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Find Disability Insurance Agents Near You in Atascadero, CA

Browse disability insurance agents serving Atascadero, California. Updated 2026-07-14.

The top-rated disability insurance agent in Atascadero, California is Sara Hays - State Farm Insurance Agent, rated 5.0 stars across 360 reviews. Other highly rated options include Courtney Morrow - State Farm Insurance Agent, HealthMarkets Insurance - Travis Hatter, Farmers Insurance - Jennifer White. This directory lists 12 disability insurance agents serving Atascadero.

Showing 12 disability insurance agents in Atascadero, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sara Hays - State Farm Insurance Agent6275 Palma Ave(805) 466-9400
2Courtney Morrow - State Farm Insurance Agent5365 El Camino Real(805) 466-7744
3HealthMarkets Insurance - Travis Hatter7395 El Camino Real #507(805) 441-5172
4Farmers Insurance - Jennifer White7635 El Camino Real STE 2(805) 548-8530
5California Meridian Insurance Services, Inc.9700 El Camino Real(805) 466-3400
6Hedges Insurance Services8105 Morro Rd C(805) 466-9048
7Two Knights Insurance Services4401 El Camino Real Unit F(805) 460-6124
8Padiyaz Tax & Insurance Services, LLC8550 El Camino Real Suite B(805) 460-7129
9Hometown Insurance Services7600 El Camino Real(805) 466-4611
10Nadine Gentry Agency7600 El Camino Real # 10(805) 466-4611
SH
6275 Palma Ave
Sara Hays - State Farm Insurance Agent
Disability Insurance Agent · Atascadero, CA

Sara Hays - State Farm Insurance Agent serves Atascadero, California, and the surrounding San Luis Obispo County area. The company provides disability insurance agent services, helping local residents secure income protection policies for unforeseen medical situations. This type of coverage is designed to replace a portion of lost wages when an injury or illness prevents a person from working. The agent guides clients through policy options, explaining waiting periods and benefit amounts to match individual financial needs. Sara Hays specifically handles both short-term and long-term disability insurance policies for this community.

CM
5365 El Camino Real
Courtney Morrow - State Farm Insurance Agent
Disability Insurance Agent · Atascadero, CA

Serving Atascadero and the surrounding area, this agency offers disability insurance agent services designed to help individuals protect their income in the event of illness or injury. The agency helps clients explore policy options to ensure appropriate coverage over time. Ongoing service includes reviewing existing plans and assisting with claims. It services a range of residential and commercial properties, including single-family homes, apartments, retail establishments, and restaurants.

HI
7395 El Camino Real #507
HealthMarkets Insurance - Travis Hatter
Disability Insurance Agent · Atascadero, CA

HealthMarkets Insurance - Travis Hatter serves local homeowners, renters, and small business owners in Atascadero, California who seek guidance on protecting their income against unexpected illness or injury. The agency helps individuals evaluate disability insurance policies that provide partial wage replacement during medical leave. This service is designed for clients who want to maintain financial stability while recovering from a serious health event or surgery. Travis Hatter also provides disability insurance advice to residents in nearby San Luis Obispo and the surrounding North County areas.

FI
7635 El Camino Real STE 2
Farmers Insurance - Jennifer White
Disability Insurance Agent · Atascadero, CA

Serving Atascadero and the surrounding communities of California’s Central Coast, Farmers Insurance - Jennifer White handles disability insurance policies. It provides coverage that replaces a portion of lost income when a client is unable to work due to illness or injury. The agency addresses risk management for both short-term and long-term disabilities, helping to protect financial stability. It assesses each client’s employment situation and personal needs to build a policy tailored to their circumstance.

CM
9700 El Camino Real
California Meridian Insurance Services, Inc.
Disability Insurance Agent · Atascadero, CA

California Meridian Insurance Services, Inc. in Atascadero, CA serves clients by distinguishing between one-time disability insurance policies for temporary needs and recurring plans that provide ongoing income protection. The agent helps individuals compare coverage options. Life-affecting changes like injury, serious illness, or pregnancy can create financial hardship, and a properly chosen policy offers crucial support. This agency provides its disability insurance assistance on an as-needed basis, responding to client inquiries and policy review requests whenever they arise.

HI
8105 Morro Rd C
Hedges Insurance Services
Disability Insurance Agent · Atascadero, CA

Hedges Insurance Services in Atascadero, CA, specializes in helping individuals secure disability income protection through tailored policies. Its general service work includes guiding clients through plan selection and carrier options to safeguard earnings. The agency addresses both short-term and long-term coverage needs for local professionals and small business owners. As seasonal work patterns and unexpected health events can threaten financial stability, the company assists residents in planning for income gaps during recovery periods from injury or illness.

TK
4401 El Camino Real Unit F
Two Knights Insurance Services
Disability Insurance Agent · Atascadero, CA

During the busy summer and harvest season in Atascadero, many self-employed workers and small business owners review their coverage to protect their income. Two Knights Insurance Services serves this local need as a disability insurance agent, helping individuals understand how benefits replace lost wages when illness or injury prevents work. The company guides clients through plan comparisons and application procedures tailored to local employment patterns. A straightforward initial meeting reviews current coverage and employment details before any formal application process begins.

PT
8550 El Camino Real Suite B
Padiyaz Tax & Insurance Services, LLC
Disability Insurance Agent · Atascadero, CA

Padiyaz Tax & Insurance Services, LLC handles a range of financial and risk management matters for clients in Atascadero, CA. Among its service offerings, the firm specializes in disability insurance agent work, helping individuals plan for income protection during periods of illness or injury. Policies are structured to replace a portion of lost wages for set durations. Guidance is available for various commercial sectors, including offices, warehouses, and food service operations.

HI
7600 El Camino Real
Hometown Insurance Services
Disability Insurance Agent · Atascadero, CA

Hometown Insurance Services assists residents in Atascadero, California with their disability income needs, helping protect personal finances against unexpected illness or injury. The company also advises local business owners on commercial disability coverage, ensuring both key personnel and the broader service area receive appropriate protection. Clients can expect thorough policy comparisons during initial consultations, with the agency providing ongoing support for claims or plan adjustments. Follow-up service is readily available between regularly scheduled annual reviews, allowing customers to address changing circumstances or policy questions as they arise.

NG
7600 El Camino Real # 10
Nadine Gentry Agency
Disability Insurance Agent · Atascadero, CA

Nadine Gentry Agency, based in Atascadero, provides disability insurance agent services to local residents and businesses. The agency helps clients understand and select income protection policies that cover illness or injury. A general knowledge of group and individual disability plans allows the agency to assist professionals seeking earnings replacement. The office can also evaluate short-term and long-term coverage options to match different budgets. In addition, the agency can arrange policy riders for cost-of-living adjustments to maintain benefit value over time.

AI
7550 Morro Rd suite b
Atascadero Insurance Agency
Disability Insurance Agent · Atascadero, CA
(805) 466-1062
alkemeins.com/partners/atascadero-insurance-agency
DI
5865 Traffic Way
Designs In Life Insurance Marketing
Disability Insurance Agent · Atascadero, CA
(805) 461-7388
designsinlife.com

What Does a a Disability Insurance Agent in Atascadero Cost?

Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 40 year old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

About disability insurance agents in Atascadero

Disability insurance agents in Atascadero help residents protect their income with individual or group policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can help you find supplemental coverage. Local agents know the specific needs of Atascadero workers and small business owners.

Frequently Asked Questions

What does a disability insurance agent in Atascadero do?

An agent helps you compare disability insurance policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They can also assist with filing claims and understanding California SDI rules.

Is disability insurance required in California?

California does not require individuals to buy private disability insurance. However, most employees are covered by the states SDI program which provides partial wage replacement. A private agent can help you get additional coverage beyond SDI.

How long does it take to get a disability insurance policy in Atascadero?

The application process usually takes 2 to 6 weeks. It depends on your health history and the insurance company. California law gives insurers up to 90 days to make a decision on a claim.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.