The top-rated disability insurance agent in Bell Gardens, California is InVision Insurance Services, rated 5.0 stars across 451 reviews. Other highly rated options include Alex Lozano Insurance Agency, Emperor Tax and Insurance Center, Pacific Liberty Insurance Services. This directory lists 10 disability insurance agents serving Bell Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InVision Insurance Services | 6631 Eastern Ave #A | (323) 773-4429 |
| 2 | Alex Lozano Insurance Agency | 8136 Garfield Ave a | (323) 282-3928 |
| 3 | Emperor Tax and Insurance Center | 6900 Garfield Ave STE A | (562) 806-6333 |
| 4 | Pacific Liberty Insurance Services | 6430 Gage Ave STE D | (562) 776-9999 |
| 5 | Sinaloa Insurance | 5985 E Florence Ave L | (323) 562-3650 |
| 6 | H J Financial Inc | 6524 Eastern Ave C | (323) 773-5080 |
| 7 | Lucy Insurance & Registration Services | 6524 Eastern Ave STE A | (323) 538-7121 |
| 8 | Intercoast Insurance Bell Gardens | 6048 Florence Ave Suite D | (562) 927-2100 |
| 9 | Golden Auto Insurance | 6320 Florence Ave suite d | (562) 396-0715 |
| 10 | R H Insurance Services | 8311 Eastern Ave | (562) 806-1203 |
InVision Insurance Services serves Bell Gardens and surrounding Los Angeles County as a disability insurance agent. The company helps individuals secure income protection plans that provide financial stability during periods of illness or injury. Policies are sourced from major carriers to match client needs across various occupations. Reliable guidance is offered throughout the application and claims process. Disability insurance agents in this region frequently assist with both short-term and long-term coverage options.
Alex Lozano Insurance Agency offers services as a disability insurance agent, assisting clients in Bell Gardens, CA. The agency guides individuals through plan selection, focusing on policy details and coverage options to protect income. Ongoing maintenance includes reviewing existing policies and adjusting for life changes. Services are provided for residential properties, including single-family homes and apartments, as well as commercial properties like retail spaces and restaurants.
Emperor Tax and Insurance Center serves the Bell Gardens area of Los Angeles County, providing disability insurance services to local residents and workers. This agency assists individuals in understanding options for income protection when illness or injury prevents employment. They help clients evaluate short-term and long-term disability plans that align with personal financial needs. By focusing on securing reliable coverage, they ensure that policyholders can maintain financial stability during unexpected health challenges. The company handles both employer-sponsored group disability policies and individual private disability insurance plans.
Pacific Liberty Insurance Services assists homeowners, businesses, and property managers in Bell Gardens, California, with disability insurance coverage. It helps clients secure income protection policies that replace a portion of earnings if an illness or injury prevents them from working. The agency guides policyholders through plan options tailored to individual or business needs, focusing on practical financial safeguards against unforeseen health setbacks. In addition to serving Bell Gardens, the company also covers clients in the nearby city of Downey.
Serving Bell Gardens and the surrounding communities in southeastern Los Angeles County, Sinaloa Insurance handles disability insurance applications for local residents who need income protection due to illness or injury. The agency assists clients in exploring policy options that replace a portion of lost earnings during a covered disability. For each client, the office begins by assessing current employment and financial needs, then presents suitable plan choices from available carriers for direct comparison.
H J Financial Inc serves Bell Gardens, CA as a disability insurance agent, offering both one-time policy reviews and recurring coverage management. This means clients can choose a single consultation to evaluate their income protection needs or establish an ongoing relationship for regular plan adjustments. Coverage is tailored to replace a portion of earned income if illness or injury prevents work. Service runs on a one-time or scheduled as-needed basis, depending on the client’s preference for periodic check-ins versus a permanent service agreement.
Lucy Insurance & Registration Services in Bell Gardens, California provides specialized disability insurance guidance for individuals seeking income protection during illness or injury. The agency helps clients evaluate coverage options that replace lost wages if they cannot work. Claim filing and policy reviews are part of its general service work. As seasonal employment shifts and tax filing periods approach, the company assists workers in understanding how short-term or long-term disability benefits interact with state leave programs.
Intercoast Insurance Bell Gardens specializes in connecting individuals and businesses with disability insurance policies. The company works to help clients understand coverage options that provide income protection if illness or injury prevents them from working. Their disability insurance agent services focus on assessing income needs to recommend appropriate plan structures for policyholders in Bell Gardens. Through this process, the agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
As the seasons change in Bell Gardens, many residents face unexpected health shifts that make income protection a pressing concern. Golden Auto Insurance addresses this need by connecting clients with disability insurance agent services tailored to safeguard their earnings during illness or injury. The company helps individuals evaluate policy options that replace a portion of their salary if they cannot work. An initial assessment of the client's current coverage and financial obligations begins the process of identifying suitable disability plans.
R H Insurance Services provides residential disability insurance coverage to clients in Bell Gardens, California, ensuring that households receive essential income protection in the event of an injury or illness. The company also assists local businesses with securing commercial disability policies tailored to their workforce needs, serving the broader Bell Gardens area. Each policy is explained clearly, and the agent schedules follow-up visits to review coverage needs before arranging the next regular check-in.
What Does a a Disability Insurance Agent in Bell Gardens Cost?
Disability insurance agents in California typically earn commissions from the insurance company, so their services are often free to you. Some independent agents may charge a flat fee for consulting, ranging from 100 to 500 dollars. Costs vary based on policy type and complexity. This is general information, not insurance advice.
About disability insurance agents in Bell Gardens
Disability insurance agents in Bell Gardens, California help residents file claims and navigate the claims process. California law requires insurers to respond to claims within 40 days under California Insurance Code Section 790.03. These agents work with both employer-provided and private disability policies to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Bell Gardens do?
A disability insurance agent helps you understand your policy, file claims, and appeal denials. They know California rules like the 40-day response deadline for insurers. They do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in California?
California law does not set a fixed deadline for filing, but most policies require prompt notice. You should file as soon as possible to avoid delays. Check your policy for specific time limits, often 30 to 90 days.
Can a disability insurance agent help with an appeal in Bell Gardens?
Yes, an agent can help you gather medical records and submit a strong appeal. California law gives you the right to request a review of a denied claim. The insurer must respond to your appeal within 30 days under state regulations.
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