmers Insurance - Kurt Urch | 6160 Dixie Hwy Ste 210 | (248) 297-6020 |
| 4 | Oakland Insurance | 8055 Ortonville Rd | (248) 647-2500 |
| 5 | Rossell Agency | 5850 Dixie Hwy Ste C | (248) 605-0060 |
| 6 | Dave Smith - State Farm Insurance Agent | 7217 Sashabaw Rd | (248) 625-2414 |
| 7 | McNeil Agency Inc | 5730 Bella Rosa Blvd Ste #300 | (586) 731-1180 |
| 8 | Steve Craft: Allstate Insurance | 6300 Sashabaw Rd # C | (248) 620-2211 |
| 9 | Farm Bureau Insurance | 9282 Dixie Hwy | (248) 922-1994 |
| 10 | Auto-Owners Insurance Clarkston Claims | 5900 Lorac Dr #102 | (248) 620-2936 |
Tony Volante - State Farm Insurance Agent serves the Village of Clarkston, Michigan, and the surrounding areas, providing services as a disability insurance agent. The company assists local residents and professionals with coverage options designed to help protect income if an individual becomes unable to work due to illness or injury. Disability insurance policies offered can be tailored to replace a portion of lost earnings during a period of recovery. The agency specifically handles short-term and long-term disability insurance plans in this area.
The Ryan Insurance Agency in Village of Clarkston, MI offers a range of services focused on helping clients select disability insurance policies that provide income protection. Its service approach includes reviewing existing coverage and coordinating with employers to align individual plans with any group benefits. After a policy is issued, the agency provides ongoing assistance with claims filing and policy adjustments as clients’ needs change over time. The agency services single-family homes, apartments, retail establishments, and restaurants in the local area.
Farmers Insurance - Kurt Urch serves homeowners, business owners, and property managers in the Village of Clarkston, Michigan, by helping them secure disability insurance coverage. This type of insurance can provide income protection if an injury or illness prevents a policyholder from working. The agency works with clients to review individual needs and explain available policy options. To complement its Clarkston service area, the agency also covers the neighboring community of Waterford Township within Oakland County.
Oakland Insurance serves the Village of Clarkston, Michigan, and the surrounding communities of Oakland County. It handles disability insurance policies designed to protect a client’s income if an injury or illness prevents them from working. An agent at this firm meets with individuals to review their current earnings and job duties, then compares options from multiple carriers. To complete a typical job, the agent gathers financial records and medical history, then explains policy features before helping the client select suitable coverage.
At Rossell Agency in the Village of Clarkston, MI, clients can choose between a one-time policy review or an ongoing service arrangement to manage their disability insurance needs. The agency specializes in helping individuals secure coverage that protects their income should an illness or injury prevent them from working. A standard process involves evaluating existing policies against current circumstances and employer benefits. Service runs on a scheduled basis, with periodic check-ins and policy updates available as requested by the client.
Specializing in disability insurance, Dave Smith - State Farm Insurance Agent in Village of Clarkston, MI, helps residents protect their income from unexpected illnesses or injuries. In addition, this agency guides clients through broader coverage options, ensuring policies align with personal financial goals. Daily operations include evaluating individual circumstances to recommend appropriate plans without overcomplicating choices. As seasonal work or winter conditions can increase accident risks, many locals turn here for timely policy adjustments that prevent financial strain during recovery periods.
As the colder months approach in the Village of Clarkston, residents often review their coverage for income protection. McNeil Agency Inc focuses on disability insurance, helping local workers safeguard their earnings if illness or injury prevents them from working. The firm guides clients through policy options designed to replace a portion of income during recovery. Initial consultation typically involves a full review of current employment benefits and personal financial obligations. This assessment begins with a simple conversation to identify each individual’s specific exposure and need for coverage.
Steve Craft: Allstate Insurance in the Village of Clarkston, MI, provides guidance on income protection for local residents who cannot work due to illness or injury. This agency specializes in disability insurance policies that replace a portion of lost earnings during recovery. The agents typically assist clients in identifying coverage that aligns with individual financial obligations and employment situations. Its services address the needs of workers in commercial sectors, including offices, warehouses, and food service operations.
Auto-Owners Insurance Clarkston Claims is a disability insurance agent based in the Village of Clarkston, MI, known for helping local residents secure income protection in the event of injury or illness. Its service range covers policy selection, application assistance, and claims guidance for short- and long-term disability plans. For clients seeking additional coverage, it can add on a rider for partial disability benefits.
What Does a a Disability Insurance Agent in Village of Clarkston Cost?
Disability insurance agent services in Michigan typically cost nothing upfront because agents earn commissions from the insurance company. Premiums for individual disability policies range from 1% to 3% of your annual income. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Village of Clarkston
A disability insurance agent in Village of Clarkston, Michigan can help you understand your policy options and file claims. Michigan law requires insurers to respond to claims within a reasonable time, typically 30 days. Local agents know the specific needs of Clarkston residents and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Village of Clarkston do?
A disability insurance agent helps you find a policy that fits your needs and assists with claims. They can explain policy terms and help you gather medical evidence. Agents do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in Michigan?
Michigan insurance policies usually require you to notify the insurer within 30 days of becoming disabled. You must file a formal claim within 90 days. Check your specific policy for exact deadlines.
Can a disability insurance agent help with an appeal in Michigan?
Yes, an agent can help you understand the appeal process and gather necessary documents. Michigan law gives you 180 days to appeal a denied claim. For complex appeals, you may also want to consult an attorney.
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