The top-rated disability insurance agent in Santa Rosa, California is Health For California - Covered CA Enrollment, rated 5.0 stars across 9,583 reviews. Other highly rated options include Acceptance Insurance, Barber Insurance Agency, Jeff Lecoeuche Insurance Agency, Inc.. This directory lists 19 disability insurance agents serving Santa Rosa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health For California - Covered CA Enrollment | 4000 Montgomery Dr d7 | (877) 752-4737 |
| 2 | Acceptance Insurance | 1331 Guerneville Rd Ste R | (707) 312-7045 |
| 3 | Barber Insurance Agency | 620 College Ave | (707) 526-7900 |
| 4 | Jeff Lecoeuche Insurance Agency, Inc. | 726 Mendocino Ave | (707) 526-5222 |
| 5 | Stonefield Insurance Brokers | 3558 Round Barn Blvd Suit 200 | (707) 522-7542 |
| 6 | Maximo Insurance Services Inc | 443 Dutton Ave | (707) 544-8000 |
| 7 | Leavitt United | 404 Mendocino Ave Suite 201 | (707) 284-5900 |
| 8 | Insure Shield Agency LLC | 1712 Arroyo Sierra Cir | (707) 684-2500 |
| 9 | JC Lewis Insurance Services | 100 E St #205 | (866) 745-9555 |
| 10 | George Petersen Insurance Agency | 175 W College Ave | (707) 525-4150 |
Health For California - Covered CA Enrollment serves the Santa Rosa area and the surrounding Sonoma County region, specializing in disability insurance agent services. The agency assists clients in understanding how disability income protection can safeguard their earnings against unexpected illness or injury. It works with individuals to evaluate policies that replace a portion of lost wages during recovery periods. The company handles both short-term and long-term disability insurance enrollment for local residents.
Acceptance Insurance serves the Santa Rosa, California area as a Disability Insurance Agent, helping clients secure coverage to protect their income if they cannot work due to illness or injury. The agency assists individuals in navigating policy options and plan details available in Sonoma County. It focuses on matching local professionals and self-employed residents with short-term and long-term disability insurance plans suited to their specific needs.
Barber Insurance Agency offers disability insurance agent services tailored to the Santa Rosa, California area. It provides assistance in evaluating coverage options that help protect income if an illness or injury prevents work. The agency works with clients to review policy details and adjust plans as needs change over time. Regular consultations ensure that coverage remains aligned with current personal circumstances or business requirements. Barber Insurance Agency services individual homeowners as well as apartment complexes, retail stores, and local restaurants throughout the region.
Jeff Lecoeuche Insurance Agency, Inc. in Santa Rosa serves homeowners, renters, and professionals who need to protect their income against unexpected illness or injury. The agency helps clients evaluate short-term and long-term disability coverage options to replace lost wages during recovery from accidents or medical conditions. This insurance ensures financial stability when a person cannot work due to a covered disability. The firm also provides assistance to individuals and small business owners throughout Santa Rosa and the surrounding Sonoma County communities, including nearby Rohnert Park.
Stonefield Insurance Brokers in Santa Rosa, CA, distinguishes between one-time consultations for individuals comparing immediate policy terms and recurring support for clients adjusting coverage as life circumstances change. The firm specializes in disability insurance, helping local earners protect income against injury or illness. Discussions focus on benefit amounts, elimination periods, and policy riders tailored to occupational risks. Services are provided on a scheduled basis, with ongoing policy reviews and adjustments available as clients need.
Serving Santa Rosa and the broader Sonoma County region, Maximo Insurance Services Inc acts as a disability insurance agent, helping local residents secure coverage for lost income due to illness or injury. It navigates clients through policy options from various carriers to match individual professional needs and budgets. Each assignment typically begins with a thorough review of the person's occupation and current coverage, followed by a comparison of waiting periods and benefit amounts to recommend a specific plan.
Leavitt United offers services focused on disability insurance agent guidance, helping clients in Santa Rosa, California evaluate income protection plans and navigate policy options for short-term and long-term needs. It provides individualized consultations to assess coverage gaps and compare plans suited to different occupations and incomes. This includes addressing concerns arising from seasonal employment shifts in the local economy, such as when agricultural or tourism workers face potential income interruptions during off-peak periods.
As summer approaches in Santa Rosa, residents often begin reviewing their financial protections against unexpected illnesses or accidents. Insure Shield Agency LLC serves as a disability insurance agent in this area, helping local workers understand how income-replacement policies can safeguard their earnings during recovery periods. The company guides clients in comparing policy options that match individual career demands and health circumstances. A typical first step involves an initial assessment of the client’s current coverage and monthly expenses.
JC Lewis Insurance Services assists individuals and businesses in Santa Rosa, California, with financial protection strategies. As a disability insurance agent, the company specializes in offering policies that replace a portion of income if injury or illness prevents work. It helps professionals assess their coverage needs and navigate plan options. This support benefits a range of commercial sectors, including offices, warehouses, and food service operations.
George Petersen Insurance Agency, based in Santa Rosa, California, provides disability insurance solutions designed to protect individuals’ income during periods of illness or injury. Services include evaluation of policy options and assistance with claims documentation. The agency works with clients to understand coverage needs and can coordinate with existing insurance plans to maintain protection as situations change. It serves a variety of properties, including single-family homes, apartments, retail businesses, and restaurants in the local area.
What Does a a Disability Insurance Agent in Santa Rosa Cost?
In California, disability insurance premiums typically range from 1% to 3% of your annual income, depending on your age, health, and occupation. For a 40 year old earning 100,000 dollars, a policy with a 90 day waiting period and a 5 year benefit term might cost between 100 and 250 dollars per month. Costs vary widely based on individual risk factors and policy features. This is general information and not insurance advice.
About disability insurance agents in Santa Rosa
Disability insurance agents in Santa Rosa, California help individuals and businesses find policies that provide income protection if you cannot work. California has specific laws, such as the requirement for employers to provide State Disability Insurance (SDI) through the Employment Development Department. A local agent can explain how private plans interact with California SDI and help you choose coverage that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Santa Rosa do?
A disability insurance agent helps you compare policies from different carriers to find a plan that covers your occupation and income level. They explain policy terms, waiting periods, and benefit durations. In California, agents can also advise on how private insurance works alongside state programs like SDI.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance program funded through payroll taxes, which provides partial wage replacement for non-work related illness or injury. Private disability insurance can supplement SDI or provide more comprehensive coverage. An agent can help you understand how these benefits coordinate.
What factors affect the cost of disability insurance in California?
Costs depend on your age, health, occupation, benefit amount, waiting period, and policy length. California has higher costs for certain high-risk occupations due to state regulations and claim patterns. Premiums are typically paid monthly or annually and can range from 1% to 3% of your annual income.
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