ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Saginaw, MI

Browse disability insurance agents serving Saginaw, Michigan. Updated 2026-07-14.

The top-rated disability insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include Monte Wilder - State Farm Insurance Agent, L.A. Insurance, Safeguard Insurance Agency. This directory lists 29 disability insurance agents serving Saginaw.

Showing 29 disability insurance agents in Saginaw, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1My Member Insurance Agency-Thomas Twp Office7531-2 Gratiot Rd Suite 2(989) 781-2662
2Monte Wilder - State Farm Insurance Agent6902 Gratiot Rd(989) 781-3131
3L.A. Insurance4234 Dixie Hwy(989) 755-8055
4Safeguard Insurance Agency2475 Midland Rd(989) 799-4800
5Mid-Valley Insurance and Financial9080 Gratiot Rd ste 100(989) 781-3070
6Jennifer Howie & Associates - Farm Bureau Insurance6137 Tittabawassee Rd Suite 4(989) 220-1415
7Emil Rummel Insurance Agency Inc4884 Gratiot Rd UNIT 15(989) 793-2100
8Future Insurance Agency5580 State St # 1(989) 799-8808
9Kaytlyn Thompson at Comparion Insurance Agency5157 Hampton Pl(989) 486-6796
10Preferred First Insurance7773 Bay Rd(989) 799-9082
MM
7531-2 Gratiot Rd Suite 2
My Member Insurance Agency-Thomas Twp Office
Disability Insurance Agent · Saginaw, MI

My Member Insurance Agency-Thomas Twp Office serves the greater Saginaw, Michigan area as a disability insurance agent. The agency assists individuals and families by helping them understand the importance of income protection through disability coverage. Their work involves guiding clients through policy options that can replace a portion of lost earnings due to illness or injury. Specific services handled in this area include evaluating short-term disability insurance plans and long-term disability insurance plans for local residents.

MW
6902 Gratiot Rd
Monte Wilder - State Farm Insurance Agent
Disability Insurance Agent · Saginaw, MI

Monte Wilder - State Farm Insurance Agent serves homeowners, renters, and small business owners in Saginaw, Michigan, with disability insurance policies designed to replace lost income if injury or illness prevents work. The agency helps clients select coverage that aligns with their monthly expenses and household budget. Account managers guide customers through the application process and policy details. Alongside Saginaw, the agency also provides disability insurance services to residents in the neighboring community of Bay City.

LI
4234 Dixie Hwy
L.A. Insurance
Disability Insurance Agent · Saginaw, MI

L.A. Insurance offers disability insurance agent services for individuals and businesses throughout Saginaw, Michigan. It provides guidance on available policy options and assists clients through the application and claims processes. Ongoing support is maintained to address policy changes or coverage questions as they arise. The company helps clients evaluate plans that can replace a portion of lost income if an illness or injury prevents them from working. L.A. Insurance services single-family homes, apartments, retail establishments, and restaurants in the local area.

SI
2475 Midland Rd
Safeguard Insurance Agency
Disability Insurance Agent · Saginaw, MI

Safeguard Insurance Agency serves Saginaw, Michigan, and the surrounding communities of the Mid-Michigan region with disability insurance coverage. It handles policies designed to replace a portion of a client’s income should an illness or injury prevent them from working. The agency typically begins a case by reviewing the client’s current occupation and earnings, then compares policy options from multiple carriers to find suitable coverage that matches the client’s budget and needs.

MV
9080 Gratiot Rd ste 100
Mid-Valley Insurance and Financial
Disability Insurance Agent · Saginaw, MI

Mid-Valley Insurance and Financial in Saginaw, MI, assists clients with both short-term and long-term disability policies, the former covering temporary leave and the latter providing ongoing income protection. Coverage tailored to local occupations helps replace a portion of wages if illness or injury prevents work. Guidance through available plan structures clarifies how benefits coordinate with other savings. Service to individuals and businesses in the area runs on a one-time consultation or as-needed basis.

JH
6137 Tittabawassee Rd Suite 4
Jennifer Howie & Associates - Farm Bureau Insurance
Disability Insurance Agent · Saginaw, MI

Jennifer Howie & Associates - Farm Bureau Insurance specializes in disability insurance agent services in Saginaw, Michigan. The company assists local residents with protecting their income by offering policies that replace a portion of earnings if an injury or illness prevents them from working. General services include explaining policy options, customizing coverage levels, and guiding clients through the application process. This provider also helps individuals address the financial strain caused by unexpected medical conditions, such as navigating coverage needs after a serious accident when standard savings are insufficient.

ER
4884 Gratiot Rd UNIT 15
Emil Rummel Insurance Agency Inc
Disability Insurance Agent · Saginaw, MI

Emil Rummel Insurance Agency Inc provides disability insurance for residential clients in Saginaw, Michigan. Commercial coverage is also available for local businesses needing employee protection. The agency serves customers throughout the greater Saginaw area. Licensed representatives explain policy details, helping individuals and businesses secure income replacement coverage. Customers receive guidance on filing claims when needed. The agency accommodates follow-up appointments and repeat service between regular visits to adjust coverage as circumstances change.

FI
5580 State St # 1
Future Insurance Agency
Disability Insurance Agent · Saginaw, MI

Future Insurance Agency assists individuals and businesses in Saginaw, Michigan, with securing income protection through disability coverage. The agency specializes in helping clients navigate policy options that replace lost wages due to illness or injury. This work includes evaluating short-term and long-term disability plans tailored to different employment situations. Commercial sectors such as offices, warehouses, and food service operations regularly rely on the agency for employee benefit guidance.

KT
5157 Hampton Pl
Kaytlyn Thompson at Comparion Insurance Agency
Disability Insurance Agent · Saginaw, MI
PF
7773 Bay Rd
Preferred First Insurance
Disability Insurance Agent · Saginaw, MI

As Saginaw’s winter weather often makes physical tasks riskier and disrupts regular employment, Preferred First Insurance works with local residents to secure disability income protection tailored to their occupations. Their agency focuses on helping clients understand coverage options for short-term or long-term needs, consulting on benefit amounts and waiting periods. An initial review of a client’s current employment situation and financial obligations begins with a no-cost document and coverage assessment meeting.

CI
3123 Davenport Ave
Coppolino Insurance Agency
Disability Insurance Agent · Saginaw, MI
(989) 792-1666
coppolinoinsurance.com
NF
5157 Hampton Pl
Nichole Frick at Comparion Insurance Agency
Disability Insurance Agent · Saginaw, MI
(989) 486-6787
comparioninsurance.com/insurance-agent/michigan/saginaw-035d/nichole-frick
RM
5347 Dixie Hwy
R. A. Monk Insurance Agency, Inc.
Disability Insurance Agent · Saginaw, MI
(989) 777-0470
monkinsurance.com
FI
314 N Hamilton St Ste 102
Farmers Insurance - Tyler Harlan
Disability Insurance Agent · Saginaw, MI
(989) 305-1273
agents.farmers.com/mi/saginaw/tyler-harlan
SI
132 N Washington Ave
Shelby Insurance Agency
Disability Insurance Agent · Saginaw, MI
(989) 755-4978
progressiveagent.com/agents/michigan/saginaw/shelby-insurance-agency-inc
AO
865 Midland Rd
Auto-Owners Insurance Saginaw Claims
Disability Insurance Agent · Saginaw, MI
(989) 792-1571
auto-owners.com
PI
7950 Gratiot Rd
PLPD Insurance - Saginaw
Disability Insurance Agent · Saginaw, MI
(989) 921-1600
plpd.com/locations/saginaw-michigan
CI
5157 Hampton Pl
Comparion Insurance Agency
Disability Insurance Agent · Saginaw, MI
(989) 486-6800
comparioninsurance.com/insurance-agent/michigan/saginaw-035d
FI
4760 Fashion Square Blvd Ste 101
Farmers Insurance District 73 - Thomas Keenan
Disability Insurance Agent · Saginaw, MI
(989) 450-4819
recruitment.farmers.com/industry-recruiter-locator/mi/saginaw/thomas-keenan
TC
6185 Tittabawassee Rd Ste 4
Thom Cereske: Allstate Insurance
Disability Insurance Agent · Saginaw, MI
(989) 497-0300
agents.allstate.com/thom-cereske-saginaw-mi1.html
LG
301 E Genesee Ave # 101
Latrice Goodwine: Allstate Insurance
Disability Insurance Agent · Saginaw, MI
(989) 341-7272
agents.allstate.com/latrice-goodwine-saginaw-mi.html
CF
6137 Tittabawassee Rd Suite 4
Campos Family Agency
Disability Insurance Agent · Saginaw, MI
(989) 220-3181
michfb.com/insurance/find-an-agent/dezi-campos-6137-tittabawassee-rd-ste-4
GL
4120 Davenport Ave
Great Lakes Bay Agency Inc
Disability Insurance Agent · Saginaw, MI
(989) 799-2800
GI
5311 Hampton Pl
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Saginaw, MI
(800) 875-8395
locations.ajg.com/us/mi/saginaw/5311-hampton-place
BL
4800 Fashion Square Blvd Ste 410
Bankers Life
Disability Insurance Agent · Saginaw, MI
(989) 792-7887
branches.bankerslife.com/mi/saginaw/4800-fashion-square-blvd
SB
1258 S Washington Ave
Saginaw Bay Underwriters
Disability Insurance Agent · Saginaw, MI
(989) 752-8600
sbuins.com
ML
4800 Fashion Square Blvd
Met Life
Disability Insurance Agent · Saginaw, MI
KA
1151 E Washburn Pl
Kent Aven - Mutual of Omaha
Disability Insurance Agent · Saginaw, MI
(989) 574-7430
agents.mutualofomaha.com/agents/mi/saginaw/kent-aven
IN
5293 N Colony Dr # A
Investech
Disability Insurance Agent · Saginaw, MI
(800) 234-4357
investechinc.com

What Does a a Disability Insurance Agent in Saginaw Cost?

Disability insurance premiums in Michigan typically range from 1 percent to 3 percent of your annual income for an individual policy. A 50,000 dollar annual income might result in premiums between 500 and 1,500 dollars per year. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Saginaw

Disability insurance agents in Saginaw Michigan help individuals and businesses find coverage that protects income during illness or injury. Michigan law requires certain disability policies to include a 30 day grace period and a 60 day contestability clause. Agents can explain how state regulations affect your policy and claims process.

Frequently Asked Questions

What does a disability insurance agent in Saginaw do?

A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain policy terms such as elimination periods and benefit durations. Agents in Saginaw are familiar with Michigan specific rules like the 30 day grace period.

How long do I have to file a disability claim in Michigan?

Michigan law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. You should check your specific policy for exact time limits.

Are disability insurance premiums tax deductible in Michigan?

If you pay premiums with after tax dollars your benefits are generally tax free. If your employer pays the premiums your benefits may be taxable. A Saginaw agent can help you understand how Michigan tax rules apply to your situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.