The top-rated disability insurance agent in Yuba City, California is Oakview Insurance Services, Inc., rated 4.9 stars across 807 reviews. Other highly rated options include Sukh Purewal - State Farm Insurance Agent, Ryan Henshaw - State Farm Insurance Agent, Pronto Insurance Agency. This directory lists 19 disability insurance agents serving Yuba City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oakview Insurance Services, Inc. | 1670 Sierra Ave #303 | (530) 674-5054 |
| 2 | Sukh Purewal - State Farm Insurance Agent | 960 Tharp Rd C | (530) 777-2100 |
| 3 | Ryan Henshaw - State Farm Insurance Agent | 799 Plumas St | (530) 673-2095 |
| 4 | Pronto Insurance Agency | 740 A Colusa Ave | (530) 751-0100 |
| 5 | Steve Cook - State Farm Insurance Agent | 1290 Lincoln Rd UNIT 1 | (530) 673-9780 |
| 6 | GABRIELA VEGA DISABILITY GROUP | 1469 Butte House Rd Ste F | (530) 237-1228 |
| 7 | Farmers Insurance - Daniel Gaines | 438 Colusa Ave Ste C | (530) 671-1923 |
| 8 | Livingood Insurance - Commercial Insurance | 747 Plumas St | (530) 813-9150 |
| 9 | Farmers Insurance - Harpreet Gill | 697 N Palora Ave ste a | (530) 751-2444 |
| 10 | Bill Edick Insurance Agency | 673 Shasta St | (530) 671-9633 |
Oakview Insurance Services, Inc. serves the Yuba City region as a dedicated disability insurance agent. The company helps individuals and businesses in the area evaluate coverage options to protect income during times of illness or injury. By guiding clients through policy comparisons, Oakview Insurance Services works to address specific needs for financial security. The company also handles short-term and long-term disability insurance solutions for local residents.
Sukh Purewal - State Farm Insurance Agent offers a range of services focused on disability insurance, helping local workers protect their income if injury or illness prevents them from working. The agency assists clients in evaluating policy options and explains coverage terms during initial consultations. Ongoing service includes reviewing existing plans to ensure they meet current needs. Routine maintenance support involves answering questions about policy features and helping with claims paperwork when needed. The agent serves Yuba City area clients, including individual homeowners, apartment renters, retail workers, and restaurant employees.
Ryan Henshaw - State Farm Insurance Agent serves homeowners, renters, drivers, and local business owners in Yuba City by offering disability insurance policies that help replace income if an illness or injury prevents work. The agency provides personalized consultations to match coverage with each client’s financial situation and employment needs. Ryan Henshaw also assists individuals in surrounding areas such as Live Oak and the greater Sutter County region.
Pronto Insurance Agency in Yuba City, California helps clients understand the difference between one-time disability policies, which pay a single lump sum benefit, and recurring coverage, which provides ongoing income replacement during a qualifying illness or injury. This agent works with individuals to select coverage that aligns with their financial obligations and long-term needs. Service appointments are available on a one-time basis for initial policy setup or annual scheduled reviews to adjust coverage as circumstances change.
Serving Yuba City and the surrounding communities, Steve Cook - State Farm Insurance Agent handles disability insurance coverage for local residents. This agency works with individuals to secure policies that provide income protection if an injury or illness prevents them from working. The typical claim process is managed by clearly explaining policy options and helping clients select a plan that fits their budget and needs. Steve Cook's approach focuses on personalized consultations to assess each client's specific situation before recommending appropriate coverage.
Yuba City’s Gabriela Vega Disability Group assists clients with both one-time disability claim assessments and ongoing case management services. Coverage options analyzed include short-term and long-term disability policies, helping individuals understand their benefit entitlements and policy exclusions. The agent works to clarify complex contractual terms and necessary documentation for local residents seeking income protection. Service runs on either a one-time consultation basis or a scheduled, recurring schedule for ongoing policy reviews and claims support, depending on client preference.
Farmers Insurance - Daniel Gaines in Yuba City, California offers specialty services as a disability insurance agent, helping individuals secure income protection for times when illness or injury prevents work. The agency guides clients through policy options that align with their financial situations, covering partial and total disability scenarios. It also handles general insurance needs, such as auto and home coverage requests. During the open enrollment season for workplace benefits or life changes like a new job, the agency assists Yuba City residents in adjusting their disability coverage accordingly.
The spring thaw often reminds Yuba City drivers to review their coverage, and Livingood Insurance at Commercial Insurance helps with disability insurance needs. This agent aids local workers in understanding how disability policies protect income when illness or injury prevents employment. They guide clients through policy options that replace lost wages during recovery periods. The process begins with an initial assessment of the client’s current financial situation to determine suitable coverage. A straightforward inspection of existing coverage then completes this evaluation.
Farmers Insurance - Harpreet Gill in Yuba City, California, provides disability insurance agent services to local residents and businesses. The agency helps clients understand how disability coverage can replace a portion of lost income due to illness or injury sustained off the job. They assist in comparing policy options from different insurers to find appropriate benefit amounts and elimination periods. This work supports both solo proprietors and company employees within various commercial sectors, including offices, warehouses, and food service operations.
Bill Edick Insurance Agency provides disability insurance services to residents in and around Yuba City, helping individuals protect their income when illness or injury prevents work. The agency also offers coverage options tailored to local businesses, ensuring commercial clients can safeguard their operations against financial disruption. As agents serving this region, they work with policies that address the unique needs of the community. Between regular visits, the company assists with policy reviews and adjustments to maintain appropriate coverage for changing circumstances.
What Does a a Disability Insurance Agent in Yuba City Cost?
Disability insurance agent services in California are typically commission based, meaning you do not pay a separate fee for the agent. The cost of a private disability policy varies widely, from around 1% to 3% of your annual income for a basic plan, up to 5% or more for comprehensive coverage. For a 50,000 dollar annual income, a policy might cost between 500 and 1,500 dollars per year. Premiums depend on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Yuba City
A disability insurance agent in Yuba City California helps individuals and businesses find coverage that protects income if illness or injury prevents work. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private policies can offer additional benefits. Local agents understand the agricultural and service economy of Yuba City and can guide you through California-specific policy options and claim procedures.
Frequently Asked Questions
What does a disability insurance agent do in Yuba City?
A disability insurance agent helps you compare private disability policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with understanding how private plans interact with California SDI.
How does California SDI affect private disability insurance?
California SDI provides partial wage replacement for non-work related disabilities. Private disability insurance can supplement SDI or provide coverage for self employed individuals. An agent can help you coordinate benefits to avoid gaps.
What are the typical elimination periods for disability policies in California?
Elimination periods for private disability policies in California usually range from 30 to 180 days. Shorter elimination periods result in higher premiums. Your agent can help you choose a period that matches your savings and risk tolerance.
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