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Find Disability Insurance Agents Near You in San Rafael, CA

Browse disability insurance agents serving San Rafael, California. Updated 2026-07-14.

The top-rated disability insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Brittany Keyes - State Farm Insurance Agent, Bay Area Disability, AAA San Rafael Branch. This directory lists 18 disability insurance agents serving San Rafael.

Showing 18 disability insurance agents in San Rafael, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trevor Lam - State Farm Insurance Agent851 Irwin St Suite 300(415) 233-4356
2Brittany Keyes - State Farm Insurance Agent660 Las Gallinas Ave Suite B(415) 479-5900
3Bay Area Disability4040 Civic Center Dr Suite 200(415) 465-3970
4AAA San Rafael Branch99 Smith Ranch Rd(415) 488-2900
5Lisa Elkins-Reuter - State Farm Insurance Agent1852 4th St(415) 482-6686
6Farmers Insurance - Nury Alvarenga1368 Lincoln Ave Ste 102(415) 457-8319
7San Francisco Health Insurance Marketing4340 Redwood Hwy(415) 798-8136
8San Rafael Insurance Services, Inc.842 4th St(213) 770-4070
9Farmers Insurance - Daniel Martinez1601 Second St #102(650) 644-1080
10Copeland Insurance Services1299 4th St(415) 461-6137
TL
851 Irwin St Suite 300
Trevor Lam - State Farm Insurance Agent
Disability Insurance Agent · San Rafael, CA

Trevor Lam’s State Farm Insurance Agency serves San Rafael and surrounding Marin County communities as a disability insurance agent. The firm assists individuals in protecting their income by offering policies that provide financial support if illness or injury prevents them from working. Clients can discuss options such as short-term disability coverage to replace lost wages during recovery periods. The agency also handles long-term disability plans designed to provide sustained income replacement for extended absences from work.

BK
660 Las Gallinas Ave Suite B
Brittany Keyes - State Farm Insurance Agent
Disability Insurance Agent · San Rafael, CA

Homeowners, renters, and self-employed professionals in San Rafael turn to Brittany Keyes - State Farm Insurance Agent for disability insurance coverage that helps protect income if injury or illness prevents work. The agency provides guidance on policy options suited to individual employment situations and financial needs. Claims support is available to clients navigating the benefits process. Its service area also extends to neighboring communities throughout Marin County, including Novato, San Anselmo, and surrounding areas.

BA
4040 Civic Center Dr Suite 200
Bay Area Disability
Disability Insurance Agent · San Rafael, CA

Bay Area Disability serves San Rafael and the surrounding Marin County communities, offering guidance on individual and group disability insurance policies. The agency helps clients understand how income protection plans work, from short-term coverage to long-term benefit structures. Every case begins with a thorough review of the applicant’s occupation, income, and existing coverage to identify any gaps. The agent then compares options from multiple insurers and presents choices clearly before assisting with the application process to ensure documentation is complete and accurate.

AS
99 Smith Ranch Rd
AAA San Rafael Branch
Disability Insurance Agent · San Rafael, CA

AAA San Rafael Branch offers disability insurance agent services to individuals and businesses in the San Rafael, CA area. Its service plans include evaluating clients’ specific income protection needs and guiding them through policy options that replace lost earnings due to illness or injury. It also provides claims assistance and periodic policy reviews. The firm services single-family homes, apartments, retail, and restaurants, helping local proprietors secure coverage tailored to their unique professional circumstances and financial obligations.

LE
1852 4th St
Lisa Elkins-Reuter - State Farm Insurance Agent
Disability Insurance Agent · San Rafael, CA

For one-time consultations, Lisa Elkins-Reuter - State Farm Insurance Agent helps San Rafael clients evaluate a policy's terms against immediate needs, or for recurring service, adjusts coverage as circumstances evolve. Disability insurance protects income if illness or injury prevents work, and the agent clarifies how different plans coordinate with employer benefits or savings. Service runs on a scheduled basis for annual policy reviews or as-needed for claim assistance, not on a one-time-only arrangement.

FI
1368 Lincoln Ave Ste 102
Farmers Insurance - Nury Alvarenga
Disability Insurance Agent · San Rafael, CA

As a disability insurance agent in San Rafael, Farmers Insurance - Nury Alvarenga specializes in helping individuals secure income protection policies that cover lost wages due to illness or injury. The company guides clients through plan selection, policy terms, and application processes tailored to local employment needs. This service assists those concerned about financial stability during unexpected health events, such as recovering from a seasonal flu or a workplace accident.

SF
4340 Redwood Hwy
San Francisco Health Insurance Marketing
Disability Insurance Agent · San Rafael, CA

As the Bay Area sees rising housing costs and a growing freelance workforce, securing income protection becomes increasingly important for residents of Marin County. San Francisco Health Insurance Marketing serves San Rafael as a disability insurance agent, helping clients understand how benefits replace lost wages during illness or injury. The company guides individuals through plan selection and policy details tailored to their employment situations. An initial phone consultation begins the process of assessing personal coverage needs.

SR
842 4th St
San Rafael Insurance Services, Inc.
Disability Insurance Agent · San Rafael, CA

San Rafael Insurance Services, Inc. operates in San Rafael, California, focusing on disability insurance agent work. The firm assists individuals and businesses in securing income protection policies that provide financial stability during medical leaves or injuries. It handles the underwriting and application process for short-term and long-term disability plans. The company serves a variety of commercial sectors, including offices, warehouses, and food service operations.

FI
1601 Second St #102
Farmers Insurance - Daniel Martinez
Disability Insurance Agent · San Rafael, CA

Farmers Insurance, operated by Daniel Martinez, offers residential disability insurance in San Rafael, California. The agency also provides commercial coverage options for local businesses in the area. Their services help clients protect their income by replacing part of their earnings during a covered illness or injury. Coverage is accessible to residents and business operators throughout Marin County and nearby communities. After an initial policy is set, agents assist with follow-up documentation or adjustments during regular review visits.

CI
1299 4th St
Copeland Insurance Services
Disability Insurance Agent · San Rafael, CA
AM
4340 Redwood Hwy Suite D318
Ann Muengnoi Insurance Services
Disability Insurance Agent · San Rafael, CA
(415) 858-2676
GP
4306 Redwood Hwy #100
George Petersen Insurance Agency
Disability Insurance Agent · San Rafael, CA
(415) 454-6454
gpins.com
YI
4302 Redwood Hwy STE 400
Yetworth Insurance Solutions
Disability Insurance Agent · San Rafael, CA
(800) 924-2294
yetworth.com
SI
1101 Fifth Ave #375
Spero Insurance Agency
Disability Insurance Agent · San Rafael, CA
(877) 450-4880
spero-insurance.com
MP
1430 4th St
Marin Pacific Co Inc
Disability Insurance Agent · San Rafael, CA
(415) 453-1620
BI
50 Mitchell Blvd
Benefaction Insurance Agency, Inc.
Disability Insurance Agent · San Rafael, CA
(415) 329-4299
MI
1050 Northgate Dr # 515
McNamara Insurance Services Inc
Disability Insurance Agent · San Rafael, CA
(415) 457-7856
4apolicy.com
TI
100 Smith Ranch Rd Suite 340
TCS Insurance
Disability Insurance Agent · San Rafael, CA
(415) 461-4427
tcs-insurance.com

What Does a a Disability Insurance Agent in San Rafael Cost?

Disability insurance agent services in California are typically paid through commissions from the insurance carrier, not directly by the client. Premiums for individual disability policies in San Rafael range from 1% to 3% of your annual income per year. For example, a 35-year-old earning $100,000 might pay $1,500 to $3,000 annually for a comprehensive policy. Costs vary by age, health, occupation, and benefit terms. This is general information, not insurance advice.

About disability insurance agents in San Rafael

Disability insurance agents in San Rafael help individuals and business owners protect their income against unexpected illness or injury. California requires agents to hold a valid state license and follow strict consumer protection rules. Local agents understand the Marin County job market and can explain how California Paid Family Leave interacts with private disability policies.

Frequently Asked Questions

What does a disability insurance agent in San Rafael do?

A disability insurance agent helps you compare and purchase short-term or long-term disability policies. They explain policy terms, exclusions, and benefit amounts. They do not handle claims or legal disputes.

Are disability insurance agents regulated in California?

Yes. All disability insurance agents in California must be licensed by the California Department of Insurance. They must follow the California Insurance Code and disclose policy details clearly to clients.

How does California law affect disability insurance policies?

California law requires policies to include a free-look period of at least 10 days. The state also mandates that insurers cannot deny a claim solely based on a pre-existing condition if the policy has been in force for more than 24 months.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.