The top-rated disability insurance agent in Holt, Michigan is David Bevins - State Farm Insurance Agent, rated 4.8 stars across 178 reviews. Other highly rated options include The Kyle Frizzell Agency, Harkins Insurance Agency -Farm Bureau, Tom Trubac - State Farm Insurance Agent. This directory lists 11 disability insurance agents serving Holt.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Bevins - State Farm Insurance Agent | 2375 Cedar St Ste D | (517) 694-2311 |
| 2 | The Kyle Frizzell Agency | 2129 N Aurelius Rd | (517) 694-8126 |
| 3 | Harkins Insurance Agency -Farm Bureau | 2385 Delhi Commerce Dr Suite 5 | (517) 694-8125 |
| 4 | Tom Trubac - State Farm Insurance Agent | 2192 N Cedar St | (517) 694-3770 |
| 5 | Ben Stiffler Agency – Farm Bureau Insurance | 2129 N Aurelius Rd Suite 1 | (517) 694-8127 |
| 6 | PD Insurance Agency LLC. | 2385 Delhi Commerce Dr suite 1-B | (517) 455-7081 |
| 7 | Holt & Dimondale Agency | 2491 Cedar Park Dr | (517) 694-0149 |
| 8 | Great Lakes State Agency Holt | 1969 Cedar St | (517) 669-0467 |
| 9 | Aflac: David Dowdy | 3929 Sierra Heights | (517) 282-7399 |
| 10 | Olsen Central Michigan Insurance Agency, LLC | 2118 Cedar St | (517) 694-0714 |
David Bevins - State Farm Insurance Agent serves the Holt, Michigan, metro area and surrounding communities. As a disability insurance agent, the company assists clients in understanding how disability coverage can replace income when illness or injury prevents work. Guidance is provided on policy features, elimination periods, and benefit amounts tailored to individual occupations and budgets. The agency handles both short-term and long-term disability insurance policies for local residents and professionals.
The Kyle Frizzell Agency in Holt, MI provides services as a local disability insurance agent, assisting individuals with applications and coverage options. Their ongoing support includes helping clients review existing policies and navigate claims processes when needed. The agency works to connect residents with plans that protect their income during illness or injury. It serves single-family homes, apartments, retail locations, and restaurants.
Harkins Insurance Agency -Farm Bureau serves Holt, Michigan, and the surrounding communities across Ingham County. It handles disability insurance, helping clients secure income protection for illness or injury. The agency assists individuals in understanding policy options that replace a portion of earnings during a period of disability. It takes a consultative approach to each case, first reviewing a client’s occupation and financial obligations to tailor the coverage accordingly.
Homeowners, business owners, and self-employed professionals in Holt, MI, rely on Tom Trubac - State Farm Insurance Agent for disability insurance coverage tailored to their financial protection needs. The agency assists clients in understanding how a disability policy can replace lost income if they are unable to work due to illness or injury, offering options to safeguard personal and professional finances. This agent also serves nearby communities throughout the greater Lansing metropolitan area, including Okemos.
Ben Stiffler Agency – Farm Bureau Insurance in Holt, MI serves clients by first distinguishing between a single disability claim settlement and ongoing coverage that protects future income. As a disability insurance agent, this firm helps area residents evaluate options that replace lost wages if illness or injury prevents them from working. Policies are typically arranged to pay a monthly benefit during a defined recovery period. Service arrangements here run on a scheduled basis, with periodic policy reviews and claims assistance available as needed.
PD Insurance Agency LLC specializes in helping individuals secure disability income protection in Holt, MI. As a disability insurance agent, the agency guides clients through the process of evaluating policies that replace a portion of earnings if an injury or illness prevents them from working. It works with residents to understand policy options and underwriting requirements. The company also assists with claims coordination and coverage reviews. During open enrollment periods or after a sudden workplace injury, it helps people assess their need for short-term or long-term disability benefits.
In Holt, Michigan, residents facing an unexpected illness or injury often need help securing income protection. Holt & Dimondale Agency serves this local need by guiding clients through disability insurance options that replace lost wages during recovery. Their role includes explaining policy terms and coordinating coverage details for area professionals. The process begins with a full review of each client’s current income and employment situation to determine suitable coverage amounts and benefit periods.
Serving the Holt, Michigan area, Great Lakes State Agency Holt works with individuals and businesses to arrange disability insurance coverage. They concentrate on policies designed to replace lost income if an injury or illness prevents someone from working. Their services include evaluating a client’s occupation and expected earnings to recommend appropriate benefit amounts and waiting periods. This agency helps professionals protect their financial stability across many local commercial sectors, including offices, warehouses, and food service operations.
Serving residents in the Holt area, this disability insurance agency helps individuals secure income protection. The company also offers commercial coverage for local small businesses needing employee benefits solutions. While serving greater Ingham County, the agent provides personalized policy guidance to match each client’s specific situation. New clients are carefully guided through plan options, and ongoing support is provided during regular follow-up visits to ensure coverage remains appropriate over time, with future adjustments handled efficiently.
Olsen Central Michigan Insurance Agency, LLC, located in Holt, MI, is known for helping local residents secure financial protection through disability insurance. The agency works with clients to identify policies that replace a portion of income if illness or injury prevents them from working. Services typically include comparing plans from different carriers and guiding applicants through the underwriting process. As a specialty service, the agency also assists with adding optional riders for future purchase options or cost-of-living adjustments.
What Does a a Disability Insurance Agent in Holt Cost?
Disability insurance agent services in Holt are typically paid through commissions from the insurance carrier, so you do not pay an upfront fee. Policy premiums vary widely based on age, occupation, and benefit amount. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs increase for higher-risk occupations or shorter waiting periods. This is general information, not insurance advice.
About disability insurance agents in Holt
Disability insurance agents in Holt, Michigan help individuals and businesses find coverage that meets their needs. Michigan law requires certain disability policies to include specific provisions, such as a 30-day grace period for premium payments. A local agent can guide you through policy options and explain how Michigan insurance regulations affect your coverage.
Frequently Asked Questions
What does a disability insurance agent in Holt do?
A disability insurance agent helps you compare policies from different carriers and find a plan that fits your budget and occupation. They explain policy terms, exclusions, and riders. Agents do not provide legal advice but can clarify coverage details.
How does Michigan law affect disability insurance?
Michigan insurance law requires disability policies to include a free look period of at least 10 days. Policies must also cover pre-existing conditions after a specified waiting period. An agent can explain how these rules apply to your situation.
Can an agent help with a disability claim denial?
While agents cannot represent you in a legal appeal, they can review your policy and explain the claims process. For denied claims, Michigan law allows you to request an internal appeal within 180 days. An agent may refer you to a lawyer or advocate for further help.
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