The top-rated disability insurance agent in Santa Monica, California is Isaac Bridgewater - State Farm Insurance Agent, rated 5.0 stars across 343 reviews. Other highly rated options include Adam Glazer at Comparion Insurance Agency, Westgate One Final Expense Insurance, Comparion Insurance Agency. This directory lists 15 disability insurance agents serving Santa Monica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isaac Bridgewater - State Farm Insurance Agent | 1731 Berkeley St Ste 2 | (310) 526-3975 |
| 2 | Adam Glazer at Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (310) 683-6852 |
| 3 | Westgate One Final Expense Insurance | 1242 3rd Street Promenade #209 | (323) 790-6437 |
| 4 | Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (310) 341-1200 |
| 5 | Wilkens Insurance Agency, Inc. | 1112 Montana Ave #102 | (310) 393-7373 |
| 6 | Senior Health Insurance by Sterling Financial | 520 Broadway #200 | (213) 460-5070 |
| 7 | Donaldson Insurance Agency | 2030 Lincoln Blvd | (310) 392-4181 |
| 8 | Pullen Family Insurance Agency, Inc | 2450 Colorado Ave Suite 100E | (310) 310-2901 |
| 9 | ComfortGuard Health Insurance CA | 2652 29th St | (310) 810-2550 |
| 10 | West LA Baby Boomer Insurance | 1821 Wilshire Blvd #402 | (310) 351-7772 |
Isaac Bridgewater, a State Farm Insurance Agent serving Santa Monica, California and the surrounding Los Angeles County area, offers professional assistance with disability insurance planning. This agency helps individuals understand how disability coverage can protect their income in the event of an unexpected illness or injury that prevents them from working. The agent guides clients through policy options to find suitable protection for their specific financial situations. Services include short-term disability insurance to cover immediate recovery periods and long-term disability insurance for extended income replacement.
Adam Glazer at Comparion Insurance Agency provides disability insurance services and consultation for individuals in Santa Monica and the surrounding area. The firm assists clients in evaluating income protection options when illness or injury prevents work, helping to customize coverage levels and policy terms. Its service process includes initial risk assessment and ongoing policy reviews for present and future needs. The agency services professionals, self-employed individuals, and those seeking standalone or supplemental disability plans, covering single-family homeowners, apartment renters, retail workers, and restaurant employees.
Serving families and individuals in Santa Monica, Westgate One Final Expense Insurance helps clients understand their options for disability income protection. The agency focuses on explaining how disability insurance can replace lost income if a health issue prevents work. They assist with finding policies that fit personal budgets and employment situations. Their office takes time to answer questions about benefit periods and waiting times. In addition to Santa Monica, Westgate One also covers neighboring communities in the greater Los Angeles metro area.
Comparion Insurance Agency specializes in disability insurance, providing individual policy options and employer-sponsored group plans in Santa Monica, California. It serves local professionals, self-employed individuals, and small business owners seeking income replacement coverage. The agency assists clients in understanding waiting periods, benefit durations, and policy riders. For those concerned about a potential gap in coverage during open enrollment seasons or after a job change, it helps evaluate short-term and long-term disability solutions tailored to evolving financial obligations.
Wilkens Insurance Agency, Inc. in Santa Monica assists clients with either a one-time policy purchase or an ongoing service relationship for coverage adjustments. Disability insurance replaces a portion of income if illness or injury prevents work, and the agency helps tailor that protection to individual employment situations. They provide guidance on policy features like benefit periods and elimination periods. Client service runs on an as-needed basis, with support available when policy reviews or claims questions arise.
Based in Santa Monica, Senior Health Insurance by Sterling Financial specializes in disability insurance agent services for the regional area. The agency works directly with clients to guide them through the complex process of securing disability coverage. It assesses individual needs and recommends appropriate insurance products to protect income against unexpected illness or injury. To further assist policyholders, the company helps navigate the disability claims process and offers policy reviews during major life changes or local seasonal employment shifts to ensure coverage remains adequate.
Donaldson Insurance Agency serves clients in Santa Monica, California, and the surrounding communities of the greater Los Angeles area. This firm handles disability insurance policies, which provide income protection for individuals who are unable to work due to illness or injury. It works directly with local residents to assess their specific coverage needs and explain policy options from various providers. The agency generally approaches each case by first reviewing a client’s employment situation and financial obligations, then matching them with a suitable plan.
Pullen Family Insurance Agency, Inc serves residents of Santa Monica with personalized disability insurance coverage designed to protect income during illness or injury. The agency also offers commercial disability policies for local businesses, staff, and self-employed professionals throughout the greater region. Each policy evaluation considers individual employment circumstances and benefit needs carefully. After an initial placement, the agency follows up to confirm coverage suitability and remains available for policy adjustments between regular client check-ins.
ComfortGuard Health Insurance CA assists individuals and businesses in Santa Monica with planning for income protection during unexpected illnesses or injuries. As a dedicated disability insurance agent, the company guides clients through policy options that replace a portion of lost earnings. Their services are available to professionals in local offices, operators in nearby warehouses, and staff working in the area’s food service establishments.
As Santa Monica residents begin planning their retirement years, concerns about protecting long-term income against unexpected health issues often emerge. West LA Baby Boomer Insurance specializes in helping clients navigate the complexities of disability coverage tailored to their individual situations. The company focuses on explaining how monthly benefits can replace a portion of earned wages during periods of medical leave. An initial consultation typically involves a careful review of current employment benefits and personal financial obligations. The process begins with an assessment of the client’s occupation and existing coverage gaps.
What Does a a Disability Insurance Agent in Santa Monica Cost?
Disability insurance premiums in California vary by age, health, occupation, and benefit amount. A typical policy for a 35-year-old professional might cost 1% to 3% of annual income. For a 50-year-old, premiums can be 2% to 5% of income. This is general information, not insurance advice.
About disability insurance agents in Santa Monica
Disability insurance agents in Santa Monica help individuals and businesses find income protection policies. California law requires certain employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Agents guide clients through policy features and claim procedures specific to California regulations.
Frequently Asked Questions
What does a disability insurance agent in Santa Monica do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific definitions. In California, agents must be licensed by the Department of Insurance.
How does California SDI work with private disability insurance?
California SDI provides partial wage replacement for non-work injuries or illnesses. Private disability insurance can fill gaps in SDI coverage or provide higher benefits. An agent can help coordinate both types of coverage.
What is the typical elimination period for a disability policy in California?
Elimination periods usually range from 30 to 180 days. A longer elimination period lowers the premium. California law does not set a specific elimination period for private policies.
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