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Compare Disability Insurance Agents in Southgate, MI

Browse disability insurance agents serving Southgate, Michigan. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Southgate, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 11 disability insurance agents in Southgate, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lademan Insurance Agency
16093 Eureka Rd, Southgate, MI 48195
(734) 284-7500 lademaninsurance.com
Sam Quisenberry - State Farm Insurance Agent
11165 Allen Rd, Southgate, MI 48195
(313) 386-6565 samq.net
Grendel-Wittbold Insurance
12850 Eureka Rd, Southgate, MI 48195
(734) 284-4740 gwinsurance.net
Gary K Smith Insurance Agency
14405 Northline Rd, Southgate, MI 48195
(734) 285-7620 garyksmithinsurance.com
Bryan Kozlowski - State Farm Insurance Agent
13245 Northline Rd, Southgate, MI 48195
(734) 443-4018 bryankozlowskisf.com
Brad Baynai - State Farm Insurance Agent
18706 Eureka Rd, Southgate, MI 48195
(734) 282-6000 bradbaynai.com
Brochue Insurance Agency
13060 Northline Rd, Southgate, MI 48195
(734) 285-2100 locator.meemic.com
Farmers Insurance - Gbade Akinjide
13516 Northline Rd, Southgate, MI 48195
(734) 246-2830 agents.farmers.com
Stroia Insurance Group
13260 Dix Toledo Rd, Southgate, MI 48195
(734) 283-8780 stroiainsurance.com
Lana Mohamed: Allstate Insurance
13220 Trenton Rd, Southgate, MI 48195
(734) 258-1986 agents.allstate.com
Insurancenick
16093 Eureka Rd STE B, Southgate, MI 48195
(734) 284-7500

Disability insurance agents in Southgate Michigan help individuals and businesses find the right coverage to protect income. Michigan law requires certain policies to include specific provisions, such as a 30-day grace period and a free look period of at least 10 days. A local agent can explain these rules and help you choose a plan that fits your needs.

What Does a Disability Insurance Agent in Southgate Cost?

Typical costs for disability insurance in Michigan range from 1% to 3% of your annual income for a policy. For example, a 40-year-old earning $60,000 per year might pay $600 to $1,800 annually for a good policy. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Southgate do?
A disability insurance agent helps you compare policies from different carriers and find coverage that matches your occupation and income. They can also assist with filing claims and understanding policy terms. In Michigan, agents must be licensed by the Department of Insurance and Financial Services.
How do I choose a disability insurance agent in Southgate Michigan?
Look for an agent who specializes in disability insurance and has experience with Michigan regulations. Ask about their knowledge of state-specific rules like the 60-day time limit to file a claim after a disability begins. A good agent will explain policy details clearly without pressuring you.
Are disability insurance benefits taxable in Michigan?
It depends on who pays the premiums. If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. Michigan follows federal tax rules for disability insurance. An agent can help you understand the tax implications for your situation.