The top-rated disability insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Kevin Shettler - State Farm Insurance Agent, Aaron Richards - State Farm insurance Agent, Heidi Kussurelis Insurance. This directory lists 25 disability insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Kevin Shettler - State Farm Insurance Agent | 1935 Pauline Blvd Ste 100A | (734) 663-6602 |
| 3 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 4 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 5 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 6 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 7 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 8 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 9 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
| 10 | The Gordon Group Agency | 3376 Washtenaw Ave | (734) 677-1555 |
Tom Pelham serves the Ann Arbor, Michigan, metro area as a disability insurance agent, assisting residents with income protection and financial planning. This agency helps individuals evaluate coverage options to replace lost earnings due to illness or injury. Clients can explore short-term disability policies designed for temporary recovery periods. The office also handles long-term disability insurance plans for extended income support.
Kevin Shettler - State Farm Insurance Agent in Ann Arbor, MI provides disability income protection plans designed to replace a portion of lost earnings if injury or illness prevents work. This service helps policyholders maintain financial stability during recovery periods. Ongoing plan reviews and claim assistance ensure coverage adapts to changing professional circumstances and household budgets. The agency serves a diverse clientele including single-family homeowners, apartment dwellers, local retail operators, and restaurant owners needing personal or business-related disability insurance solutions.
Aaron Richards, a disability insurance agent in Ann Arbor, Michigan, serves local homeowners and business owners seeking income protection plans. The agency assists residents and professionals in securing policies that replace a portion of their earnings during illness or injury. It offers guidance on individual disability coverage, helping clients understand waiting periods and benefit durations. The disability insurance agent also serves the surrounding Washtenaw County area, including the nearby community of Ypsilanti.
Serving Ann Arbor and the surrounding Washtenaw County communities, Heidi Kussurelis Insurance handles applications for disability insurance policies. These plans help replace income if a client becomes unable to work due to illness or injury. The agency guides individuals through the process of selecting coverage that fits their financial situation. It begins each client relationship by reviewing current income, expenses, and employment protection needs. A typical job proceeds by comparing policy options from multiple carriers to find suitable terms before assisting with the formal application paperwork.
For individuals seeking short-term or permanent income protection, Farmers Insurance - Julia Jakacki provides options through disability insurance in Ann Arbor, MI. One-time policies may cover a specific recovery period, while recurring service plans replace a portion of lost earnings on an ongoing basis. Coverage typically addresses injury- or illness-related inability to work, focusing on financial stability during recovery. Assistance is available on an as-needed basis to evaluate changing circumstances or adjust policy terms as requirements evolve.
Ann Arbor Insurance Centre specializes in disability insurance coverage, offering policies that provide income replacement if a client cannot work due to injury or illness. The agency serves individuals and professionals throughout Ann Arbor, Michigan, helping them evaluate their specific needs and compare available plan options. Understanding that an unexpected health event can disrupt both daily life and long-term financial security, the centre also assists with seasonal considerations such as reviewing coverage before the end of a policy’s annual enrollment period.
Lequana Robinson Insurance Agency works with individuals and businesses in the Ann Arbor area to secure income protection. The agency specializes in disability coverage, helping clients replace lost wages if they cannot work due to illness or injury. Policies are tailored to match varying occupations and earning levels to keep household finances stable during recovery. Its commercial clientele can include offices, warehouses, and food service operations.
Concept Insurance provides residential disability insurance guidance to individuals in Ann Arbor, helping them protect their income against illness or injury. The company also serves commercial clients, offering policies designed for local business owners in the area who need coverage for their workforce. The service extends throughout Ann Arbor and the surrounding Washtenaw County region. Following an initial policy placement, agents remain available for adjustments or annual reviews, ensuring clients are supported between regular visits.
As local residents navigate the financial uncertainty that often accompanies a new diagnosis or an unexpected injury, securing reliable income protection becomes essential. Falcon Insurance Agency of Michigan serves Ann Arbor by guiding clients through the complex marketplace for disability insurance policies. Licensed agents at this firm help individuals compare plans tailored to replace a portion of lost wages during recovery. Understanding that coverage requirements vary widely by profession and health history, they prepare a detailed initial risk assessment to identify the most suitable options.
The Gordon Group Agency in Ann Arbor, Michigan, is known for providing guidance on disability insurance, helping clients protect their income against unexpected illness or injury. The company offers assistance with evaluating individual needs and comparing policy options from various insurers. These services suit professionals, small business owners, and self-employed individuals seeking financial security. A specialty service the firm can provide is designing guaranteed renewable policies that ensure continued coverage under specified terms.
What Does a a Disability Insurance Agent in Ann Arbor Cost?
Typical costs for disability insurance through an agent in Michigan range from 1% to 3% of your annual income for individual policies. For example a policy covering 60% of a 60000 salary might cost between 600 and 1800 per year. Group plans through employers are often cheaper but less customizable. Costs vary by age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Ann Arbor
Disability insurance agents in Ann Arbor Michigan help individuals and business owners find coverage that protects income if an injury or illness prevents work. Michigan law requires certain policies to include specific provisions like a 30-day grace period for premium payments. Local agents understand the needs of Ann Arbor workers and can explain how Michigan disability benefits interact with private plans.
Frequently Asked Questions
What does a disability insurance agent in Ann Arbor do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can guide you on benefit amounts elimination periods and policy riders. They do not handle claims but can connect you with the right resources.
How do I choose a disability insurance agent in Michigan?
Look for an agent licensed in Michigan with experience in disability coverage. Check their reviews and ask about their familiarity with Michigan insurance regulations. A good agent will explain policy terms clearly without pressuring you.
Are there Michigan laws that affect disability insurance policies?
Yes Michigan insurance law requires that disability policies include a 30-day grace period and a 60-day contestability period. Policies must also provide a free look period of at least 10 days. An agent can explain how these rules protect you.
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