The top-rated disability insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 873 reviews. Other highly rated options include Boer Insurance Group, Kevin J Curtis - State Farm Insurance Agent, Stedman Insurance Agency Inc.. This directory lists 33 disability insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Kevin J Curtis - State Farm Insurance Agent | 251 State St SE | (616) 319-7117 |
| 4 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 5 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 6 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
| 7 | West Michigan Insurance, Inc. | 56 Cesar E. Chavez Ave SW Suite 300 | (616) 866-3180 |
| 8 | Scott Southland - State Farm Insurance Agent | 1063 4 Mile Rd NW #100 | (616) 784-0588 |
| 9 | Inszone Insurance Services | 4081 Cascade Rd SE Suite 300 | (616) 451-3300 |
| 10 | Comparion Insurance Agency | 4362 Cascade Rd SE #110 | (616) 455-1700 |
The Brouwers Agency, LLC provides assistance with securing disability insurance coverage tailored to individual income protection needs in Grand Rapids, MI. Its services include helping clients understand policy options and navigating the application process to safeguard against loss of earnings. Maintenance services involve reviewing existing policies to ensure they remain aligned with changing circumstances. The agency services a wide range of clients, including professionals working in single-family homes, apartments, retail establishments, and restaurants.
As the winter months in Grand Rapids bring ice and slippery walkways, the risk of an injury that could interrupt a paycheck becomes a pressing concern. Boer Insurance Group helps local workers address this vulnerability by offering disability insurance policies tailored to individual income protection needs. The agents here work closely with clients to review policy options and details. An initial consultation to assess current coverage and potential gaps is the first step toward securing financial stability.
Kevin J Curtis operates as a disability insurance agent in Grand Rapids, Michigan, providing residential service to individuals seeking income protection in the event of illness or injury. Commercial coverage is also available for local employers and small business owners throughout the greater Grand Rapids area. The agent works with clients to assess their specific risk needs and policy options. Scheduled follow-up discussions help clients adjust their plans as circumstances change between regular service visits.
Stedman Insurance Agency Inc. serves the Grand Rapids, Michigan, metro area and surrounding Kent County as a Disability Insurance Agent. The agency helps individuals and local business owners protect their income by providing coverage that replaces a portion of earnings if illness or injury prevents them from working. Policies are tailored to meet the specific needs of clients in various occupations and financial situations. The agency handles long-term disability insurance and short-term disability insurance in this area.
Warsen Insurance Agency, Inc. provides a range of disability insurance services to individuals and businesses in the Grand Rapids, Michigan area. It helps clients secure income protection through various policy options tailored to different occupational and financial needs. The agency also offers ongoing policy reviews and claims assistance to ensure coverage remains aligned with changing circumstances. Its services cover both short-term and long-term disability plans for a diverse client base. It services single-family homes, apartments, retail, and restaurants.
Insurance Advantage Agency serves the Grand Rapids, Michigan area and surrounding communities as a Disability Insurance Agent. It handles applications for disability income protection policies that help replace lost earnings if a client becomes unable to work due to illness or injury. The agency works with individuals and professionals needing coverage solutions. To handle a typical case, it evaluates a client’s occupation and income to find suitable policy options from various carriers, then assists with the necessary medical and financial documentation through the underwriting process.
Serving homeowners, renters, and local small business owners in the Grand Rapids area, West Michigan Insurance, Inc. specializes in disability insurance agency services. This agency helps clients obtain policies that provide income protection if an injury or illness prevents them from working. Typical tasks include explaining policy options, comparing coverage limits, and assisting with the application process for individual plans. The company also extends its disability insurance services to residents and employers in nearby Wyoming, Michigan.
Scott Southland’s agency serves Grand Rapids clients seeking disability insurance, distinguishing between one-time policies that provide a single benefit period and recurring options that replace income over multiple claims. Coverage protects a portion of earnings if illness or injury prevents work, ensuring financial stability during recovery. Service is structured around as-needed client appointments, with policy reviews and claim assistance scheduled when individual circumstances require.
Inszone Insurance Services specializes in arranging policies that replace a portion of income if a client becomes unable to work due to injury or illness. The agency serves individuals and professionals throughout Grand Rapids, Michigan, guiding them through the medical and occupational criteria involved in securing coverage. It also assists existing policyholders with navigating claims and understanding rider options. As winter conditions increase the risk of slips and vehicle accidents on area roads, the agency helps local workers reassess their current short-term protection.
Serving Grand Rapids and the surrounding communities in Kent County, Comparion Insurance Agency handles individual disability income protection policies for local professionals and self-employed residents. The agency assists clients in obtaining coverage that replaces a portion of lost earnings if sickness or injury prevents them from working. Policies are typically tailored to the client's specific occupation, income level, and elimination period preferences. To complete a typical assignment, the agency begins by reviewing the applicant’s financial records and health history, then identifies suitable policy options from multiple carriers.
What Does a a Disability Insurance Agent in Grand Rapids Cost?
Disability insurance premiums in Michigan typically range from 1% to 3% of your annual income for individual policies. For a 50,000 dollar annual income a policy may cost 500 to 1,500 dollars per year. Group rates through an employer are often lower. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Grand Rapids
Disability insurance agents in Grand Rapids Michigan help individuals and businesses find coverage that protects income if you cannot work. Michigan law does not require private disability insurance but does regulate how policies are sold and claims are handled. Working with a local agent can help you understand options specific to Michigan insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Grand Rapids do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. They do not provide legal advice but can guide you through the application process.
How is Michigan law different for disability insurance?
Michigan follows the Michigan Insurance Code which sets rules for policy language and claim handling. The state does not have a specific short-term disability mandate for private employers. However group disability plans may be subject to ERISA federal law. An agent can explain how these rules affect your coverage.
Can a Grand Rapids agent help with an existing disability claim?
An agent can help you understand your policy and file a claim but cannot represent you in disputes. For denied claims or appeals you may need a disability insurance attorney. Agents focus on policy selection and initial claims support.
Disability Insurance Agents in Other Michigan Cities
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