ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeDisability Insurance AgentsMichigan › St Clair Shores

Find Disability Insurance Agents Near You in St Clair Shores, MI

Browse disability insurance agents serving St Clair Shores, Michigan. Updated 2026-07-14.

The top-rated disability insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 379 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 17 disability insurance agents serving St Clair Shores.

Showing 17 disability insurance agents in St Clair Shores, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tom Peck - State Farm Insurance Agent25310 Little Mack Ave(586) 775-6300
2Sue Crowe - State Farm Insurance Agent31800 Harper Ave(586) 296-3800
3Lakepointe Insurance Agency25124 Jefferson Ave(586) 776-6990
4Michigan Insurance and Financial Services26503 Harper Ave(586) 218-5980
5DDI Insurance Agency24522 Harper Ave(313) 925-3216
6Goosehead Insurance - Joe Manzella23000 Greater Mack Ave Suite 400(313) 314-2227
7Jeffery Torrice: Allstate Insurance22811 Greater Mack Ave Ste 214(313) 881-0200
8Farm Bureau Insurance - Paul Genaw23420 Greater Mack Ave C(586) 218-7795
9Midwest Disability Specialists21929 Harper Ave(313) 288-2181
10McDaid & Associates Inc29700 Harper Ave # 5(586) 415-7200
TP
25310 Little Mack Ave
Tom Peck - State Farm Insurance Agent
Disability Insurance Agent · St Clair Shores, MI

Tom Peck - State Farm Insurance Agent serves the St Clair Shores, Michigan area, offering disability insurance agent services. This agency helps residents protect their income by providing policies that replace a portion of earnings if an illness or injury prevents them from working. Coverage is designed to assist with everyday expenses during recovery periods. Clients in the local community can explore options tailored to their individual employment situations and financial needs. The office handles short-term disability insurance and long-term disability insurance policies for its customers.

SC
31800 Harper Ave
Sue Crowe - State Farm Insurance Agent
Disability Insurance Agent · St Clair Shores, MI

Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI, provides disability insurance agent services to the local community. The agency focuses on helping clients understand and select disability income protection policies suited to their individual needs. Policies are designed to replace a portion of earned income if an injury or illness prevents work. The agency assists with explaining plan options, guiding applicants through the underwriting process, and offering ongoing support for policy maintenance and claims. It serves single-family homes, apartments, retail stores, and restaurants in the area.

LI
25124 Jefferson Ave
Lakepointe Insurance Agency
Disability Insurance Agent · St Clair Shores, MI

Lakepointe Insurance Agency serves local homeowners, renters, and working professionals in St Clair Shores, Michigan, by providing disability insurance agent services. The agency helps individuals understand how disability coverage can protect their income if illness or injury prevents them from working. It assists clients in selecting policies that fit their personal financial situations, covering both short-term and long-term needs. Lakepointe Insurance Agency also serves clients in the neighboring community of Roseville.

MI
26503 Harper Ave
Michigan Insurance and Financial Services
Disability Insurance Agent · St Clair Shores, MI

Michigan Insurance and Financial Services in St Clair Shores helps clients understand the difference between securing a standalone disability policy for predictable long-term income replacement and exploring coverage options within employer-sponsored group plans that may offer less customization. These agents analyze income sources, occupation-specific risks, and waiting periods to recommend policies that protect against lost earnings due to illness or injury. As an independent agency, their service operates on a one-time consultation or ongoing as-needed basis.

DI
24522 Harper Ave
DDI Insurance Agency
Disability Insurance Agent · St Clair Shores, MI

Based in St Clair Shores, MI, DDI Insurance Agency specializes in helping professionals secure disability coverage tailored to their income and occupation. It provides guidance on group policies, individual plans, and supplemental options for residents across the area. The agency assists clients in reviewing policy terms, comparing benefit periods, and understanding elimination periods to ensure suitable protections are in place. For those facing a new diagnosis or approaching a major career transition, it helps assess how changes may affect eligibility for short-term or long-term income replacement.

GI
23000 Greater Mack Ave Suite 400
Goosehead Insurance - Joe Manzella
Disability Insurance Agent · St Clair Shores, MI

In the often snowy winters of St Clair Shores, MI, residents may face increased risks of injuries that threaten their income, which is where Goosehead Insurance - Joe Manzella provides essential disability insurance solutions. These plans help protect a portion of earnings if an illness or accident prevents work. As a dedicated local agent, the company evaluates each client's specific occupation and lifestyle needs for appropriate coverage levels. To begin, an initial assessment of financial obligations and current protections is scheduled.

JT
22811 Greater Mack Ave Ste 214
Jeffery Torrice: Allstate Insurance
Disability Insurance Agent · St Clair Shores, MI

Jeffery Torrice: Allstate Insurance serves St Clair Shores, MI and the surrounding communities, handling disability insurance policies that provide income protection for local residents. It works with individuals to select coverage that replaces a portion of wages if an injury or illness prevents them from working. The agency guides clients through the process of understanding policy terms and benefit periods before enrollment. To handle a typical job, it reviews a client's current income and occupation to match them with an appropriate plan.

FB
23420 Greater Mack Ave C
Farm Bureau Insurance - Paul Genaw
Disability Insurance Agent · St Clair Shores, MI

Farm Bureau Insurance - Paul Genaw in St Clair Shores, MI is known for serving clients seeking disability insurance coverage, offering policies designed to replace lost income when illness or injury prevents work. The agency assists local residents in evaluating their protection needs and comparing available plans from the company. Policyholders can rely on dedicated local support throughout the claims process. An additional specialty service the agency can provide is coordinating disability coverage with existing personal savings plans.

MD
21929 Harper Ave
Midwest Disability Specialists
Disability Insurance Agent · St Clair Shores, MI
MA
29700 Harper Ave # 5
McDaid & Associates Inc
Disability Insurance Agent · St Clair Shores, MI

McDaid & Associates Inc provides disability insurance services for clients in St Clair Shores, Michigan, focusing on protecting income against illness or injury. Its work includes helping individuals select policies that align with their financial needs. The company can assist professionals by advising on coverage while they are employed. It also serves commercial sectors including offices, warehouses, and food service businesses that seek employee benefits.

DI
26333 Jefferson Ave # 103
DC Insurance Group
Disability Insurance Agent · St Clair Shores, MI
(586) 774-6400
dc-ins.com
DI
31750 Harper Ave
Davis Insurance Group Agency
Disability Insurance Agent · St Clair Shores, MI
(586) 944-2220
davisinsgrp.com
AI
29840 Harper Ave
AAA Insurance - Kim Hobson & Associates
Disability Insurance Agent · St Clair Shores, MI
(586) 459-0778
locator.acg.aaa.com/mi/st-clair-shores/aaa-insurance-kim-hobson-&-associates
GI
22930 E 9 Mile Rd
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · St Clair Shores, MI
(586) 774-5300
locations.ajg.com/us/mi/saint-clair-shores/22930-nine-mile-road
EM
24220 Jefferson Ave # A
Eastern Michigan Agencies Inc
Disability Insurance Agent · St Clair Shores, MI
(586) 778-9900
emainsurance.com
PP
23409 Jefferson Ave STE 100B
Perry & Perry Insurance Group Inc.
Disability Insurance Agent · St Clair Shores, MI
(586) 774-5711
GI
21731 Greater Mack Ave
Gardner Insurance
Disability Insurance Agent · St Clair Shores, MI
(586) 359-2286
thegardnerinsurance.com

What Does a a Disability Insurance Agent in St Clair Shores Cost?

The cost of disability insurance in Michigan varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Costs are higher for high-risk occupations. This is general information, not insurance advice.

About disability insurance agents in St Clair Shores

Disability insurance agents in St Clair Shores Michigan help residents and workers find coverage that protects their income if they cannot work. Michigan law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and the claims process.

Frequently Asked Questions

What does a disability insurance agent in St Clair Shores do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding Michigan insurance regulations.

How long do I have to file a disability claim in Michigan?

Michigan law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 30 days of becoming disabled. You should check your specific policy for exact time limits.

Do Michigan disability policies cover partial disability?

Many Michigan disability insurance policies offer partial or residual disability benefits. These pay a portion of your benefit if you can work but earn less due to a disability. An agent can explain which policies include this coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.