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HomeDisability Insurance AgentsMichigan › Clinton Township

Find Disability Insurance Agents Near You in Clinton Township, MI

Browse disability insurance agents serving Clinton Township, Michigan. Updated 2026-07-14.

The top-rated disability insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 21 disability insurance agents serving Clinton Township.

Showing 21 disability insurance agents in Clinton Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Independent Insurance Agency15945 Canal Rd(586) 247-2220
2Royal Oath Insurance Group42536 Hayes Rd Suite 400(586) 238-3535
3AMG Health & Life Insurance Group16600 18 Mile Rd(248) 592-0080
4AAA Insurance - Schnaidt Agency35927 Southbound Gratiot Ave(586) 838-2555
5MI Insurance Agency40684 Hayes Rd(586) 354-3462
6HealthMarkets Insurance - Amir Ribic44990 Heydenreich Rd suite g(248) 840-9865
7McGovern Agency37102 S Groesbeck Hwy(586) 464-2400
8John Jaboro Agency / Farm Bureau Insurance21250 Hall Rd #100(586) 522-4428
9Fcia Professionals & Group23885 Denton St(586) 463-5000
10American Health Plans16600 18 Mile Rd(866) 487-9887
FI
15945 Canal Rd
First Independent Insurance Agency
Disability Insurance Agent · Clinton Township, MI

First Independent Insurance Agency serves clients throughout Clinton Township and Macomb County, Michigan, specializing in disability insurance agent services to help protect income against unexpected illness or injury. The agency assists individuals and local businesses in understanding policy options that provide financial stability during periods of disability. They handle both short-term and long-term disability insurance plans tailored to different employment situations.

RO
42536 Hayes Rd Suite 400
Royal Oath Insurance Group
Disability Insurance Agent · Clinton Township, MI

Royal Oath Insurance Group in Clinton Township, MI, offers a range of services as a disability insurance agent, including helping clients select and apply for individual or group disability income policies. It provides ongoing plan maintenance through policy reviews and updates to ensure coverage keeps pace with changing needs. The company aids professionals in securing protection that replaces lost income due to illness or injury. It services properties like single-family homes, apartments, retail, and restaurants.

AH
16600 18 Mile Rd
AMG Health & Life Insurance Group
Disability Insurance Agent · Clinton Township, MI

AMG Health & Life Insurance Group serves clients in Clinton Township, Michigan, and the surrounding communities of Macomb County. It handles disability insurance needs for individuals and local small businesses, helping to protect income if an injury or illness prevents work. The agency guides clients through policy options designed to replace a portion of lost earnings during recovery. A typical job begins with a review of the client’s occupation and financial obligations, then narrows the choice to a suitable policy structure for that specific situation.

AI
35927 Southbound Gratiot Ave
AAA Insurance - Schnaidt Agency
Disability Insurance Agent · Clinton Township, MI

AAA Insurance - Schnaidt Agency serves homeowners, renters, and small business owners in Clinton Township, Michigan, who require disability income protection. It offers policies that replace a portion of lost earnings if an injury or illness prevents work. The agency helps clients understand short-term and long-term disability options to safeguard their financial stability during recovery. This service extends to individuals and families throughout Macomb County, including neighboring communities such as Shelby Township and Mount Clemens.

MI
40684 Hayes Rd
MI Insurance Agency
Disability Insurance Agent · Clinton Township, MI

MI Insurance Agency in Clinton Township, Michigan distinguishes between initial policy placement as a one-time service and the ongoing management of claims or benefit adjustments as recurring support. The agency assists clients in understanding how disability income protection can replace lost earnings during illness or injury, explaining policy terms and exclusions to ensure informed choices. Coverage options typically include short-term and long-term plans. Service for policy review or claims follows either a scheduled appointment or an as-needed basis for urgent inquiries.

HI
44990 Heydenreich Rd suite g
HealthMarkets Insurance - Amir Ribic
Disability Insurance Agent · Clinton Township, MI

HealthMarkets Insurance - Amir Ribic offers disability income protection as its primary specialty, helping clients safeguard their earning potential against illness or injury. Located in Clinton Township, MI, this agency provides guidance on policies that replace lost wages during recovery periods. General services include evaluating individual health needs to find suitable coverage options for local families and professionals. As the winter months bring increased risks of slips and seasonal illnesses, the agency assists clients in securing benefits that maintain financial stability during unexpected medical leave.

MA
37102 S Groesbeck Hwy
McGovern Agency
Disability Insurance Agent · Clinton Township, MI

The new year often motivates individuals in Clinton Township to review their financial safeguards, making disability coverage a frequent topic. McGovern Agency, serving the local community as a disability insurance agent, addresses these concerns by explaining how such policies can replace income during unexpected health setbacks. They clarify common terms, waiting periods, and benefit durations for each client’s situation. The process typically begins with an initial assessment of existing coverage and personal income needs.

JJ
21250 Hall Rd #100
John Jaboro Agency / Farm Bureau Insurance
Disability Insurance Agent · Clinton Township, MI

John Jaboro Agency / Farm Bureau Insurance in Clinton Township, MI is known for providing disability insurance agent services to local residents and businesses in the surrounding area. The agency assists clients with understanding and selecting policies that replace lost income due to illness or injury. It also offers guidance on evaluating coverage limits and policy terms. An additional specialty service it provides is coordinating disability benefits with existing employer-sponsored plans.

FP
23885 Denton St
Fcia Professionals & Group
Disability Insurance Agent · Clinton Township, MI
AH
16600 18 Mile Rd
American Health Plans
Disability Insurance Agent · Clinton Township, MI

Serving residents and families in Clinton Township, American Health Plans provides disability insurance agent services for individuals seeking coverage. The company also offers commercial disability insurance options for local businesses requiring income protection for their employees. Client consultations are conducted throughout the metropolitan area, with attention to personal policy details and plan comparisons. For those with ongoing protection needs, follow-up appointments are scheduled to review coverage or adjust policies between regular visits, ensuring continued service to existing clients.

LS
39999 Garfield Rd
Lucido's Insurance Agency
Disability Insurance Agent · Clinton Township, MI
(586) 286-8200
lucidoinsurance.com
WI
22440 Hall Rd
World Insurance Associates LLC
Disability Insurance Agent · Clinton Township, MI
(586) 569-0440
locations.worldinsurance.com/morris-insurance-group-a-divison-of-world-d83998535fc1
MP
36509 Gratiot Ave
Mark Polenz - State Farm Insurance Agent
Disability Insurance Agent · Clinton Township, MI
(586) 791-0600
polenzagency.com
FS
39085 Moravian Dr
Financial Security Insurance Corporation
Disability Insurance Agent · Clinton Township, MI
(586) 465-0070
fsimcorp.com
SI
33584 Harper Ave
Sweet Insurance Agency
Disability Insurance Agent · Clinton Township, MI
(248) 723-6000
sweetinsurance.com
UI
22800 Hall Rd suite 220 g
Universal Insurance Group LLC
Disability Insurance Agent · Clinton Township, MI
(586) 804-2532
MJ
21370 Cass Ave
Michael J. Ales - Licensed Insurance Agent
Disability Insurance Agent · Clinton Township, MI
(586) 556-7666
healthmarkets.com/michael.ales
JS
15985 Canal Rd # 6
Jacqueline S. Figiel Insurance Agency
Disability Insurance Agent · Clinton Township, MI
(586) 883-6745
figiel-insurance.com/about-us.html
CI
42524 Hayes Rd Suite 700
CG Insurance Agency Macomb
Disability Insurance Agent · Clinton Township, MI
(586) 999-8808
mycginsurance.com
MI
42524 Hayes Rd # 800
McPherson Insurance Agency
Disability Insurance Agent · Clinton Township, MI
(586) 247-8100
agents.allstate.com/michelle-mcpherson-clinton-township-mi.html
PC
16950 19 Mile Rd Ste 3-H
Preferred Choice Insurance Group
Disability Insurance Agent · Clinton Township, MI
(586) 477-0059
mypcigroup.com

What Does a a Disability Insurance Agent in Clinton Township Cost?

Disability insurance costs in Michigan vary based on age, health, occupation, and benefit amount. Typical premiums range from 1 percent to 3 percent of your annual income. For example, a 40 year old professional might pay 50 to 150 dollars per month for a policy with a 90 day waiting period. Costs can be higher for high risk occupations or shorter waiting periods. This is general information and not insurance advice.

About disability insurance agents in Clinton Township

A disability insurance agent in Clinton Township Michigan can help you understand your policy options and file claims. Michigan law requires disability insurance policies to meet certain standards under the Insurance Code. Working with a local agent who knows the area can make the process smoother for Macomb County residents.

Frequently Asked Questions

What does a disability insurance agent in Clinton Township do?

A disability insurance agent helps you compare policies from different carriers and explains coverage details. They can also assist with claim submissions and answer questions about Michigan specific policy requirements.

How long do I have to file a disability claim in Michigan?

Michigan law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. You should check your specific policy for exact time limits.

Do I need a disability insurance agent if I have coverage through my employer?

You might still benefit from an agent if you want to supplement employer coverage with an individual policy. Group plans often have limits, and an agent can explain options for additional protection under Michigan law.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.