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Find Disability Insurance Agents Near You in San Jose, CA

Browse disability insurance agents serving San Jose, California. Updated 2026-07-14.

The top-rated disability insurance agent in San Jose, California is Preeti Sehgal - State Farm Insurance Agent, rated 4.8 stars across 299 reviews. Other highly rated options include KC Independent Insurance Solutions, LLC, Shana Nelson - State Farm Insurance Agent, Khalsa Insurance Agency. This directory lists 27 disability insurance agents serving San Jose.

Showing 27 disability insurance agents in San Jose, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Preeti Sehgal - State Farm Insurance Agent1054 S De Anza Blvd STE 106(408) 320-1022
2KC Independent Insurance Solutions, LLC3031 Tisch Way Suite 308(408) 502-7080
3Shana Nelson - State Farm Insurance Agent960 Saratoga Ave #106(650) 988-8990
4Khalsa Insurance Agency3750 McKee Rd A(408) 272-2500
5Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area1816 Tully Rd Suite 186(408) 903-4624
6Leavitt Pacific Insurance Brokers1570 The Alameda Suite 101(408) 288-6262
7Rick M Insurance Agency160 E Tasman Dr Rm 4(747) 230-7954
8Atlantida Insurance Services5304 Monterey Rd A(408) 362-0413
9Debbie Yang - State Farm Insurance Agent3484 Stevens Creek Blvd a(408) 261-1623
10Wynn Insurance Agency88 Tully Rd STE 100(408) 215-2087
PS
1054 S De Anza Blvd STE 106
Preeti Sehgal - State Farm Insurance Agent
Disability Insurance Agent · San Jose, CA

Preeti Sehgal - State Farm Insurance Agent serves San Jose and Santa Clara County as a disability insurance agent. The agency helps clients secure disability income protection through individual policies. In this role, it assesses workers’ financial exposure from disability and recommends coverage tailored to personal budgets. It also assists with policy selection for short-term and long-term disability plans, addressing income replacement needs during recovery periods.

KI
3031 Tisch Way Suite 308
KC Independent Insurance Solutions, LLC
Disability Insurance Agent · San Jose, CA

KC Independent Insurance Solutions, LLC in San Jose, CA provides disability insurance agent services, including evaluating clients' income protection needs and helping them select appropriate disability policies. The agency offers ongoing policy reviews to ensure coverage remains aligned with changing financial circumstances and employment situations. It assists with claims support and benefit coordination when clients need to use their policies. Its services extend to individual professionals, small business owners, and employees seeking long-term or short-term disability coverage in single-family homes, apartments, retail, and restaurants.

SN
960 Saratoga Ave #106
Shana Nelson - State Farm Insurance Agent
Disability Insurance Agent · San Jose, CA

Shana Nelson - State Farm Insurance Agent serves San Jose and the surrounding communities of the Santa Clara Valley, handling disability insurance solutions for local professionals and families. This agent assists clients in exploring policies that provide income protection when illness or injury prevents work. The office focuses on matching coverage options to individual employment situations and financial needs. To handle a typical job, the agent first reviews the client’s occupation and budget, then compares specific policy features and benefit periods before recommending a suitable plan.

KI
3750 McKee Rd A
Khalsa Insurance Agency
Disability Insurance Agent · San Jose, CA

Khalsa Insurance Agency in San Jose, California serves homeowners, businesses, and professionals who require reliable protection for their income. The agency assists clients in evaluating disability insurance policies that replace lost earnings due to illness or injury. Working with local residents, Khalsa Insurance Agency helps individuals understand benefit periods and waiting periods for their specific situations. The agency also covers clients in the surrounding communities of Santa Clara and the broader South Bay metropolitan region.

BA
1816 Tully Rd Suite 186
Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area
Disability Insurance Agent · San Jose, CA

As tax season in San Jose brings financial reviews, many residents reassess their need for income protection. Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area provides disability insurance agent services to help local professionals safeguard their earnings against unexpected illness or injury. The agency addresses this growing concern by guiding clients through policy options that replace lost income during recovery periods. An initial assessment of current coverage often begins this process, reviewing individual employment benefits to identify gaps in long-term protection.

LP
1570 The Alameda Suite 101
Leavitt Pacific Insurance Brokers
Disability Insurance Agent · San Jose, CA

Leavitt Pacific Insurance Brokers specializes in disability insurance agent services in San Jose, California. It helps clients secure income protection policies that replace a portion of earnings during illness or injury. The firm handles the application process, explains policy terms, and guides individuals through coverage options suitable for various occupations. It also assists with policy reviews to align plans with changing financial needs. Many clients seek guidance before planned medical procedures, or when anticipating a leave from work due to a known health concern, to ensure adequate coverage is in place.

RM
160 E Tasman Dr Rm 4
Rick M Insurance Agency
Disability Insurance Agent · San Jose, CA

Rick M Insurance Agency serves residents of San Jose, California, by helping them secure individual disability insurance policies. The agency also advises local business owners on commercial disability coverage tailored to protect their workforce. Client consultations focus on understanding specific income protection needs for the local job market. Following an initial policy setup, the agency stays in contact with clients to review coverage after major life events and remains available for ongoing support between regular scheduled check-ins.

AI
5304 Monterey Rd A
Atlantida Insurance Services
Disability Insurance Agent · San Jose, CA

Based in San Jose, Atlantida Insurance Services assists clients in planning for financial security. The company focuses specifically on disability insurance, offering policies that provide income protection if an individual cannot work due to illness or injury. It advises on various policy structures to help maintain financial stability during recovery. Atlantida Insurance Services serves a range of local commercial sectors, including professional offices, warehouses, and food service operations.

DY
3484 Stevens Creek Blvd a
Debbie Yang - State Farm Insurance Agent
Disability Insurance Agent · San Jose, CA
WI
88 Tully Rd STE 100
Wynn Insurance Agency
Disability Insurance Agent · San Jose, CA

Wynn Insurance Agency is known for guiding San Jose residents through the complexities of disability income protection. Its service range helps professionals and self-employed workers evaluate coverage options that replace a portion of lost earnings due to illness or injury. The agency assesses each client’s occupation, income level, and personal health factors to recommend appropriate policy structures. This includes offering both short-term and long-term disability plans so clients can maintain financial stability during recovery. A specialty service it provides is tailoring own-occupation riders for doctors and other specialized professionals.

AS
613 Blossom Hill Rd
All Solutions Insurance - Northern California
Disability Insurance Agent · San Jose, CA
(408) 225-4300
allsolutionsinsurance.com
DI
297 W Hedding St
Disability Insurance
Disability Insurance Agent · San Jose, CA
(800) 480-3287
edd.ca.gov/disability/contact_sdi.htm
LS
1900 Camden Ave #204
Let's Insure - San Jose
Disability Insurance Agent · San Jose, CA
(877) 851-7867
letsinsure.org
KI
1225 W San Carlos St
KIS Insurance Services
Disability Insurance Agent · San Jose, CA
(408) 491-1111
kisinsurance.com
BI
1190 S Bascom Ave #140
BayShield Insurance Services
Disability Insurance Agent · San Jose, CA
(408) 840-4402
bayshieldins.com
SV
777 N First St #320
Silicon Valley Insurance Agency
Disability Insurance Agent · San Jose, CA
(669) 341-6877
insurancesiliconvalley.com
BR
4010 Moorpark Ave #209
Brian Ruiz Insurance
Disability Insurance Agent · San Jose, CA
(408) 399-2400
brianruizinsurance.com
VI
2529 Story Rd
Vance Insurance Service Center Inc.
Disability Insurance Agent · San Jose, CA
(408) 272-7272
mercuryinsurance.com/agents/california/vance-insurance-services-center-inc-04c796.html
PP
6472 Camden Ave #102
Protected Profits Insurance Services, Inc.
Disability Insurance Agent · San Jose, CA
(800) 743-6937
ppispro.com
WI
1276 Lincoln Ave UNIT 202
Whitaker Insurance
Disability Insurance Agent · San Jose, CA
(408) 286-3000
whitakerfs.com
CI
1045 N 4th St
Community Insurance
Disability Insurance Agent · San Jose, CA
(408) 298-9882
PL
550 S Winchester Blvd
Phuc Life
Disability Insurance Agent · San Jose, CA
(669) 242-9473
newyorklife.com/agent/pnguyen08
KI
950 S Bascom Ave # 2009
Kennedy Insurance
Disability Insurance Agent · San Jose, CA
(408) 458-5110
AI
3114 Impala Dr suite b
Auto International Insurance
Disability Insurance Agent · San Jose, CA
(408) 370-0427
autointernationalinsurance.com
DD
1156 N 4th St
Darrell Dukes Insurance Associates
Disability Insurance Agent · San Jose, CA
(408) 288-9800
darrelldukesinsurance.net
TB
4820 Harwood Rd # 130
Taylor Benefits Insurance Agency
Disability Insurance Agent · San Jose, CA
(408) 358-7502
taylorbenefitsinsurance.com
AS
4010 Moorpark Ave
All Spectrum Insurance Brokers
Disability Insurance Agent · San Jose, CA
(408) 604-0092

What Does a a Disability Insurance Agent in San Jose Cost?

Disability insurance agent services in California typically cost nothing upfront because agents earn commissions from insurance carriers. Premiums for private policies vary widely from about 1% to 3% of your annual income. For example a 40 year old earning 100000 per year might pay 100 to 300 per month for a good policy. Costs depend on your health occupation and benefit terms. This is general information not insurance advice.

About disability insurance agents in San Jose

Disability insurance agents in San Jose help individuals and businesses secure income protection. California requires employers to provide State Disability Insurance (SDI) but many workers also buy private policies. A local agent can guide you through California specific rules like the 7 day waiting period for SDI benefits.

Frequently Asked Questions

What does a disability insurance agent in San Jose do?

A disability insurance agent helps you choose and apply for private disability policies. They explain coverage options and can assist with claim forms. They do not provide legal advice but can connect you with resources.

How is California SDI different from private disability insurance?

California SDI is a state program that provides partial wage replacement for non work related injuries or illnesses. Private disability insurance offers additional coverage and may have different benefit periods. An agent can help you compare both options.

What should I look for when choosing a disability insurance agent in San Jose?

Look for an agent licensed in California with experience in disability policies. Ask about their knowledge of California insurance regulations and the claims process. Check their availability for ongoing support.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.