The top-rated disability insurance agent in Benicia, California is Farmers Insurance - Pouria Inanlou, rated 5.0 stars across 162 reviews. Other highly rated options include Stephanie Scanlan - State Farm Insurance Agent, Bill Warring - State Farm Insurance Agent, Farmers Insurance - Julia Allen. This directory lists 17 disability insurance agents serving Benicia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Pouria Inanlou | 555 First St #305 | (707) 297-6569 |
| 2 | Stephanie Scanlan - State Farm Insurance Agent | 739 First St | (707) 746-0350 |
| 3 | Bill Warring - State Farm Insurance Agent | 855 First St | (707) 552-2925 |
| 4 | Farmers Insurance - Julia Allen | 2044 Columbus Pkwy | (707) 745-3355 |
| 5 | John Villanueva - State Farm Insurance Agent | 1422 E 2nd St | (707) 425-1067 |
| 6 | Ken Stewart - State Farm Insurance Agent | 560 First St Ste B150 | (707) 428-6070 |
| 7 | Steve McClure - State Farm Insurance Agent | 560 First St Ste B150 | (707) 745-0848 |
| 8 | Farmers Insurance - Kristen Barich | 701 Southampton Rd Suite 103 | (707) 746-1319 |
| 9 | Jeffrey Wong Insurance Agency | 638 First St c | (707) 634-7253 |
| 10 | Integral Insurance Solutions | 555 First St #302 | (707) 400-0636 |
Farmers Insurance - Pouria Inanlou serves the Benicia, California, area as a disability insurance agent. This agency helps local residents and professionals understand and select disability income protection policies. In this region, disability insurance provides critical financial support if illness or injury prevents an individual from working. The agent guides clients through the options for short-term and long-term disability coverage. A specific service it handles includes reviewing existing policies to evaluate coverage gaps. It also assists in filing disability insurance claims.
Stephanie Scanlan - State Farm Insurance Agent offers a range of disability insurance services in Benicia, CA, including personalized policy consultations and coverage plan adjustments. Regular policy reviews help ensure clients’ benefits align with changing income needs and health circumstances as they evolve. This local agency serves both individual and small business clients seeking income protection. It services coverage needs for single-family homes, apartments, retail spaces, and restaurants.
Bill Warring - State Farm Insurance Agent serves homeowners, renters, and small business owners in Benicia, California, providing disability insurance solutions that help protect income during unexpected illness or injury. The agency works closely with clients to explain policy options and coverage details, ensuring an informed decision for long-term financial security. Regular consultations and policy reviews help adapt coverage as needs evolve. The practice additionally serves clients in the neighboring communities of Vallejo and surrounding Solano County areas.
Serving Benicia, California, and the surrounding Solano County communities, Farmers Insurance - Julia Allen provides disability insurance agent services. The company helps clients navigate income protection, offering policies designed to replace a portion of their earnings if they become unable to work due to illness or injury. This firm structures each case by first assessing the individual's occupation, current income, and specific financial needs.
John Villanueva - State Farm Insurance Agent in Benicia, CA, helps individuals choose between one-time disability insurance policies for a specific period and recurring coverage that provides ongoing income protection. Coverage options aim to replace a portion of lost wages if illness or injury prevents work. The office also assists with policy adjustments as needs change. Service runs on an as-needed basis, with appointments available for initial consultations and periodic policy reviews.
Ken Stewart – State Farm Insurance Agent in Benicia, CA, specializes in disability insurance to help replace lost income if an illness or injury prevents working. It also provides personalized insurance consultations for local residents seeking financial protection. Understanding the physical demands of Benicia’s maritime and trade industries, the agency often guides workers through short-term and long-term disability policy options. During flu season or peak summer construction months, it assists clients in preparing for potential recovery periods that could impact their household finances.
Spring brings a renewed focus on financial security for many Benicia residents, and Steve McClure - State Farm Insurance Agent provides disability insurance options to help protect local earners. Comprehensive policies from this Benicia agent address income loss from illness or injury, tailoring coverage to individual occupations and lifestyles. The company emphasizes understanding the specific risks workers face in the region. An initial consultation assesses each client’s personal earnings and existing benefits before recommending a suitable plan.
Serving Benicia residents from their homes, Farmers Insurance - Kristen Barich helps individuals secure disability income protection. For local businesses, the agency also offers commercial disability coverage tailored to small and mid-sized companies throughout Solano County. Clients receive guidance on choosing policies that provide income replacement during illness or injury. The agent can review plans during regular visits and follows up to adjust coverage as needs change, ensuring continued support between standard service appointments.
Jeffrey Wong Insurance Agency provides guidance on income protection strategies for individuals and families in Benicia, California. The company specializes in disability insurance, which helps replace a portion of lost earnings if an illness or injury prevents someone from working. Policy options can be tailored to fit a client’s particular employment setting or financial obligations. This agency offers solutions for professionals in office environments, warehouse operations, and food service establishments.
Integral Insurance Solutions, based in Benicia, CA, is known for helping local workers secure income protection against unexpected illnesses or injuries. The agency evaluates individual coverage needs across a range of disability policies, guiding clients through the nuances of short-term and long-term benefit options. As a specialized disability insurance agent, the firm focuses on matching policy features to each client’s occupation and personal financial situation. Integral Insurance Solutions also provides add-on riders for future purchase options, allowing benefits to grow with changing income needs.
What Does a a Disability Insurance Agent in Benicia Cost?
Disability insurance premiums in California depend on factors like age, health, occupation, and chosen benefit amount. For a healthy 35 year old office worker, a policy providing 5000 dollars monthly benefit might cost 100 to 200 dollars per month. Older applicants or those in higher risk jobs may pay more. Costs can also vary by insurer and policy features like elimination period and benefit duration. This is general information and not insurance advice.
About disability insurance agents in Benicia
Disability insurance agents in Benicia help residents and workers protect their income if they cannot work due to illness or injury. California has its own State Disability Insurance program, but private disability policies can offer additional coverage. A local agent can explain how state benefits interact with private plans and help you choose the right policy for your needs.
Frequently Asked Questions
What does a disability insurance agent in Benicia do?
A disability insurance agent helps you find and purchase a private disability policy. They explain policy terms, compare options from different carriers, and assist with filing claims. In California, agents must be licensed by the state Department of Insurance.
How does private disability insurance work with California SDI?
California State Disability Insurance provides partial wage replacement for up to 52 weeks. Private disability insurance can supplement SDI or cover gaps. An agent can help you coordinate both types of coverage so you have adequate income protection.
What is the typical cost for disability insurance in Benicia?
Costs vary based on age, health, occupation, and benefit amount. A typical policy may cost 1% to 3% of your annual income. For a 40 year old earning 100,000 dollars, a policy might cost 100 to 300 dollars per month. Premiums are often level and guaranteed renewable.
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