The top-rated disability insurance agent in Alhambra, California is New Century Insurance Services Inc, rated 4.9 stars across 134 reviews. Other highly rated options include Sam Lamb - State Farm Insurance Agent, Mandalay Insurance and Financial Services, United One Insurance Agency: Allstate Insurance. This directory lists 18 disability insurance agents serving Alhambra.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | New Century Insurance Services Inc | 16 N 2nd St | (626) 300-9000 |
| 2 | Sam Lamb - State Farm Insurance Agent | 1228 E Main St | (909) 599-5519 |
| 3 | Mandalay Insurance and Financial Services | 118 Huntington Dr | (626) 202-0501 |
| 4 | United One Insurance Agency: Allstate Insurance | 1400 W Main St | (626) 677-3950 |
| 5 | CST Insurance Services, Inc. | 35 W Valley Blvd suite d | (626) 307-8682 |
| 6 | Eversafe Insurance Agency, Inc. | 1139 W Valley Blvd #103 | (626) 570-4784 |
| 7 | Liberty Choice Insurance Services | 2624 W Valley Blvd | (909) 865-6400 |
| 8 | D&E Insurance Services: Allstate Insurance | 410 W Main St UNIT 210 | (626) 282-0198 |
| 9 | Farmers Insurance - Samson Ng | 2738 W Main St | (626) 282-7282 |
| 10 | Karen Komoda - State Farm Insurance Agent | 2 S Granada Ave | (626) 282-3103 |
New Century Insurance Services Inc serves Alhambra and the greater Los Angeles County area as a disability insurance agent. The company helps individuals and professionals secure income protection policies against unexpected illnesses or injuries that prevent work. It also guides local business owners in obtaining group disability coverage for their employees. Detailed consultations focus on short-term and long-term disability insurance options to meet diverse client needs.
Sam Lamb - State Farm Insurance Agent in Alhambra, CA, provides disability insurance agent services to help individuals protect their income in the event of illness or injury. The company offers ongoing policy reviews and claims support to ensure coverage remains aligned with changing needs. Located conveniently for local residents, it serves clients with properties including single-family homes, apartments, retail spaces, and restaurants.
Mandalay Insurance and Financial Services serves homeowners, renters, and small business owners in Alhambra, California, helping them secure disability insurance coverage to protect their income in the event of an illness or injury. The agency guides clients through policy options that replace lost wages during a disability, ensuring financial stability when they are unable to work. Its services also extend to neighboring communities in the San Gabriel Valley, including Monterey Park and San Gabriel.
United One Insurance Agency: Allstate Insurance serves clients in Alhambra, California, and the surrounding San Gabriel Valley communities. This agency handles disability insurance policies designed to protect a portion of an individual’s income if they cannot work due to illness or injury. Each client’s personal financial situation and occupation are assessed to identify appropriate coverage options. The agent then presents tailored policy choices while guiding the client through the application and underwriting process to secure suitable protection.
CST Insurance Services, Inc. in Alhambra, CA specializes in providing individual disability insurance policies for professionals and business owners. The agency guides clients through the process of selecting and securing coverage that protects their income against unforeseen illness or injury. It conducts personalized evaluations to match each client with suitable policy options from various providers. As the end of the calendar year approaches, the company helps self-employed individuals review and adjust their coverage during open enrollment periods to ensure adequate financial protection.
As the seasons change and residents of Alhambra review their financial protections against unexpected illness or injury, Eversafe Insurance Agency, Inc. offers guidance on disability insurance policies. This local agency helps individuals assess coverage options that can replace a portion of lost income during recovery periods. Their consultations focus on explaining benefit periods, elimination periods, and monthly benefit amounts to suit different budgets and professions. A typical first step involves a personal inspection of current coverage gaps and a review of policy features that meet ongoing needs.
Some disability insurance clients require a single policy review to assess their current coverage gaps and employer benefits, while others prefer ongoing support to update plans as income or health needs change. Liberty Choice Insurance Services, located in Alhambra, CA, assists individuals in navigating these decisions by explaining how long-term disability coverage protects a portion of earned income. Their service availability is based on each client’s preferred schedule, whether one-time, scheduled, or on an as-needed basis.
D&E Insurance Services in Alhambra provides disability insurance at the residential level for local clients. Commercial coverage is also available for businesses operating within the surrounding areas. A disability insurance agent works to help protect income against unforeseen illness or injury. Policies typically cover a portion of earned wages during a period of disability. D&E Insurance Services assists Alhambra residents with selecting appropriate plans and adjusting them as needs change. Clients return for policy reviews and modifications between regular visits to ensure continued protection.
What Does a a Disability Insurance Agent in Alhambra Cost?
Disability insurance agents in California typically earn commissions paid by the insurance company, not directly by you. Premiums for individual disability policies range from 1 percent to 3 percent of your annual income. For a 50,000 dollar annual income, expect premiums between 500 and 1,500 dollars per year. Costs vary based on age, health, occupation, and policy terms. This is general information and not insurance advice.
About disability insurance agents in Alhambra
A disability insurance agent in Alhambra California can help you navigate disability policies and claims. California law requires insurers to respond to claims within 40 days. Local agents know the specific requirements for Alhambra residents and can assist with both private and employer-sponsored plans.
Frequently Asked Questions
What does a disability insurance agent in Alhambra do?
A disability insurance agent helps you understand policy options and file claims. They can explain California-specific rules like the 90-day appeal period for denied claims. Agents do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in California?
California law generally gives you 180 days to file a disability claim from the date of disability. For employer plans, the deadline may vary based on the policy. An agent can help you meet these time limits.
Are disability insurance agents regulated in California?
Yes, disability insurance agents in California must be licensed by the California Department of Insurance. They must follow strict rules about disclosure and fair dealing. You can verify an agents license on the CDI website.
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