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Find Disability Insurance Agents Near You in Berkeley, CA

Browse disability insurance agents serving Berkeley, California. Updated 2026-07-14.

The top-rated disability insurance agent in Berkeley, California is Jessica McArdle - State Farm Insurance Agent, rated 5.0 stars across 240 reviews. Other highly rated options include Frank Bliss - State Farm Insurance Agent, Mike Mihrzad - State Farm Insurance Agent, Timothy Carter: Allstate Insurance. This directory lists 12 disability insurance agents serving Berkeley.

Showing 12 disability insurance agents in Berkeley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jessica McArdle - State Farm Insurance Agent2025 Rose St #100(510) 848-2132
2Frank Bliss - State Farm Insurance Agent1700 Solano Ave A(510) 527-2000
3Mike Mihrzad - State Farm Insurance Agent2288 Fulton St UNIT 310(510) 841-6171
4Timothy Carter: Allstate Insurance2489 Martin Luther King Jr Way(510) 649-3870
5Lazena Kelly-Andrada - State Farm Insurance Agent2517 Sacramento St Ste B(510) 549-7400
6Gary Eason - State Farm Insurance Agent2288 Fulton St UNIT 310(510) 843-1092
7Sonny Randhawa - State Farm Insurance Agent1798 Shattuck Ave.(510) 570-3985
8Sukhi Kahlon AAA Insurance Agent1775 University Ave(510) 898-7600
9Fidelity Insurance Service801 Allston Way(510) 548-8200
10Senne life insurance2840A Sacramento St(510) 692-6018
JM
2025 Rose St #100
Jessica McArdle - State Farm Insurance Agent
Disability Insurance Agent · Berkeley, CA

Jessica McArdle - State Farm Insurance Agent serves the Berkeley, California area and provides disability insurance agency services. This office helps individuals and families in the local community explore financial protection options that address income loss due to illness or injury. Clients can work with the agent to understand coverage for short-term or long-term disability needs and policy terms. The agency specifically assists with personal disability income policies designed to replace a portion of earnings during a recovery period.

FB
1700 Solano Ave A
Frank Bliss - State Farm Insurance Agent
Disability Insurance Agent · Berkeley, CA

Frank Bliss - State Farm Insurance Agent in Berkeley, CA provides comprehensive disability insurance services, focusing on helping individuals and families secure income protection in the event of an illness or injury. The agency also offers plan reviews and updates to ensure coverage keeps pace with changing circumstances and needs. All services are delivered with clear, local guidance on policy options and claims support. This agent regularly serves clients from single-family homes and apartments, extending assistance to retail shops and restaurants throughout the area.

MM
2288 Fulton St UNIT 310
Mike Mihrzad - State Farm Insurance Agent
Disability Insurance Agent · Berkeley, CA

Mike Mihrzad - State Farm Insurance Agent serves homeowners, renters, and drivers in Berkeley who need protection against income loss due to injury or illness. The agency helps residents and local businesses find disability insurance policies that provide financial security when they cannot work. Policy options are explained clearly, and claims assistance is offered to guide clients through the process. Service also extends to families and professionals across the East Bay, including the neighboring Oakland community.

TC
2489 Martin Luther King Jr Way
Timothy Carter: Allstate Insurance
Disability Insurance Agent · Berkeley, CA

Serving Berkeley and the surrounding East Bay communities, Timothy Carter: Allstate Insurance handles disability insurance for local residents. It assists individuals by informing them about plans that provide income replacement when an illness or injury prevents them from working. The agent reviews each client’s occupation and current coverage to identify gaps. A typical job begins with a consultation that assesses the client’s monthly obligations and specific job duties, then matches these needs to an appropriate policy from available options.

LK
2517 Sacramento St Ste B
Lazena Kelly-Andrada - State Farm Insurance Agent
Disability Insurance Agent · Berkeley, CA

For clients needing coverage for a single, temporary condition, a one-time disability insurance policy may be arranged, while recurring service options provide ongoing protection for longer-term needs. As a disability insurance agent serving Berkeley and nearby communities, this office helps individuals navigate policy options that replace lost income if illness or injury prevents work. Claims support is available to assist with documentation and filings during the recovery process. Policy reviews and adjustments are offered on an as-needed basis to accommodate changing health situations or employment status.

GE
2288 Fulton St UNIT 310
Gary Eason - State Farm Insurance Agent
Disability Insurance Agent · Berkeley, CA

Gary Eason, a disability insurance agent serving the Berkeley area, specializes in helping clients secure income protection for unexpected injuries or illnesses. This agency works with individuals and local professionals to evaluate policy options that replace a portion of lost earnings during recovery. Their services address the financial risk of an inability to work, guiding clients through plan selection and enrollment. As life changes, such as the beginning of a new job or a seasonal increase in physical demands, this office helps adjust coverage to maintain consistent financial security.

SR
1798 Shattuck Ave.
Sonny Randhawa - State Farm Insurance Agent
Disability Insurance Agent · Berkeley, CA

Sonny Randhawa - State Farm Insurance Agent in El Sobrante, CA, is known for providing disability insurance coverage to local residents. The agency focuses on helping individuals protect their income against unexpected illnesses or injuries that prevent work. Servicing the greater El Sobrante area, the office assists with personalized policy options tailored to different professions and financial needs. A specialist in long-term claims guidance, the agency can add on a supplementary accident recovery benefit rider for enhanced income protection.

SK
1775 University Ave
Sukhi Kahlon AAA Insurance Agent
Disability Insurance Agent · Berkeley, CA

In Berkeley, where shifting local employment trends can leave workers uncertain about protecting their income, Sukhi Kahlon AAA Insurance Agent addresses this need by offering personalized disability insurance guidance. The agent helps clients assess policies that replace a portion of earnings if injury or illness prevents them from working. This service is especially valuable for independent professionals and small-business owners in the area. Client consultations begin with a thorough review of current coverage and a clear discussion of individual income-replacement needs during a free initial assessment.

FI
801 Allston Way
Fidelity Insurance Service
Disability Insurance Agent · Berkeley, CA

Fidelity Insurance Service provides guidance on individual and group disability coverage to residents and businesses in Berkeley, California. The agency focuses on helping clients secure income protection plans that replace a portion of earnings if illness or injury prevents them from working. Policies are tailored to match specific occupational risks and financial needs. The company serves a range of commercial sectors, including professional offices, warehouses, and food service operations.

SL
2840A Sacramento St
Senne life insurance
Disability Insurance Agent · Berkeley, CA

Senne Life Insurance serves Berkeley residents seeking disability income protection. For commercial clients, the agency provides coverage tailored to local business structures, including professional practices and startups. The service area extends throughout the East Bay, addressing individual needs for income replacement during illness or injury. Agents evaluate existing policies to adjust benefits as personal circumstances evolve. Clients often schedule follow-up appointments upon policy renewal to review changes in health or employment, maintaining consistent coverage between regular annual visits.

HI
1834 Alcatraz Ave
Halcyon Insurance Agency
Disability Insurance Agent · Berkeley, CA
(510) 990-5912
FI
2625 Alcatraz Ave #700
Farmers Insurance - David Reidenbach
Disability Insurance Agent · Berkeley, CA
(510) 849-4909
agents.farmers.com/ca/berkeley/david-reidenbach

What Does a a Disability Insurance Agent in Berkeley Cost?

Disability insurance agents in California typically earn commissions from insurance carriers, so their services are often free to you. Policy premiums vary widely: short-term disability plans may cost 1% to 3% of your annual income, while long-term plans range from 2% to 5%. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Berkeley

Disability insurance agents in Berkeley help residents and workers secure income protection policies or navigate existing claims. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can assist with supplemental plans. Agents also guide clients through the 12-month SDI benefit period and the 30-day appeal window for denied claims.

Frequently Asked Questions

What does a disability insurance agent do in Berkeley?

An agent helps you compare policies from different carriers and explains California-specific rules like SDI offsets and ERISA deadlines. They do not provide legal advice but can assist with application paperwork and claim documentation.

How long do I have to file a disability claim in California?

For private policies, you typically have 30 to 90 days from the date of disability to file a claim. For California SDI, you must file within 49 days of becoming disabled. An agent can help you track these deadlines.

Can a Berkeley agent help with an existing disability claim denial?

Yes, many agents offer support with appeals for denied claims. Under California law, you have 180 days to appeal a private insurance denial. Agents can review your policy and gather medical evidence to strengthen your appeal.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.