The top-rated disability insurance agent in Redwood City, California is Charlotte Russell - State Farm Insurance Agent, rated 5.0 stars across 266 reviews. Other highly rated options include Nick Bertetta - State Farm Insurance Agent, Lorena Nava: Allstate Insurance, Steve Fiorentino - State Farm Insurance Agent. This directory lists 21 disability insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 2 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 3 | Lorena Nava: Allstate Insurance | 3754 Florence St | (650) 556-2670 |
| 4 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 5 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 6 | U D Side Insurance&Middlefield registration services | 3133 Middlefield Rd # A | (650) 306-9185 |
| 7 | CB Acker Associates Insurance Services | 501 Seaport Ct #101 | (650) 969-5844 |
| 8 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
| 9 | Farmers Insurance - Mark Landis | 650 El Camino Real # R | (650) 366-8274 |
| 10 | Stone Meadow Benefits & Insurance Associates | 50 Woodside Rd | (650) 456-7904 |
Charlotte Russell - State Farm Insurance Agent serves the Redwood City, California area as a disability insurance agent. The agency assists local residents and business owners in understanding how disability coverage can protect their income if an injury or illness prevents them from working. Clients can explore options for short-term policies that provide temporary wage replacement during recovery. The office also helps individuals evaluate long-term disability plans designed to offer financial support over extended periods of inability to work.
Nick Bertetta - State Farm Insurance Agent in Redwood City, CA, provides disability insurance services designed to help protect income during unexpected health issues. The agency offers initial consultations to assess individual coverage needs and facilitates ongoing policy reviews to ensure plans remain aligned with changing circumstances. Client services include claims support and periodic account check-ins to address questions or adjustments. The agency serves single-family homes, apartments, retail, and restaurants throughout the local area.
Homeowners, renters, and small business owners in Redwood City turn to Lorena Nava: Allstate Insurance for disability insurance agent services. This agent helps clients explore income protection policies that can provide financial support if an illness or injury prevents them from working. By assessing individual coverage needs, the agent works to match clients with suitable policy options available through the Allstate network. The agency also serves residents and businesses in surrounding communities such as San Carlos and the broader San Mateo County area.
Based in Redwood City, Steve Fiorentino - State Farm Insurance Agent serves clients throughout Redwood City and the surrounding San Francisco Bay Area communities. The practice handles disability insurance, which helps protect a policyholder’s income if an injury or illness prevents them from working. To manage each case, the agent works directly with individuals to review their current financial situation and employment risks. This general approach ensures clients receive a straightforward policy tailored to help maintain their household stability during an unexpected loss of earnings.
Willow Street Insurance in Redwood City, CA, serves local clients by explaining the difference between one-time disability policy evaluations and recurring support for claim adjustments. Coverage options are outlined to protect income during illness or injury, helping individuals navigate policy terms and benefit structures. This firm provides service on a scheduled basis for ongoing policy reviews or an as-needed basis for specific claim assistance.
U D Side Insurance & Middlefield Registration Services specializes in disability insurance coverage for individuals and families in Redwood City. As a disability insurance agent, the company assists clients in understanding policy options that provide income protection when illness or injury prevents work. It helps customers evaluate waiting periods, benefit amounts, and policy terms to find suitable plans. During the winter months, when seasonal illnesses often lead to missed workdays, the company can guide clients in securing coverage that addresses temporary disability concerns.
CB Acker Associates Insurance Services in Redwood City, California, helps individuals and business owners navigate the complexities of obtaining financial protection against income loss. The firm specializes specifically in disability insurance agent services, offering guidance to those seeking coverage for illness or injury. Focusing on this niche, it assists a variety of commercial sectors, including office environments, warehouse facilities, and food service establishments, each with distinct operational demands.
CIS Insurance Agency serves residents in Redwood City and the surrounding area with disability insurance solutions tailored to individual needs. Commercial coverage is also available for local businesses seeking to protect employees from income loss due to injury or illness. The agency understands the financial challenges that can arise when someone cannot work. Returning clients often schedule follow-up meetings during policy reviews to adjust their plans between regular visits.
As the seasons change in Redwood City, many local workers reassess their plans for protecting their income if an injury or illness prevents them from working. Farmers Insurance – Mark Landis provides disability insurance agent services to help individuals and small businesses explore options that maintain financial stability during recovery. The process begins with a straightforward personal assessment of each client’s needs and coverage gaps.
Stone Meadow Benefits & Insurance Associates, based in Redwood City, CA, is known for guiding individuals through the process of selecting disability income protection policies. The agency serves local professionals and self-employed workers, offering coverage options designed to replace a portion of lost earnings during illness or injury. It counsels clients on policy features such as benefit periods and elimination periods to match their financial situations. The company also provides long-term care insurance as a specialized add-on for comprehensive income protection planning.
What Does a a Disability Insurance Agent in Redwood City Cost?
Disability insurance agent services are typically paid through commissions from the insurance carrier, so there is often no direct fee to you. Premiums for individual disability policies in California generally range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. Group policies through employers may cost less per person. Costs vary by case and policy features. This is general information, not insurance advice.
About disability insurance agents in Redwood City
A disability insurance agent in Redwood City helps individuals and businesses secure income protection policies. California law requires certain employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Working with a local agent ensures you understand how California specific rules like the 7 day waiting period for SDI apply to your situation.
Frequently Asked Questions
What does a disability insurance agent in Redwood City do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain California SDI rules and how private insurance can fill gaps. Agents do not provide legal advice but can guide you on policy options.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance program that provides partial wage replacement for non work related injuries or illnesses. Private disability insurance can offer higher benefit amounts and longer coverage periods. Agents can help you coordinate private coverage with state benefits.
What should I look for in a Redwood City disability insurance agent?
Look for an agent licensed in California with experience in disability insurance. Ask about their knowledge of California specific regulations like the Employment Development Department (EDD) claims process. Verify they represent multiple insurance carriers to offer you a range of options.
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