Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 disability insurance agents in Union City, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hera Tong Gutierrez - State Farm Insurance Agent
32145 Alvarado-Niles Rd # 205, Union City, CA 94587
(510) 972-0968
heratong.com
Gill Financial & Insurance Services
31080 Union City Blvd # 201, Union City, CA 94587
(510) 888-1180
gillfinancial.com
Jeff Sinfuego - State Farm Insurance Agent
4123 Dyer St Ste 210, Union City, CA 94587
(510) 431-3514
agentsinfuego.com
Tony Huey: Allstate Insurance
1780 Whipple Rd STE 201, Union City, CA 94587
(510) 429-5788
agents.allstate.com
Global Green Insurance Agency of the Bay Area
32146 Alvarado Blvd, Union City, CA 94587
(510) 487-1000
ggiaba.com
Golden Bay Insurance Agency, Inc.
33436 Alvarado-Niles Rd, Union City, CA 94587
(510) 487-2225
agents.allstate.com
Coker & Arias Insurance
1780 Whipple Rd STE 104, Union City, CA 94587
(510) 471-1871
cokerandarias.com
Bill Stone: Allstate Insurance
33436 Alvarado-Niles Rd, Union City, CA 94587
(510) 487-2225
agents.allstate.com
Farmers Insurance
3995 Smith St Ste 9, Union City, CA 94587
(510) 429-8900
farmersagent.com
Cathy Start - State Farm Insurance Agent
33331 Alvarado-Niles Rd, Union City, CA 94587
(510) 471-8816
cathystart.com
Godinez Financial and Insurance Services
33006 Calle La Mirada Common, Union City, CA 94587
(510) 552-4334
What Does a Disability Insurance Agent in Union City Cost?
Disability insurance agents in California are typically paid through commissions from the insurance company, so there is usually no direct fee to the client. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a 40 year old in good health, a policy replacing 60% of income might cost between 100 and 300 dollars per month. Costs can be higher for high risk occupations or pre existing conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Union City do?
A disability insurance agent helps you choose and apply for private disability policies that replace income if you cannot work due to illness or injury. They also explain how California SDI benefits work and how private coverage can fill gaps. Agents do not provide legal advice but can assist with policy selection and claim paperwork.
How does California SDI affect private disability insurance?
California SDI provides partial wage replacement for up to 52 weeks for non-work related disabilities. Private disability insurance can be used to supplement SDI payments, but most policies reduce benefits by the amount you receive from SDI. An agent can help you compare policies that coordinate with state benefits.
What are the time limits for filing a disability claim in California?
For California SDI, you must file a claim within 49 days of becoming disabled. For private policies, time limits vary by contract but are typically 30 to 90 days. Missing these deadlines can result in denial. An agent can help you track deadlines and submit required documentation.