The top-rated disability insurance agent in Upland, California is Sumner Insurance Services, rated 4.6 stars across 788 reviews. Other highly rated options include Kessler Alair Insurance Services, Inc., Asseneth Marsala - State Farm Insurance Agent, Thrifty Insurance Services. This directory lists 18 disability insurance agents serving Upland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sumner Insurance Services | 140 N Benson Ave Suite C | (909) 931-7172 |
| 2 | Kessler Alair Insurance Services, Inc. | 2335 W Foothill Blvd #3 | (909) 931-1500 |
| 3 | Asseneth Marsala - State Farm Insurance Agent | 195 N Euclid Ave Ste 102 | (909) 740-7151 |
| 4 | Thrifty Insurance Services | 306 N Mountain Ave | (909) 931-1777 |
| 5 | Mo Shafik Insurance Services LLC | 840 W 9th St # C | (626) 991-8593 |
| 6 | Daniel Martin Insurance | 188 N Euclid Ave Suite 200-B | (909) 931-7355 |
| 7 | Insurance Incorporated | 1126 W Foothill Blvd #130 | (909) 740-6333 |
| 8 | Embrace Health Insurance Agency | 123 E 9th St Ste #341 | (909) 521-8838 |
| 9 | Direct Buy Insurance Services | 876 N Mountain Ave #200s | (909) 319-1084 |
| 10 | Mountain Insurance Services | 354 S Mountain Ave | (909) 983-9741 |
Sumner Insurance Services serves clients in and around Upland, California, as a disability insurance agent. The company assists individuals with navigating disability coverage options to protect income in the event of an illness or injury. Guidance is provided on selecting appropriate policy terms and benefit amounts that align with personal financial needs. Specific services include long-term disability insurance for extended income replacement and short-term disability coverage for temporary recovery periods.
Kessler Alair Insurance Services, Inc. serves homeowners, businesses, and property managers in and around Rancho Cucamonga by offering individual disability insurance policies designed to replace lost income due to injury or illness. The agency evaluates clients’ specific employment situations and financial obligations to recommend appropriate coverage levels and benefit periods. Its services include initial policy comparisons, application assistance, and annual policy reviews to adjust for changing needs. The company also assists clients across the adjacent communities of Ontario and Upland within San Bernardino County.
As a disability insurance agent serving the Upland area, Asseneth Marsala - State Farm Insurance Agent provides guidance on individual and group disability income policies, designed to help replace a portion of lost earnings when a client cannot work due to illness or injury. The office offers policy review consultations to align coverage with changing needs and can assist with the claims filing process. It serves individuals, single-family homeowners, and small business owners, including those operating retail stores and restaurants.
Homeowners and business owners in Upland, California needing disability insurance services can rely on Thrifty Insurance Services for guidance. The agency assists clients in exploring disability income protection options to help safeguard their earnings against unexpected illness or injury. As a local disability insurance agent, it works with individuals and small businesses seeking coverage solutions tailored to their needs. Its service area also extends to residents in the neighboring community of Ontario, part of the San Bernardino metro region.
Based in Upland, Mo Shafik Insurance Services LLC provides disability insurance for clients throughout the Inland Empire and surrounding San Bernardino and Los Angeles County communities. The agency handles both short-term and long-term coverage designed to replace a portion of income when a medical condition prevents work. It helps individuals, self-employed professionals, and small business owners select policies from various carriers that fit specific budgets and occupational risks. A typical job begins with a needs analysis and culminates in presenting and explaining a few tailored policy options.
Daniel Martin Insurance offers disability insurance on either a one-time basis for a single policy or through ongoing service for clients who wish to review their coverage annually. As a local disability insurance agent in Upland, CA, the company helps individuals protect their income by explaining different benefit periods, elimination periods, and occupation-specific provisions. This service typically runs on an as-needed basis, with clients contacting the agent when they have a policy question or considering a change in coverage.
Insurance Incorporated serves Upland, California, and the surrounding communities of San Bernardino County with disability insurance agent services. It handles applications for short-term and long-term disability coverage, helping individuals protect their income in case of injury or illness. The agency also assists clients with policy renewals and claims coordination. To handle a typical job, it begins by reviewing a client’s work history and income needs before comparing plans from multiple carriers.
Embrace Health Insurance Agency in Upland, California, specializes in disability insurance, helping clients secure coverage that protects income during illness or injury. The agency guides individuals through policy selection and application to match personal budgets and employment situations. In addition to disability planning, the firm addresses related health insurance needs for local families and professionals. As tax season approaches, Embrace Health Insurance Agency assists self-employed workers in reviewing disability policies that may offer deductible premium benefits.
Direct Buy Insurance Services assists individuals and businesses with plans designed to protect income during periods of medical inability to work. Located in Upland, California, the company focuses specifically on disability insurance agent services, helping clients evaluate coverage options that align with their personal financial needs. This local agency serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring policies to the distinct risk profiles of each work environment.
As the seasons change and new employment or family situations arise, residents of Upland and the surrounding area often evaluate their need for income protection. Mountain Insurance Services addresses this concern by guiding clients through the various options available for disability insurance coverage. The company works to explain policy features and waiting periods so individuals can select plans matching their financial obligations. An initial assessment of current income and potential risks is arranged to begin the process.
What Does a a Disability Insurance Agent in Upland Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a 40-year-old earning 60,000 dollars a year, a policy might cost 600 to 1,800 dollars annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Upland
Disability insurance agents in Upland California help residents protect their income with short-term and long-term policies. California state law requires employers to provide State Disability Insurance (SDI) but private agents can help you find supplemental coverage. Working with a local agent ensures you understand how California rules like the 7-day waiting period apply to your claim.
Frequently Asked Questions
What does a disability insurance agent in Upland do?
An agent helps you compare policies from different carriers to find coverage that fits your needs. They explain California-specific rules such as the SDI benefit amount and waiting period. They do not handle claims but can guide you on policy terms.
How is California disability insurance different from private plans?
California SDI provides partial wage replacement for workers who pay into the program. Private disability insurance can offer higher benefits and longer terms. An agent can help you understand how private plans coordinate with SDI.
What should I look for in a disability insurance agent in Upland?
Look for an agent licensed in California with experience in disability products. Ask about their knowledge of California labor laws and how policies handle pre-existing conditions. A good agent will explain policy exclusions clearly.
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