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Find Disability Insurance Agents Near You in Santa Cruz, CA
Looking for a disability insurance agent in Santa Cruz? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 disability insurance agents in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300
chrisbuich.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542
dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900
bayareainsured.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555
agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755
shockleyinsurance.com
Erin Irvine Independent Insurance Producer
406 Mission St # F, Santa Cruz, CA 95060
(408) 316-5362
erinirvine.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661
clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
HealthMarkets Insurance - Manfred Luedge
505-A River St, Santa Cruz, CA 95060
(831) 750-9343
healthmarkets.com
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272
mercuryinsurance.com
SteelBridge Insurance Services
133 Mission St, Santa Cruz, CA 95060
(831) 226-8500
Progressive Benefit Group
9035 Soquel Ave #200, Santa Cruz, CA 95062
(877) 724-7187
progressivebenefit.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730
cecyinsurance.com
Prinz Insurance Services
9035 Soquel Ave STE 105, Santa Cruz, CA 95062
(831) 475-4091
ca-ins.com
Disability insurance agents in Santa Cruz help residents understand and secure income protection policies. California law requires employers to offer State Disability Insurance (SDI) but private agents assist with supplemental individual plans. Agents also guide clients through the claims process for policies governed by California Insurance Code Section 10110.6.
What Does a Disability Insurance Agent in Santa Cruz Cost?
Disability insurance agents in California typically earn commissions paid by the insurance carrier, so there is usually no upfront fee to the client. Premiums for individual policies range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit terms. For example, a 40-year-old office worker might pay $100 to $300 per month for a policy that replaces 60% of income. Costs vary widely by case. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Santa Cruz do?
An agent helps you compare policies from multiple carriers and explains policy terms like elimination periods and benefit durations. They do not provide legal advice but can assist with filing initial claims and gathering medical documentation.
How is California SDI different from private disability insurance?
California SDI provides partial wage replacement for non-work related disabilities and is funded through payroll taxes. Private disability insurance offers higher benefit amounts and longer coverage periods but requires medical underwriting.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.