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Find Disability Insurance Agents Near You in San Bernardino, CA

Directory of disability insurance agents in San Bernardino, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
San Bernardino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 disability insurance agents in San Bernardino, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1995 Diners Ct, San Bernardino, CA 92408
(909) 766-1923 locations.freeway.com
FOCO Insurance
2075 E Highland Ave G, San Bernardino, CA 92404
(866) 315-7564 focoinsuranceservices.com
Veronica's Insurance Baseline
295 E Baseline St, San Bernardino, CA 92410
(909) 639-3710 veronicas.com
Veronica’s Insurance Corporate
290 W Orange Show Rd STE 100, San Bernardino, CA 92408
(909) 328-6151 veronicas.com
City Best Insurance Services Inc
275 E 9th St, San Bernardino, CA 92410
(909) 889-9519 citybestinsurance.com
Mauricio Alvarado: Allstate Insurance
1353 W Mill St #117, San Bernardino, CA 92410
(909) 342-7077 agents.allstate.com
Aims Insurance Services - San Bernardino
Inside Rio Ranch Market, 25745 E Baseline St, San Bernardino, CA 92410
(909) 864-2300 aims4insurance.com
Salazar Insurance & Financial Services, LLC.
1455 W Highland Ave # 105, San Bernardino, CA 92411
(909) 325-3701 salazarsvc.com
LTM Insurance Center
435 W Orange Show Ln # SUITE 204, San Bernardino, CA 92408
(909) 964-2790 ltminscenter.com
Melissa Milender - State Farm Insurance Agent
738 S Waterman Ave a8, San Bernardino, CA 92408
(909) 522-3300 myagentmelissa.com
Servicio Latino Insurance
617 W Base Line St, San Bernardino, CA 92410
(909) 885-1111 sbdmv.com
Wonderful Insurance Agency
1254 S Waterman Ave #8, San Bernardino, CA 92408
(909) 763-2317 wonderfulins.com
Insurance Services By Lucero
1525 N D St SUITE 1, San Bernardino, CA 92410
(909) 707-3257 insuranceservicebylucero.com
Dee Thomas Agency
473 E Carnegie Dr, San Bernardino, CA 92408
(909) 874-3333 deethomasagency.com
Gil Lemus Insurance Service
1762 N Waterman Ave STE C, San Bernardino, CA 92404
(909) 882-8700 gillemusinsservices.com
Sublime Insurance Services Inc.
1264 S Waterman Ave #13, San Bernardino, CA 92408
(909) 567-2370 sublimeinsuranceservices.com
Aztlan Insurance
173 E Highland Ave, San Bernardino, CA 92404
(909) 804-4140
Benco Insurance Services
1389 N D St, San Bernardino, CA 92405
(909) 884-0682 bencoinsuranceca.com
Sixth Man Employer & Insurance Services
5055 Hallmark Pkwy Ste A, San Bernardino, CA 92407
(909) 987-4520 sixthman-es.com
Rosa Maria Insurance
1263 W 5th St, San Bernardino, CA 92411
(909) 885-7278

Disability insurance agents in San Bernardino help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can help supplement this coverage. Agents guide clients through policy selection and claims processes specific to California regulations.

What Does a Disability Insurance Agent in San Bernardino Cost?

Disability insurance agent services in California typically do not charge you directly. Agents earn commissions from insurance companies, usually 40 to 100 percent of the first year premium. The cost of a private disability policy varies from 1 to 3 percent of your annual income. Factors like age, health, and occupation affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in San Bernardino do?
A disability insurance agent helps you find and purchase private disability policies. They explain coverage options and assist with claim filing. Agents in San Bernardino understand local employer needs and California SDI rules.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance program for most employees. Private disability insurance agents help fill gaps not covered by SDI. California also has strict time limits for filing claims, often within 49 days of disability onset.
Do I need a disability insurance agent if I have California SDI?
California SDI provides only partial wage replacement for a limited time. A private disability insurance agent can help you get a policy that offers higher benefits and longer coverage periods. Many San Bernardino workers use both SDI and private policies for full protection.