The top-rated disability insurance agent in Yorba Linda, California is Brad Campbell - State Farm Insurance Agent, rated 5.0 stars across 117 reviews. Other highly rated options include Connie Hwang - State Farm Insurance Agent, Kingshill Insurance Services, Minnick Insurance. This directory lists 14 disability insurance agents serving Yorba Linda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Campbell - State Farm Insurance Agent | 4815 Main St | (714) 879-8850 |
| 2 | Connie Hwang - State Farm Insurance Agent | 4848 Lakeview Ave STE C | (714) 485-4288 |
| 3 | Kingshill Insurance Services | 22485 E La Palma Ave Ste 106 | — |
| 4 | Minnick Insurance | 4622 Plumosa Dr | (714) 777-4107 |
| 5 | Lori Moore - State Farm Insurance Agent | 22875 Savi Ranch Pkwy H | (714) 974-1500 |
| 6 | Wright, Finnegan, & Carter Insurance Associates | 23001 E La Palma Ave #100 | (714) 283-1999 |
| 7 | Yorba Linda Insurance Services Inc | 4848 Lakeview Ave #201D | (714) 777-8388 |
| 8 | Westcare Insurance Services, Inc. | 4730 Lakeview Ave | (714) 396-6145 |
| 9 | InsuranceKO | 4770 Eureka Ave Suite 755 | (714) 224-4100 |
| 10 | Stonebrook Insurance Services, Inc | 4622 Plumosa Dr | (714) 779-1200 |
Brad Campbell - State Farm Insurance Agent serves the Yorba Linda area and surrounding Orange County communities, specializing in disability insurance agent services. The agency assists local residents and professionals in understanding how disability coverage can protect income during unexpected medical events. This includes guiding clients through policy options that address short-term and long-term needs. The agency also helps evaluate benefit periods and elimination periods to align coverage with individual financial obligations and employment situations.
Connie Hwang - State Farm Insurance Agent in Yorba Linda, CA, offers disability insurance services designed to help protect a portion of a client’s income if they become unable to work due to illness or injury. The agency provides ongoing policy reviews and claim support to assist with maintaining coverage over time. Its disability insurance plans serve individuals and families, covering single-family homes, apartments, retail locations, and local restaurants.
Serving Yorba Linda and the surrounding communities of Orange County, Minnick Insurance specializes in disability insurance agent services. The company assists individuals and professionals in securing income protection plans that cover a portion of their earnings if they become unable to work due to illness or injury. It provides guidance on evaluating policy terms, waiting periods, and benefit amounts tailored to local employment conditions. To handle a typical job, it first conducts a thorough review of the client’s occupation and financial needs before presenting suitable policy options for comparison and selection.
Lori Moore in Yorba Linda, California works as a disability insurance agent providing both one-time policy reviews and recurring service options for ongoing coverage needs. Disability insurance agents in this area help clients replace a portion of their income if illness or injury prevents them from working, with plans tailored to individual occupations and earnings. Service appointments are available on either a one-time or as-needed basis, depending on a client’s preference.
As the cost of living in Orange County continues to rise, residents in Yorba Linda often seek ways to protect their income from unexpected illness or injury. Wright, Finnegan, & Carter Insurance Associates responds by guiding clients through options for disability insurance that replace a portion of lost wages. They evaluate personal employment situations and financial obligations to recommend suitable coverage amounts. An initial assessment begins with a review of the applicant’s current income and occupational duties to determine eligibility and benefit structure.
Yorba Linda Insurance Services Inc offers tailored disability insurance policies to protect income in the event of illness or injury. Serving clients in Yorba Linda, CA, the agency evaluates individual coverage needs and guides applicants through plan options for short-term and long-term protection. It also assists local professionals and business owners in structuring policies to safeguard against lost earnings. Clients often turn to this agency before surgery or during career transitions, seeking clarity on benefit periods and waiting terms before a disability begins.
Westcare Insurance Services, Inc. works with residents and businesses to plan for income protection against unexpected illness or injury. The agency specializes in disability insurance, helping clients secure policies that replace a portion of their earnings if they become unable to work. It serves individuals, self-employed professionals, and small companies. The firm provides coverage solutions tailored for various commercial sectors, including offices, warehouses, and food service operations.
InsuranceKO serves residents in Yorba Linda, California by helping them secure individual disability income protection for their families. Their commercial disability insurance coverage assists local business owners who need to protect their practices and key employees. Service throughout the broader Yorba Linda area is coordinated from their local office location. Agents evaluate each client’s specific occupation and income structure to match appropriate policy features. After initial placement, they schedule regular annual policy reviews to adjust coverage as financial circumstances evolve.
Stonebrook Insurance Services, Inc, based in Yorba Linda, California, provides disability insurance solutions to protect income against illness or injury. As a specialized agent, the company focuses on guiding clients through policy options tailored to individual needs. These solutions serve local professionals and business owners across various commercial sectors, including offices, warehouses, and food service operations requiring stable coverage for their workforce.
What Does a a Disability Insurance Agent in Yorba Linda Cost?
The cost of disability insurance in California typically ranges from 1 to 3 percent of your annual income for a standard policy. For a 50 year old earning 100,000 dollars per year, a policy might cost 100 to 300 dollars per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Yorba Linda
Disability insurance agents in Yorba Linda, California help residents protect their income with private disability policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Local agents understand the specific needs of Yorba Linda professionals and can guide you through policy options.
Frequently Asked Questions
What does a disability insurance agent in Yorba Linda do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms, compare options from different carriers, and assist with claims if you become disabled. In California, agents must be licensed by the California Department of Insurance.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance (SDI) program that provides partial wage replacement for non-work related disabilities. Private disability insurance agents can help you buy a policy that fills the gap between SDI benefits and your full income. California also has specific laws about claim deadlines and appeal rights.
Do I need a disability insurance agent if I have SDI in California?
Yes, because SDI only covers about 60-70 percent of your wages up to a cap. A private disability insurance agent can help you get a policy that covers the remaining income. This is especially helpful for high earners in Yorba Linda who may exceed the SDI wage limit.
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