The top-rated disability insurance agent in Redford Township, Michigan is Kyndra Mitchell - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include PD Dandnaik - State Farm Insurance Agent, L.A. Insurance, Kawana Smith - State Farm Insurance Agent. This directory lists 13 disability insurance agents serving Redford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyndra Mitchell - State Farm Insurance Agent | 26455 Eight Mile Rd | (313) 387-9497 |
| 2 | PD Dandnaik - State Farm Insurance Agent | 24300 Joy Rd | (313) 817-1000 |
| 3 | L.A. Insurance | 18960 Inkster Rd | (313) 538-2222 |
| 4 | Kawana Smith - State Farm Insurance Agent | 26130 W 6 Mile Rd | (313) 387-1000 |
| 5 | Goosehead Insurance - Alfonzo Spearman | 25245 Five Mile Rd Suite 4W | (313) 771-5586 |
| 6 | Steve Hale - State Farm Insurance Agent | 25810 Plymouth Rd | (313) 937-1111 |
| 7 | Christopher Thames: Allstate Insurance | 25890 Five Mile Rd | (313) 538-2300 |
| 8 | ANDERS INSURANCE AGENCY, INC | 26040 Five Mile Rd | (313) 286-3400 |
| 9 | Murphy-Goddard Agency, Inc. | 26075 Grand River Ave | (313) 535-1200 |
| 10 | L.A. Insurance Agency | 25745 M-102 | (313) 286-3730 |
Kyndra Mitchell - State Farm Insurance Agent serves the Redford Township area of Wayne County, Michigan, specializing in disability insurance agent services. This agency assists local residents and small business owners in understanding how disability coverage can protect income during an unexpected illness or injury. Individual plans are tailored to help replace a portion of lost wages. The office also handles policy reviews and claims support for disability benefits.
PD Dandnaik, operating as a State Farm Insurance Agent, provides disability insurance solutions to clients in the Redford Township, Michigan area. It offers service and ongoing support for individual and group disability income policies, helping clients understand their coverage and navigate claims. The agent assists local residents with plans designed to replace a portion of lost income due to injury or illness. This includes services tailored for single-family homes, apartments, retail establishments, and restaurants.
L.A. Insurance serves homeowners, business owners, and property managers in Redford Township, Michigan, who need to protect their income through disability insurance. The agency helps clients understand how disability coverage can replace lost wages if an illness or injury prevents them from working. They also explain policy options that align with individual career needs and financial obligations. Their guidance extends to local workers across the surrounding metro area, including residents of Livonia and western Wayne County.
Kawana Smith, operating as a State Farm Insurance Agent in Redford Township, MI, provides a range of disability insurance policies designed to help protect a portion of an individual’s income if they become unable to work due to illness or injury. The agency assists clients in understanding policy options and maintaining coverage that aligns with their personal financial situations. Service includes reviewing existing plans and helping with policy adjustments as life circumstances change. This agent services single-family homes, apartments, retail, and restaurants.
Serving Redford Township and the surrounding communities in southeastern Michigan, Goosehead Insurance - Alfonzo Spearman handles disability insurance agent services for local residents. The agency works with individuals to find coverage that helps replace income if a medical condition prevents them from working. In handling a typical job, the agent begins by reviewing a client’s employment situation and income level, then explains policy options that match those specific needs before guiding them through the application process.
Steve Hale - State Farm Insurance Agent in Redford Township, MI, serves local homeowners, renters, and small business owners seeking disability income protection. The agency helps individuals assess their need for coverage that replaces lost wages during an illness or injury. Clients also receive guidance on policy options designed to fit their budget and personal situation. Regular appointments allow for clear explanations of benefit terms and waiting periods. This service area includes coverage support for residents living in nearby Livonia as well as throughout the surrounding western Detroit suburbs.
Serving residents of Redford Township, Michigan, Christopher Thames: Allstate Insurance handles disability insurance as either a one-time policy enrollment or a recurring review of coverage needs. The agency assists clients in securing income protection if injury or illness prevents them from working. A one-time option is suitable for those with a stable situation, while recurring service ensures coverage adjustments as life or career circumstances evolve. This service runs on a scheduled basis, typically at annual renewal or upon a client’s request for a policy reassessment.
ANDERS INSURANCE AGENCY, INC in Redford Township, MI offers specialized guidance on disability insurance policies. The agency assists clients in securing income protection plans that replace a portion of their earnings if they become unable to work due to illness or injury. Its general service work includes evaluating individual and group coverage options from various carriers to match different occupations and financial situations. During the cold and flu season, the company helps local professionals review their benefits before potential extended medical leave.
As the cold and flu season puts Michigan residents at higher risk of missing work, Murphy-Goddard Agency, Inc. in Redford Township helps local professionals protect their incomes with disability insurance. The agency serves clients throughout the area who need to guard against lost wages from illness or injury. After a brief consultation to understand the customer’s occupation and income level, they provide an initial coverage analysis of policy options.
L.A. Insurance Agency serves Redford Township and the surrounding communities in the metropolitan Detroit area, handling disability insurance coverage for local residents. It works with individuals seeking protection against income loss due to illness or injury. The agency manages applications, policy details, and claim processes for both short-term and long-term disability products. It follows a straightforward approach, beginning with a review of each client’s current employment situation and medical history to identify appropriate plan options.
What Does a a Disability Insurance Agent in Redford Township Cost?
Disability insurance agent services in Michigan are typically paid through commissions from the insurance carrier, not directly by the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old in good health, a policy covering 60% of income may cost between $50 and $150 per month. Costs are higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.
About disability insurance agents in Redford Township
A disability insurance agent in Redford Township, Michigan helps individuals and businesses secure income protection policies. Michigan law requires agents to be licensed by the state and follow specific regulations under the Michigan Insurance Code. Working with a local agent ensures you understand how policies interact with Michigan short-term and long-term disability benefits.
Frequently Asked Questions
What does a disability insurance agent in Redford Township do?
A disability insurance agent helps you find and apply for disability insurance policies that replace income if you cannot work. They explain policy terms, compare options from different carriers, and assist with claims or appeals. In Michigan, agents must hold a valid license and follow state insurance regulations.
How do Michigan laws affect disability insurance policies?
Michigan does not require employers to provide disability insurance, but if a policy is offered, it must comply with the Michigan Insurance Code. Agents must clearly disclose policy exclusions and limitations. Michigan also has a 60-day time limit for filing a claim under many group policies.
Can a disability insurance agent help with an existing claim?
Yes, many agents assist with claim filing and appeals for policies they sold. For claims on existing policies, they can review your documentation and guide you through the process. However, they cannot provide legal advice or represent you in court.
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