ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Santee, CA

Browse disability insurance agents serving Santee, California. Updated 2026-07-14.

The top-rated disability insurance agent in Santee, California is Farmers Insurance - Matthew Welty, rated 4.9 stars across 164 reviews. Other highly rated options include Freeway Insurance, Greg Johnson - State Farm Insurance Agent, Levy Feiteira: Allstate Insurance. This directory lists 15 disability insurance agents serving Santee.

Showing 15 disability insurance agents in Santee, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Matthew Welty10769 Woodside Ave Ste 103(858) 569-1009
2Freeway Insurance9715 Mission Gorge Rd(619) 821-3205
3Greg Johnson - State Farm Insurance Agent9665 Mission Gorge Rd Ste C1(619) 596-2160
4Levy Feiteira: Allstate Insurance9225 Carlton Hills Blvd UNIT 6(619) 449-8585
5Jim Kelly: Allstate Insurance9600 Cuyamaca St STE 204(619) 562-9199
6James Cassady - State Farm Insurance Agent9560 Cuyamaca St #104a(619) 449-7707
7TRUE PRO INSURANCE SERVICES8733 Magnolia Ave # 141(619) 820-0036
8Farmers Insurance - Michael Clinkenbeard235 Town Center Pkwy Ste J(619) 442-0415
9World Insurance Associates LLC9855 Prospect Ave suite d(619) 592-4440
10CBIS10769 Woodside Ave Ste 103(858) 943-3555
FI
10769 Woodside Ave Ste 103
Farmers Insurance - Matthew Welty
Disability Insurance Agent · Santee, CA

Farmers Insurance - Matthew Welty serves San Diego County from its location in Santee, California, offering professional disability insurance agent services to local residents and business owners. This agency helps clients understand disability income protection as a fundamental part of financial planning. Coverage options may be designed to replace a portion of lost earnings if injury or illness prevents regular work. Agents guide individuals and small business proprietors through policy selection, risk evaluation, and application processes. The firm also handles policy reviews and benefit claims assistance for disability insurance plans.

FI
9715 Mission Gorge Rd
Freeway Insurance
Disability Insurance Agent · Santee, CA

Freeway Insurance serves San Diego County from its Santee, California location as a Disability Insurance Agent. The company assists individuals in securing income protection through disability coverage. These policies help replace a portion of lost wages when a person cannot work due to injury or illness. Among the services offered, clients can find help with both short-term and long-term disability insurance plans.

GJ
9665 Mission Gorge Rd Ste C1
Greg Johnson - State Farm Insurance Agent
Disability Insurance Agent · Santee, CA

Greg Johnson - State Farm Insurance Agent in Santee, CA, offers a range of disability income protection services designed to replace a portion of lost earnings when illness or injury prevents work. Service plans include policy consultation to match coverage with individual needs and claims support to guide clients through the application process. Maintenance plans provide annual policy reviews to adjust benefits as income or employment changes. This agent services individual professionals, small business owners, single-family homeowners, apartment residents, and local retail and restaurant operators.

LF
9225 Carlton Hills Blvd UNIT 6
Levy Feiteira: Allstate Insurance
Disability Insurance Agent · Santee, CA

Small business owners, property managers, and residents of Santee, California, rely on Levy Feiteira: Allstate Insurance for disability insurance agent services. The agency helps clients understand how disability income protection can safeguard their earnings during unexpected illness or injury. It also assists with policy selection to match individual coverage needs. Coverage options are explained clearly so customers can make informed decisions for long-term financial security. The firm additionally serves clients throughout El Cajon and the broader San Diego metro area.

JK
9600 Cuyamaca St STE 204
Jim Kelly: Allstate Insurance
Disability Insurance Agent · Santee, CA

Jim Kelly: Allstate Insurance serves Santee, California, and the surrounding communities in San Diego County. It assists individuals and families with finding the proper disability insurance agent to help protect their income if an illness or injury prevents them from working. The agency evaluates the client’s personal coverage needs, then presents available plan options that align with those requirements. Each case is handled by reviewing the applicant’s occupation and income to recommend a suitable policy from its product offerings.

JC
9560 Cuyamaca St #104a
James Cassady - State Farm Insurance Agent
Disability Insurance Agent · Santee, CA

Whether clients require a single policy review or ongoing support for changing needs, James Cassady - State Farm Insurance Agent in Santee, CA provides either one-time consultations or recurring service options for disability coverage. This agent helps individuals understand how disability insurance can replace a portion of lost income during illness or injury, tailoring advice to local work and lifestyle factors. Services are available on a one-time, scheduled, or as-needed basis to match client preferences.

TP
8733 Magnolia Ave # 141
TRUE PRO INSURANCE SERVICES
Disability Insurance Agent · Santee, CA

In coastal Southern California, changing seasons often bring new employment patterns that shift a family's benefits coverage needs. TRUE PRO INSURANCE SERVICES, based in Santee, helps local residents address these transitions by offering guidance on disability insurance options. The company works with individuals to explain how short-term or long-term policies can provide income protection if an illness or injury prevents work. A typical initial step involves reviewing a client’s current coverage gaps during a complimentary assessment of their personal situation.

FI
235 Town Center Pkwy Ste J
Farmers Insurance - Michael Clinkenbeard
Disability Insurance Agent · Santee, CA

Specializing in disability insurance, Farmers Insurance - Michael Clinkenbeard provides tailored coverage plans and dedicated policy support for clients in Santee, CA. The agency assists individuals in securing income protection for both short-term and long-term disability needs throughout the local area. Their services focus on evaluating personal financial situations to recommend appropriate policy options for Florida residents. As seasonal employment shifts affect local workers, the agency helps address the increased risk of coverage gaps during temporary job transitions or holiday season breaks.

WI
9855 Prospect Ave suite d
World Insurance Associates LLC
Disability Insurance Agent · Santee, CA

World Insurance Associates LLC provides disability insurance services to individuals and businesses throughout the Santee area. The agency focuses on helping clients secure income protection plans that replace a portion of lost wages during medical leave. Its specialty add-ons include policies tailored for partial disability or own-occupation coverage. These plans assist with long-term financial stability when injury or illness prevents regular work. The firm serves commercial sectors such as offices, warehouses, and food service operations.

CB
10769 Woodside Ave Ste 103
CBIS
Disability Insurance Agent · Santee, CA

CBIS provides residential disability insurance agent service in Santee, California, helping clients protect their income in case of illness or injury. The company also offers commercial disability coverage for local small businesses and self-employed professionals. Service extends throughout Santee and the surrounding East County area, handling both individual policy consultations and group plan evaluations. The agent works to ensure policy details match each client's specific financial situation, with follow-up and repeat service available between regular visits to adjust coverage as needs change.

AI
9600 Cuyamaca St
Allegiant Insurance Services
Disability Insurance Agent · Santee, CA
(858) 771-2000
allegiantinsured.com
CL
10769 Woodside Ave Ste 103
Colonial Life
Disability Insurance Agent · Santee, CA
(858) 943-3555
coloniallife.com
BW
10769 Woodside Ave Ste 103
Brett Welty Insurance Agency, Inc.
Disability Insurance Agent · Santee, CA
(858) 569-1007
CD
Code 464030, 9255 Magnolia Ave #70
cDarbyInsuranceSolutions
Disability Insurance Agent · Santee, CA
(619) 301-8517
CI
10201 Mission Gorge Rd
California Insurance Services
Disability Insurance Agent · Santee, CA
(877) 829-1223
insurance.ca.gov

What Does a a Disability Insurance Agent in Santee Cost?

Disability insurance agents in California typically earn a commission from the insurance company so you may not pay a direct fee. Policy premiums vary widely from 1% to 3% of your annual income for short term coverage and 2% to 5% for long term coverage. Costs depend on your age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Santee

Disability insurance agents in Santee California help residents understand their policies and file claims. California law requires insurers to respond to claims within 40 days under California Insurance Code Section 790.03. Working with a local agent can make the process smoother for Santee workers and families.

Frequently Asked Questions

What does a disability insurance agent in Santee do?

A disability insurance agent helps you choose a policy, file claims, and appeal denials. They know California specific rules like the 40 day response time for claims. They do not provide legal advice but can guide you through the process.

How long do I have to file a disability claim in California?

Under California law you typically have 30 days from the date of disability to file a claim. Some policies allow up to 90 days. Check your specific policy for exact time limits.

Can a Santee agent help with an appeal if my claim is denied?

Yes an agent can help you gather documents and submit a formal appeal. California law gives you 180 days to appeal a denial under most policies. The agent can explain the process but cannot guarantee approval.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.