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Find Disability Insurance Agents Near You in St Clair Shores, MI

Compare disability insurance agents in St Clair Shores. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 17 disability insurance agents in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Peck - State Farm Insurance Agent
25310 Little Mack Ave, St Clair Shores, MI 48081
(586) 775-6300 tompeckinsurance.com
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800 suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Jeffery Torrice: Allstate Insurance
22811 Greater Mack Ave Ste 214, St Clair Shores, MI 48080
(313) 881-0200 agents.allstate.com
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980 miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216 ddiinsurance.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227 goosehead.com
McDaid & Associates Inc
29700 Harper Ave # 5, St Clair Shores, MI 48082
(586) 415-7200 mcdaidandassociates.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400 dc-ins.com
Farm Bureau Insurance - Paul Genaw
23420 Greater Mack Ave C, St Clair Shores, MI 48080
(586) 218-7795 farmbureauinsurance-mi.com
Midwest Disability Specialists
21929 Harper Ave, St Clair Shores, MI 48080
(313) 288-2181 midwestdisabilityspecialists.com
Gallagher Insurance, Risk Management & Consulting
22930 E 9 Mile Rd, St Clair Shores, MI 48080
(586) 774-5300 locations.ajg.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220 davisinsgrp.com
AAA Insurance - Kim Hobson & Associates
29840 Harper Ave, St Clair Shores, MI 48082
(586) 459-0778 locator.acg.aaa.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900 emainsurance.com
Perry & Perry Insurance Group Inc.
23409 Jefferson Ave STE 100B, St Clair Shores, MI 48080
(586) 774-5711
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 thegardnerinsurance.com

Disability insurance agents in St Clair Shores Michigan help residents and workers find coverage that protects their income if they cannot work. Michigan law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and the claims process.

What Does a Disability Insurance Agent in St Clair Shores Cost?

The cost of disability insurance in Michigan varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Costs are higher for high-risk occupations. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in St Clair Shores do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding Michigan insurance regulations.
How long do I have to file a disability claim in Michigan?
Michigan law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 30 days of becoming disabled. You should check your specific policy for exact time limits.
Do Michigan disability policies cover partial disability?
Many Michigan disability insurance policies offer partial or residual disability benefits. These pay a portion of your benefit if you can work but earn less due to a disability. An agent can explain which policies include this coverage.