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Directory of disability insurance agents in Kalamazoo, Michigan. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Kalamazoo, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 disability insurance agents in Kalamazoo, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kalamazoo Insurance
2415 S 11th St Suite A1, Kalamazoo, MI 49009
(269) 978-6100
kzooinsuranceagency.com
Duncan Insurance Agency
6939 W Q Ave, Kalamazoo, MI 49009
(269) 569-7076
jduncanagency.com
Ron Jackson Insurance Agency
220 N Drake Rd, Kalamazoo, MI 49009
(269) 345-8577
ronjacksonins.com
Nulty Insurance Agency
5579 Stadium Dr, Kalamazoo, MI 49009
(269) 372-9200
nulty.com
Farmers Insurance - The Williamson Agency
4200 W Michigan Ave Suite 1, Kalamazoo, MI 49006
(269) 529-0241
agents.farmers.com
Acrisure Kalamazoo, MI (Keyser Insurance Group)
315 S Kalamazoo Mall, Kalamazoo, MI 49007
(877) 381-3570
acrisure.com
Farmers Insurance- Carson Cook
4230 S Westnedge Ave Suite 4, Kalamazoo, MI 49008
(269) 440-5550
agents.farmers.com
Angela Shannon Ins Agency
6221 W Main St, Kalamazoo, MI 49009
(269) 381-2311
insuremyfarmmi.com
AAA Insurance - Fakler Insurance Agency
6076 S 12th St #6, Kalamazoo, MI 49009
(269) 447-2042
locator.acg.aaa.com
Any Insurance Agency
330 N Drake Rd, Kalamazoo, MI 49009
(269) 205-3922
Platinum Agency Group - Insurance Office
5955 W Main St Suite 616, Kalamazoo, MI 49009
(269) 491-0832
platinumagencygroup.com
Worgess Insurance & Financial Services
350 E Michigan Ave, Kalamazoo, MI 49007
(269) 488-3221
worgess.com
Affordable Insurance Agency Team
141 E Michigan Ave #206, Kalamazoo, MI 49007
(531) 248-5538
Cliff Rensberger-Aflac Regional Office
2960 Business One Dr, Kalamazoo, MI 49048
(269) 207-8343
aflac.com
Burnham & Flower Insurance Group
315 S Kalamazoo Mall, Kalamazoo, MI 49007
(269) 381-1173
bfgroup.com
Ted Hartleb Agency
5840 King Hwy, Kalamazoo, MI 49048
(269) 385-5911
hartlebagency.com
Robert Parsons - Aflac Insurance Agent
4000 Portage Street # 109, Kalamazoo, MI 49001
(269) 808-7627
local.aflac.com
Doyle-Ogden Insurance Advisors
259 E Michigan Ave # 107, Kalamazoo, MI 49007
(269) 567-9876
Disability insurance agents in Kalamazoo Michigan help individuals and businesses find coverage that protects income during illness or injury. Michigan law requires certain policies to include a 30-day grace period for premium payments. Agents can explain how Michigan state regulations interact with federal ERISA rules for employer plans.
What Does a Disability Insurance Agent in Kalamazoo Cost?
Disability insurance agent services in Michigan typically cost nothing upfront because agents earn commissions from insurance carriers. Premiums for individual policies range from 1% to 3% of your annual income with a typical monthly cost of $50 to $300 depending on age health occupation and benefit amount. Group plans through employers often have lower rates. Costs vary by situation and policy features. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Kalamazoo do?
A disability insurance agent helps you compare policies from different carriers and find coverage suited to your occupation and income. They also assist with understanding policy terms like elimination periods and benefit durations. In Michigan agents must be licensed by the Department of Insurance and Financial Services.
How do Michigan laws affect disability insurance claims?
Michigan law sets a 30-day grace period for premium payments before a policy can lapse. For employer-provided plans ERISA federal law applies and gives you 180 days to file an appeal after a denial. State law also prohibits discrimination based on disability in insurance coverage.
Can a disability insurance agent help with a denied claim in Kalamazoo?
An agent can review your policy and explain the appeal process but cannot provide legal advice. For denied claims you may need to consult an attorney who specializes in disability insurance law. Michigan courts have upheld strict deadlines for filing appeals so act quickly.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.