The top-rated disability insurance agent in Commerce Township, Michigan is Medicare Benefits Group, rated 5.0 stars across 367 reviews. Other highly rated options include Acrisure Commerce Township, MI (Insurance Advisors), Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare Benefits Group | 4485 Commerce Woods Dr | (734) 657-4797 |
| 2 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 3 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 4 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 5 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 6 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 7 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 8 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 9 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
| 10 | Farmers Insurance - Robert Dettloff | 8262 Cooley Lake Rd | (248) 363-7555 |
Medicare Benefits Group serves Commerce Township and the surrounding Oakland County area as a disability insurance agent. The firm helps local professionals and individuals navigate the complexities of securing income protection policies. It focuses on matching clients with coverage that replaces a portion of their earnings if an injury or illness prevents them from working. This agency handles both short-term and long-term disability insurance plans tailored to different employment situations.
Acrisure Commerce Township, Michigan Insurance Advisors provides a range of disability insurance agent services, including policy evaluation, application assistance, and claims support for local clients. The agency offers ongoing service plans to help policyholders maintain appropriate coverage and adjust benefits as their income or health needs change. It also assists with coordinating replacement income protection for unexpected medical conditions. The firm typically services a variety of property types, including single-family homes, apartment complexes, retail storefronts, and restaurants in the Commerce Township area.
Tim Peacock - State Farm Insurance Agent in Commerce Township, Michigan, serves local homeowners, renters, business owners, and families seeking financial protection through disability insurance. The agency helps clients understand how income replacement policies can safeguard their livelihood during illness or injury. Each plan is tailored to individual employment situations and budget needs. The agent also provides coverage guidance for residents in Walled Lake and other nearby communities within the greater Detroit metropolitan area.
Jason Doyle, a disability insurance agent serving Commerce Township and the surrounding communities of Oakland County, handles applications for individual and group disability income protection policies. The office assists local professionals and small business owners in securing coverage that replaces a portion of lost wages during illness or injury. Each new case begins with a detailed personal consultation to assess occupation-specific risks and existing benefits, followed by identifying suitable policy options from available carriers to meet the client's particular financial needs.
Shoppers choose between one-time disability insurance policies and recurring plans that provide ongoing income replacement. The Derek Stein Agency in Commerce Township, MI, helps local clients evaluate these coverage options to protect their earnings if injury or illness prevents them from working. They assess each individual’s occupation and financial needs to recommend suitable policy terms. Service is provided on a scheduled basis to review and adjust coverage as circumstances change or when renewing an existing plan.
Desiree Truman - State Farm Insurance Agent in Commerce Township, MI, provides disability insurance agent services specializing in long-term and short-term disability coverage that replaces a portion of lost income due to illness or injury. The agency also offers guidance on general personal insurance needs, helping customers secure protection for their assets and future. During open enrollment periods, it assists local workers in coordinating disability benefits with existing employer plans.
Area professionals in Commerce Township, Michigan, frequently worry how an unexpected injury or illness could interrupt their income. Corporate Insurance Planners works closely with residents to design disability coverage that protects salaries and daily living expenses against such unpredictable events. Their focused approach simplifies complex policy options and clarifies waiting periods and benefit terms. Clients appreciate the straightforward guidance tailored to various careers and health needs. The process begins with an initial consultation to review current earnings, existing benefits, and potential risks before presenting suitable policy recommendations.
Goosehead Insurance - Mary Bucki in Commerce Township, Michigan, assists individuals and businesses in the region by assessing their income protection needs. The agency specializes in disability insurance agent services, helping clients secure coverage that replaces lost wages due to illness or injury. Its team focuses on structuring policies for various local commercial sectors, tailoring plans to the unique financial exposures found in offices, warehouses, and food service operations.
Tom Attard: Allstate Insurance serves residents of Commerce Township, Michigan with disability insurance coverage. For commercial clients, the agency offers policies that address income protection for business owners and their employees. Service extends throughout the greater Commerce area and surrounding communities. Agents review existing plans during standard appointments and can adjust coverage as personal or professional circumstances evolve. Clients are encouraged to schedule a follow-up visit whenever their situation changes, ensuring protection remains aligned with current needs between regular reviews.
Farmers Insurance - Robert Dettloff in Commerce Township, MI, is recognized as a local disability insurance agent, working with clients to secure income protection plans. The service range includes evaluating individual needs for short-term and long-term disability coverage that can help replace lost wages due to illness or injury. A specialty service this agency can add on is offering guidance on supplemental accident policies to round out a client’s financial safety net.
What Does a a Disability Insurance Agent in Commerce Township Cost?
Disability insurance premiums in Michigan typically range from 1% to 3% of your annual income for individual policies. For a 40 year old earning 60,000 dollars per year, a policy might cost between 50 and 150 dollars per month. Group coverage through an employer is often partially subsidized. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Commerce Township
Disability insurance agents in Commerce Township Michigan assist residents with understanding their policy benefits and filing claims. Michigan law requires insurers to respond to disability claims within 45 days under MCL 500.2006. Local agents can help you navigate the process and protect your income if you cannot work.
Frequently Asked Questions
What does a disability insurance agent in Commerce Township do?
A disability insurance agent helps you choose a policy that fits your needs and guides you through the claims process. They explain policy terms and can assist with gathering medical evidence for your claim.
How long does a disability insurance claim take in Michigan?
Under Michigan law MCL 500.2006, an insurer must make a claim decision within 45 days after receiving proof of loss. They may extend this by 30 days if more information is needed.
Do I need a disability insurance agent if I already have a policy through work?
Even with an employer policy, an agent can help you understand your specific coverage limits and exclusions. They can also advise on supplemental individual policies to fill gaps in group coverage.
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