The top-rated disability insurance agent in Canton Township, Michigan is Jackie Davis-Betserai - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include Browne & Balazs - Farm Bureau Insurance Canton, Farmers Insurance - Kevin Kelly, Heidi Kussurelis Insurance. This directory lists 15 disability insurance agents serving Canton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jackie Davis-Betserai - State Farm Insurance Agent | 44245 Ford Rd Ste 102 | (734) 480-7348 |
| 2 | Browne & Balazs - Farm Bureau Insurance Canton | 7752 N Canton Center Rd #110 | (734) 315-4511 |
| 3 | Farmers Insurance - Kevin Kelly | 8018 Sheldon Center Rd | (734) 414-6300 |
| 4 | Heidi Kussurelis Insurance | 5918 N Lilley Rd #1 | (734) 927-3730 |
| 5 | AAA Insurance - Basemah Elayan Insurance Agency, LLC | 7293 N Lilley Rd | (734) 224-9424 |
| 6 | Tucker Insurance Agency | 48225 Michigan Ave | (734) 697-5544 |
| 7 | Lynn Early - State Farm Insurance Agent | 44260 Cherry Hill Rd | (734) 983-9160 |
| 8 | Conrad Insurance Agency | 8518 N Canton Center Rd | (734) 416-8280 |
| 9 | The Leaman Agency: Allstate Insurance | 43411 Joy Rd | (734) 206-9152 |
| 10 | Neil Anchill - State Farm Insurance Agent | 42180 Ford Rd #303 | (734) 844-3200 |
Jackie Davis-Betserai State Farm Insurance Agent serves Canton Township, MI, and the surrounding region, providing disability insurance agent services. This agency helps individuals and families secure financial protection in the event of an illness or injury that prevents them from working. They focus on assessing each client’s income needs and matching them with suitable short- or long-term disability policies. Specific services handled in this area include group disability plans for local businesses and personal disability coverage for self-employed residents.
Browne & Balazs - Farm Bureau Insurance Canton provides disability insurance agent services to clients throughout Canton Township, Michigan. It assists individuals in understanding and selecting disability coverage that helps protect income during unexpected health events. The agency offers guidance on plan options and policy details without employing high-pressure sales tactics. This local firm typically works with property owners and tenants alike, servicing needs for single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Kevin Kelly serves homeowners, businesses, and property managers in Canton Township, Michigan, helping them secure disability insurance coverage that replaces a portion of lost income if an illness or injury prevents them from working. The agency guides clients through policy options tailored to their individual needs, ensuring they understand the terms and benefits available. It also offers assistance to those with small businesses seeking employee protection or personal income security. This agent covers additional areas within Wayne County, including the nearby community of Plymouth.
Heidi Kussurelis Insurance serves residential clients in Canton Township, Michigan, who need protection against lost income due to illness or injury. The agency also offers commercial disability coverage for local businesses seeking to safeguard their operations. Throughout the Canton area, the agent assists individuals and employers with policy selection and paperwork. After an initial plan is in place, the agency provides follow-up service between regular visits to review coverage as clients’ circumstances evolve.
For individuals with long-term needs, AAA Insurance - Basemah Elayan Insurance Agency, LLC in Canton Township, MI provides recurring disability income protection that replaces a portion of earnings month after month. For those facing a shorter-term recovery, a one-time disability payout is also available. Coverage options are designed to help policyholders maintain financial stability if illness or injury prevents work. These disability insurance agent services are provided on either a one-time or a scheduled, recurring basis to match each client’s specific situation.
Tucker Insurance Agency in Canton Township, MI specializes in securing disability income protection policies for individuals and families. It generally assists clients with evaluating and comparing coverage options to safeguard earnings against illness or injury. The agency guides customers through the process of selecting appropriate benefit periods and elimination periods to match their financial needs. By addressing how a serious health event would affect household finances, it helps local workers prepare for the sudden loss of a paycheck during recovery.
Serving Canton Township, Michigan, and the surrounding communities, Lynn Early - State Farm Insurance Agent offers disability insurance services. The agency handles applications for income protection policies that replace a portion of lost wages due to illness or injury. It works with clients to understand their occupation-specific coverage needs and policy waiting periods. When handling a typical job, it reviews the client's current financial situation to determine an appropriate benefit amount and elimination period for the policy.
As winter weather settles over Canton Township, unexpected medical leaves can create significant financial strain on household budgets. Conrad Insurance Agency in Canton Township, MI addresses this vulnerability by offering disability insurance policies designed to replace a portion of lost income during recovery periods. They guide residents through comparing short-term and long-term coverage options, helping to align benefits with specific occupations and existing employer protections. Each consultation involves reviewing current health status and financial obligations before mapping out appropriate coverage scenarios. The process begins with an initial needs assessment appointment.
The Leaman Agency of Canton Township provides general insurance services, specializing as a disability insurance agent to help clients secure income protection. This agency guides individuals through policy selection for replacing lost wages due to illness or injury. Professional support includes assessing coverage needs and explaining benefit terms. Businesses in the local area can consult this agency for disability solutions tailored to offices, warehouses, or food service operations.
Serving residents of Canton Township and surrounding areas, Neil Anchill operates as a State Farm Insurance Agent focusing on disability insurance needs. The agency assists local homeowners and renters in protecting their income, while also offering commercial disability coverage for small businesses in the region. Disability insurance agents in this area help clients secure monthly benefits for illnesses or injuries that prevent them from working. Neil Anchill’s office welcomes new policyholders and schedules follow-up appointments to review coverage needs between regular policy renewal visits.
What Does a a Disability Insurance Agent in Canton Township Cost?
Disability insurance agents in Michigan are typically paid through commissions from the insurance company, so there is no upfront fee for their services. Policy premiums vary widely, often ranging from 1% to 3% of your annual income. For example, a 40-year-old earning 60,000 per year might pay 600 to 1,800 annually for a policy. Costs depend on your occupation, health, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Canton Township
Disability insurance agents in Canton Township help residents and workers in Wayne County understand their policy options and file claims. Under Michigan law, disability insurance policies are regulated by the Michigan Department of Insurance and Financial Services. A local agent can guide you through the process of securing income protection or appealing a denied claim.
Frequently Asked Questions
What does a disability insurance agent in Canton Township do?
A disability insurance agent helps you choose a policy that fits your needs and assists with claim filings. They explain Michigan-specific policy terms and coverage limits. They do not provide legal advice but can refer you to a lawyer if needed.
Are there time limits for filing a disability claim in Michigan?
Yes, Michigan policies often require you to file a claim within 30 to 90 days of becoming disabled. Check your policy for exact deadlines. Missing these limits can result in a denial.
Can a Canton Township agent help with a denied disability claim?
Yes, an agent can review your denial letter and help you gather additional medical evidence. They can also explain the appeals process under Michigan insurance regulations. For complex cases, you may need an attorney.
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