The top-rated disability insurance agent in Southfield, Michigan is Levine Benjamin, rated 4.7 stars across 1,857 reviews. Other highly rated options include Cantor Insurance Group, Insurance One Agency, Farmers Insurance - Gregory Blackwell. This directory lists 21 disability insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Levine Benjamin | 100 Galleria Officentre #411 | (888) 309-9597 |
| 2 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 3 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 4 | Farmers Insurance - Gregory Blackwell | 15900 W 10 Mile Rd Ste 204 | (248) 833-0070 |
| 5 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 6 | Michigan Medicare Specialist | 17515 W Nine Mile Rd #440 | (248) 227-0347 |
| 7 | Sommers Financial-Physician Disability Insurance, Michigan | 29800 Telegraph Rd | (248) 880-6184 |
| 8 | Action Benefits | 25800 Northwestern Hwy Suite 600 | (248) 356-8585 |
| 9 | Action Benefits Insurance Agency | 25800 Northwestern Hwy Suite 610 | (248) 356-8588 |
| 10 | Insurance By Anderson | 20245 W 12 Mile Rd Suite 130 | (248) 352-0860 |
Levine Benjamin serves the Oakland County area, including Southfield, Michigan, as a disability insurance agent. The company assists clients in understanding their eligibility for short-term and long-term disability benefits through employer-sponsored plans. These professionals also guide individuals through the claims process, helping them gather necessary medical documentation. In addition, the agency specializes in private disability insurance policies for self-employed professionals. They manage initial applications and appeals regarding coverage decisions for these policies in the metro Detroit region.
Cantor Insurance Group in Southfield, MI offers a full range of disability insurance agent services, including policy comparison, application assistance, and claims support. The company provides ongoing service plans that help clients review their coverage needs and update policies as circumstances change. It works with individuals to protect their income against illness or injury, guiding them through the complexities of disability insurance. The group services single-family homes, apartments, retail spaces, and restaurants across the local area.
Insurance One Agency serves homeowners, businesses, and property managers in the Southfield, Michigan area who need protection against lost income due to illness or injury. It assists clients with finding disability insurance policies that replace a portion of their earnings during periods when they cannot work. This coverage helps ensure financial stability for individuals and their families when a medical condition prevents employment. The agency operates throughout Oakland County and also covers clients in the neighboring community of Farmington Hills.
Farmers Insurance - Gregory Blackwell serves the Southfield, Michigan area and surrounding communities with comprehensive disability insurance agent services. It handles matters related to income protection and coverage for individuals who may become unable to work due to illness or injury. Policyholders can expect a process that begins with a consultation to assess specific needs. The company then reviews available plan options and works to align them with each client’s financial situation and employment circumstances. This approach typically involves presenting tailored policy details and guiding the applicant through the necessary paperwork.
Erica Lindsay The Insurance Lady, Agency LLC in Southfield, MI provides clients with both one-time policy reviews and recurring service plan options. The agency focuses solely on disability insurance agent work, guiding individuals through coverage choices that replace lost income during medical events. Policies are tailored to match specific occupational risks and benefit waiting periods. Service for ongoing policy management and updates to existing plans runs on an as-needed basis, ensuring adjustments align with changing client circumstances.
Michigan Medicare Specialist offers individualized guidance on Medicare and supplemental plans, helping residents in Southfield understand their disability insurance options. The agency assists clients in evaluating coverage for lost income and long-term needs, working to connect individuals with appropriate policies for their circumstances. It addresses challenges such as sudden injury, chronic illness, or recovery periods that impact daily life. This support proves particularly useful during open enrollment periods or when a medical condition unexpectedly alters employment status.
As Michigan’s cold and flu season intensifies, many local physicians in Southfield grow more concerned about income loss from an unexpected illness or injury. Sommers Financial-Physician Disability Insurance provides individual policies tailored specifically for medical professionals in the area. These plans help replace a portion of earned income if a doctor cannot work due to health-related issues. Their process begins by offering a comprehensive review of a physician’s current financial situation and policy needs during an initial consultation. The assessment examines existing coverage gaps before any binding application is completed.
Action Benefits operates as a disability insurance agent based in Southfield, Michigan. It assists individuals and businesses in locating appropriate disability coverage that helps protect income during periods of illness or injury. The company specializes in identifying policies that address distinct gaps found in standard employer-provided plans, offering added layers of financial security. Working with various local enterprises, Action Benefits can serve commercial sectors that include offices, warehouses, and food service operations.
Action Benefits Insurance Agency, based in Southfield, MI, is known for guiding clients through disability coverage options that protect income during illness or injury. The firm brings a local understanding of Michigan’s insurance landscape to its consultations. Its services range from evaluating short-term disability policies to long-term protection plans for professionals and self-employed individuals. A specialty service it can add on is tailored coverage sequencing for high-renewal industries such as medical or legal practices.
What Does a a Disability Insurance Agent in Southfield Cost?
The cost of disability insurance in Michigan typically ranges from 1 percent to 3 percent of your annual income. For a 50 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Premiums depend on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Southfield
Disability insurance agents in Southfield Michigan help individuals and businesses secure income protection policies. Michigan law does not require employers to provide disability insurance but many offer it through group plans. A local agent can explain the differences between short term and long term disability coverage available in the state.
Frequently Asked Questions
What does a disability insurance agent in Southfield do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms such as elimination periods and benefit amounts. They do not provide legal advice but can guide you on coverage options.
Are there Michigan specific rules for disability insurance claims?
Yes. Michigan insurance law requires insurers to respond to claims within 30 days. If a claim is denied the insurer must provide a written reason. Policyholders have the right to appeal a denial.
How do I choose a disability insurance agent in Southfield Michigan?
Look for an agent licensed in Michigan with experience in disability insurance. Ask about their familiarity with group and individual policies. Check their reviews and confirm they represent multiple carriers.
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