ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Disability Insurance Agents Near You in Apple Valley, CA
Looking for a disability insurance agent in Apple Valley? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 disability insurance agents in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Apple Valley Insurance and Member Services
19201 Bear Valley Rd Ste C, Apple Valley, CA 92308
(760) 247-4110
ace.aaa.com
Apple Valley Medicare & Financial Services
21735 CA-18, Apple Valley, CA 92307
(760) 247-7990
avmfs.net
Wolken Insurance Services
16472 Kalo Rd, Apple Valley, CA 92307
(760) 900-6668
wolkeninsuranceservices.com
Richard Gonzalez: Allstate Insurance
17844 CA-18, Apple Valley, CA 92307
(760) 242-4992
agents.allstate.com
Guy Burnett - State Farm Insurance Agent
16048 Tuscola Rd Ste 2, Apple Valley, CA 92307
(760) 961-2000
guyburnett.com
KPIA - Kennedy Professional Insurance Agency
19167 Outer Hwy 18 S #1, Apple Valley, CA 92307
(760) 242-2345
kpia.com
Les Palcsik Insurance Agency LLC
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(760) 684-8019
lespalcsikinsurance.com
Vineyard Insurance Services
22617 CA-18, Apple Valley, CA 92307
(760) 248-6506
vineyardinsuranceservices.com
Guardado Insurance Services: Allstate Insurance
20786 Bear Valley Rd Unit B, Apple Valley, CA 92308
(760) 240-5900
agents.allstate.com
DJ Mathews - State Farm Insurance Agent
16048 Tuscola Rd #1, Apple Valley, CA 92307
(760) 247-8848
go2dj.com
Farmers Insurance - Marybel Rubio
17993 CA-18 Ste 2, Apple Valley, CA 92307
(760) 242-9131
agents.farmers.com
Farmers Insurance - Sandra Overstreet
18835 CA-18 Ste 1a, Apple Valley, CA 92307
(760) 242-6600
agents.farmers.com
Crosby Victorville Insurance
18355 CA-18, Apple Valley, CA 92307
(760) 242-3200
RAY GEMME
19181 Town Center Dr, Apple Valley, CA 92308
(760) 381-8083
Disability insurance agents in Apple Valley, California help residents and workers secure income protection policies. These agents can guide you through California state disability insurance (SDI) rules and private long-term disability plans. Apple Valley is in San Bernardino County, where many residents commute to work in healthcare, logistics, and retail sectors.
What Does a Disability Insurance Agent in Apple Valley Cost?
The cost of disability insurance in California varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in a low-risk job, a policy paying $3,000 per month may cost $80 to $150 per month. Costs are higher for older applicants or high-risk occupations. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Apple Valley do?
A disability insurance agent helps you find and apply for disability coverage. They explain policy terms, compare plans from different carriers, and assist with claims. In California, agents must be licensed by the California Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for workers who pay into it. Private disability insurance is purchased from an insurance company and can offer higher benefits or longer coverage. An agent can help you understand both options.
What time limits apply to disability insurance claims in California?
For private policies, you typically must file a claim within 30 to 90 days of becoming disabled. California law requires insurers to respond to claims within 40 days. For SDI, you must file within 49 days of your disability starting.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in Apple Valley who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.