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Find Disability Insurance Agents Near You in San Diego, CA

Browse disability insurance agents serving San Diego, California. Updated 2026-07-14.

The top-rated disability insurance agent in San Diego, California is Fusco Orsini & Associates Insurance Services, rated 5.0 stars across 609 reviews. Other highly rated options include The Insurance Store, Right Time Insurance Services, Bridlewood Insurance. This directory lists 28 disability insurance agents serving San Diego.

Showing 28 disability insurance agents in San Diego, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fusco Orsini & Associates Insurance Services8880 Rio San Diego Dr Ste 725(888) 789-6175
2The Insurance Store10981 San Diego Mission Rd #230(619) 401-1800
3Right Time Insurance Services1761 Hotel Cir S(619) 299-6000
4Bridlewood Insurance13520 Evening Creek Dr N Suite 100(858) 753-7000
5Deluxe Insurance Services1770 Palm Ave B(619) 424-8100
6California Brokerage Insurance Associates1851 San Diego Ave #120(619) 283-9999
7Let's Insure101 W Broadway #1460(877) 851-7867
8Terri Yurek Insurance16885 Via Del Campo Ct #310(858) 391-8544
9David Wolfe Medicare Insurance - Independent Agent Broker12237 Horado Rd(858) 434-7272
10Oak Leaf Insurance Brokers16776 Bernardo Center Dr Suite 203(858) 485-1156
FO
8880 Rio San Diego Dr Ste 725
Fusco Orsini & Associates Insurance Services
Disability Insurance Agent · San Diego, CA

Homeowners and small businesses in San Diego, CA, turn to Fusco Orsini & Associates Insurance Services for disability insurance agent support. The company assists clients in locating income protection plans that address lost earnings due to illness or injury. It helps policyholders compare coverage options from various carriers to suit individual budgets and employment situations. Beyond the immediate San Diego area, the agency also serves clients with property or business interests in Chula Vista.

IS
10981 San Diego Mission Rd #230
The Insurance Store
Disability Insurance Agent · San Diego, CA

Based in San Diego, The Insurance Store helps individuals and businesses secure disability insurance coverage. The agency specializes in providing income protection policies that replace a portion of lost wages if a person cannot work due to illness or injury. The company works with a broad range of employers to ensure their teams are protected, including those in professional offices, busy warehouses, and food service settings.

RT
1761 Hotel Cir S
Right Time Insurance Services
Disability Insurance Agent · San Diego, CA

Right Time Insurance Services serves homeowners, business owners, and self-employed professionals in San Diego, California, who need protection against lost income due to injury or illness. The agency helps clients evaluate disability policies that replace a portion of their earnings during recovery. It focuses on matching coverage to individual occupations and household budgets. This office also provides its services to residents throughout the nearby communities of La Jolla and Pacific Beach.

BI
13520 Evening Creek Dr N Suite 100
Bridlewood Insurance
Disability Insurance Agent · San Diego, CA

Bridlewood Insurance serves San Diego and its surrounding communities, handling individual and group disability insurance needs for local professionals and businesses. The agency assists clients in navigating complex policy options that protect income during illness or injury. It offers guidance on short-term and long-term coverage, ensuring customers understand benefit structures and waiting periods. Bridlewood Insurance typically begins each case by reviewing the client’s occupation and income requirements to select appropriate policy carriers and riders.

DI
1770 Palm Ave B
Deluxe Insurance Services
Disability Insurance Agent · San Diego, CA

Deluxe Insurance Services operates in San Diego, California, as a Disability Insurance Agent distinguishing between one-time policy purchases for immediate coverage and recurring plans that require ongoing premium payments to maintain protection. This agency assists clients in securing income replacement benefits if they are unable to work due to illness or injury, navigating typical policy terms such as elimination periods and benefit durations. Service is provided on an as-needed basis, arranged per individual client consultation.

CB
1851 San Diego Ave #120
California Brokerage Insurance Associates
Disability Insurance Agent · San Diego, CA

California Brokerage Insurance Associates in San Diego, California provides specialized services in disability insurance, helping clients understand policy options for income protection. It works with individuals and professionals to evaluate coverage tailored to their occupation and financial needs. The agency guides clients through disability plan selection and claim assistance for long-term or short-term benefits. During open enrollment periods or when changing jobs, it reviews existing policies to address gaps in coverage that could affect financial stability.

LS
101 W Broadway #1460
Let's Insure
Disability Insurance Agent · San Diego, CA

Let’s Insure provides guidance on disability income protection for individuals in San Diego, California. Its services focus on structuring policies that replace a portion of lost earnings due to illness or injury, with options for own-occupation or residual benefits. It can serve independent professionals, office-based businesses, warehouses, and food service operations. These clients can tailor coverage to protect personal wages, company payroll, or specific job duties.

TY
16885 Via Del Campo Ct #310
Terri Yurek Insurance
Disability Insurance Agent · San Diego, CA

Based in San Diego, California, Terri Yurek Insurance serves residential clients seeking income protection for unexpected illness or injury. The agency also offers commercial disability coverage to local businesses and self-employed professionals throughout the county. Services extend to families and solo practitioners across the greater San Diego area. After an initial policy is set, clients can return for annual reviews or adjustments when their coverage needs change between regular visits.

DW
12237 Horado Rd
David Wolfe Medicare Insurance - Independent Agent Broker
Disability Insurance Agent · San Diego, CA

David Wolfe Medicare Insurance - Independent Agent Broker serves San Diego, California, as a dedicated Disability Insurance Agent. The company assists individuals in navigating their options for disability income protection, focusing on helping clients evaluate policies that replace lost wages due to illness or injury. It provides guidance through the application process and policy selection. Its services also include assessing supplemental coverage needs to pair with existing benefits or employer plans.

OL
16776 Bernardo Center Dr Suite 203
Oak Leaf Insurance Brokers
Disability Insurance Agent · San Diego, CA
SI
17927 Sencillo Ct
SPF Insurance Services
Disability Insurance Agent · San Diego, CA
(858) 613-3628
spfinsurance.com
RI
13520 Evening Creek Dr N Suite 100
Robertson Insurance
Disability Insurance Agent · San Diego, CA
(619) 609-3638
themedicareagent.net
DL
11934 Stoney Peak Dr #1324
David Lindsey Agency-Insurance Specialists
Disability Insurance Agent · San Diego, CA
(858) 245-4796
davidlindseyinsurance.com
LI
3517 Camino del Rio S #215
Lifeguard Insurance Services
Disability Insurance Agent · San Diego, CA
(619) 779-3264
lginsure.net
LI
10325 Meanley Dr
LiveSmart Insurance Services, LLC
Disability Insurance Agent · San Diego, CA
(858) 800-5151
livesmartinsurance.com
KI
6977 Navajo Rd #173
Kirkland Insurance Services
Disability Insurance Agent · San Diego, CA
(800) 420-9751
kirklandinsurance.com
ED
9246 Lightwave Ave #210
EDD Disability Insurance
Disability Insurance Agent · San Diego, CA
(800) 480-3287
edd.ca.gov
WI
2335 Roll Dr #6
Windfall Insurance Services Inc
Disability Insurance Agent · San Diego, CA
(619) 661-0505
windfallinsurance.com
CA
451 A St Suite 1800
Cavignac
Disability Insurance Agent · San Diego, CA
(619) 234-6848
cavignac.com
SA
3838 Camino Del Rio N Suite 310
Snapp & Associates
Disability Insurance Agent · San Diego, CA
(619) 908-3100
snappassociates.com
JD
2667 Camino del Rio S Suite 160
JS Downey Insurance Service
Disability Insurance Agent · San Diego, CA
(619) 297-5888
jsdowney.com
BI
770 First Ave.
Broad Insurance Group
Disability Insurance Agent · San Diego, CA
(866) 325-5974
broadinsgroup.com
DI
4444 Zion Ave
Disability Insurance Services
Disability Insurance Agent · San Diego, CA
(800) 898-9641
diservices.com
AS
1615 Murray Canyon Rd Ste. 1050
Acrisure San Diego, CA (Ahern Insurance Brokerage)
Disability Insurance Agent · San Diego, CA
(800) 282-9786
aherninsurance.com
AS
2655 Camino Del Rio N # 200
Acrisure San Diego, CA
Disability Insurance Agent · San Diego, CA
(619) 683-9990
acrisure.com
DI
10505 Sorrento Valley Rd Suite 250
DI4MDs
Disability Insurance Agent · San Diego, CA
(619) 294-8500
di4mds.com
MK
404 Camino del Rio S #505
McQueen Kalligan Insurance Services Inc
Disability Insurance Agent · San Diego, CA
(619) 295-9935
mkisinc.com
SI
550 W B St 4th Floor
SR Insurance Services Inc
Disability Insurance Agent · San Diego, CA
(619) 519-4217
srinsurancebroker.com

What Does a a Disability Insurance Agent in San Diego Cost?

Disability insurance agent services in California are typically paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age health occupation and benefit amount. For example a 40 year old professional might pay 1% to 3% of their annual income for a policy. Costs also depend on waiting periods and benefit durations. This is general information not insurance advice.

About disability insurance agents in San Diego

Disability insurance agents in San Diego help individuals and businesses find coverage that protects income if you cannot work. California law requires specific policy provisions under the California Insurance Code. Local agents understand the unique needs of San Diego workers from tech to tourism.

Frequently Asked Questions

What does a disability insurance agent in San Diego do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They guide you through the application process and can assist with understanding California specific policy terms like the 30 day waiting period.

How do I choose a disability insurance agent in California?

Look for an agent licensed by the California Department of Insurance with experience in disability coverage. Check their knowledge of California laws such as the requirement for policies to include a renewal clause under California Insurance Code Section 10270.5.

Can a disability insurance agent help with a claim denial?

While agents cannot provide legal advice, they can review your policy and explain benefit terms. For claim disputes you may need a lawyer or contact the California Department of Insurance for assistance.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.