The top-rated disability insurance agent in Rancho Cucamonga, California is Adriana's Insurance Services, rated 4.8 stars across 2,868 reviews. Other highly rated options include Barranca Insurance Services, Inc., Daevon Parks - State Farm Insurance Agent, Kessler Alair Insurance Services, Inc.. This directory lists 19 disability insurance agents serving Rancho Cucamonga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adriana's Insurance Services | 9445 Charles Smith Ave | (909) 552-8911 |
| 2 | Barranca Insurance Services, Inc. | 8647 Haven Ave STE 100 | (909) 475-6195 |
| 3 | Daevon Parks - State Farm Insurance Agent | 10565 Civic Center Dr Suite 100 | (909) 980-3250 |
| 4 | Kessler Alair Insurance Services, Inc. | 12487 N Mainstreet #240 | (909) 931-1500 |
| 5 | Freeway Insurance | 9950 Foothill Blvd Ste C | (909) 527-7234 |
| 6 | Alsop & Associates Insurance Agency: Allstate Insurance | 9155 Archibald Ave ste h | (909) 365-1828 |
| 7 | Agency One Insurance Services, Inc | 8350 Archibald Ave Suite #204 | (661) 723-0404 |
| 8 | S&R Insurance Services Inc | 10370 Commerce Center Dr # 120 | (909) 740-6800 |
| 9 | Inland Empire Health Plan | 10801 6th St STE 120 | (800) 440-4347 |
| 10 | Deborah Reyes Insurance Services, Inc | 9613 Arrow Route Suite A | (951) 236-4863 |
Adriana's Insurance Services provides disability insurance solutions to individuals seeking income protection during periods of illness or injury. As a dedicated Disability Insurance Agent in Rancho Cucamonga, California, the agency assists clients in understanding policy options that replace lost wages and secure financial stability. These plans are designed to cover a portion of regular income when a medical condition prevents work. The agency serves various commercial sectors, including professional offices, warehouses, and food service establishments.
Barranca Insurance Services, Inc. serves the greater San Bernardino County area from its base in Rancho Cucamonga, California. The firm assists clients by explaining the distinctions between different disability insurance policies, including how coverage levels handle own-occupation versus any-occupation definitions. It also guides individuals through the process of assessing their personal income protection needs. Services regularly reviewed by the agency include short-term disability benefits for temporary conditions and long-term policies designed to replace a portion of a professional’s salary during extended recovery periods.
Daevon Parks - State Farm Insurance Agent provides disability insurance services to individuals in the Rancho Cucamonga area. It assists clients in exploring coverage options that offer income protection if an illness or injury prevents them from working. The agency focuses on helping customers understand their plans and reviewing their policies as their needs change over time. It services single-family homes, apartments, retail, and restaurants.
Kessler Alair Insurance Services, Inc. serves homeowners, businesses, and property managers in and around Rancho Cucamonga by offering individual disability insurance policies designed to replace lost income due to injury or illness. The agency evaluates clients’ specific employment situations and financial obligations to recommend appropriate coverage levels and benefit periods. Its services include initial policy comparisons, application assistance, and annual policy reviews to adjust for changing needs. The company also assists clients across the adjacent communities of Ontario and Upland within San Bernardino County.
Freeway Insurance provides disability insurance agent services to residents in Rancho Cucamonga, California. Their offerings extend to commercial coverage for local businesses navigating employee protection needs. The agency covers the Rancho Cucamonga area and surrounding communities for both individual and group disability policies. Clients often return between regular visits to review changing coverage requirements or to adjust benefits following life events, ensuring sustained support for their long-term disability protection needs.
Alsop & Associates Insurance Agency: Allstate Insurance in Rancho Cucamonga, California, offers personalized guidance for individuals seeking disability income protection. As a local Disability Insurance Agent, the agency specializes in helping clients understand and select policies that replace a portion of lost earnings due to illness or injury. This service covers both short-term and long-term needs, tailored to an individual's occupation and income level. For those requiring more comprehensive coverage, the agency can also facilitate an additional policy rider for partial disability benefits, which covers gradual reductions in work capacity.
Agency One Insurance Services, Inc in Rancho Cucamonga, CA helps individuals distinguish between one-time disability coverage and recurring service options for income protection. The firm guides clients through policy selection tailored to local needs, addressing the financial risks of unexpected illness or injury. Service runs on a one-time basis upon initial purchase, though scheduled reviews remain available through the agent if requested.
S&R Insurance Services Inc specializes in disability insurance, designing coverage that replaces a portion of lost income when an illness or injury prevents work. The agency serves individual professionals and small business owners throughout Rancho Cucamonga, California, helping them understand policy options and navigate application requirements. During open enrollment periods or when a client faces a sudden health change, it assists in adjusting existing policies to maintain adequate protection against the financial impact of a disability.
Based in Rancho Cucamonga, Inland Empire Health Plan serves clients across San Bernardino and Riverside counties. The agency handles disability income protection policies designed to replace a portion of lost earnings if a worker becomes injured or ill and cannot perform their job duties. Its typical approach involves reviewing a client’s occupation, current coverage, and monthly obligations to determine appropriate benefit amounts. It then coordinates application paperwork with the chosen insurance carrier to secure coverage for each individual client.
What Does a a Disability Insurance Agent in Rancho Cucamonga Cost?
Disability insurance costs in California vary widely based on age, health, occupation, and coverage amount. Typical monthly premiums range from 1% to 3% of your annual income, so a $50,000 annual salary might cost $50 to $150 per month. Policies with shorter waiting periods and longer benefit periods cost more. This is general information, not insurance advice.
About disability insurance agents in Rancho Cucamonga
Disability insurance agents in Rancho Cucamonga help residents protect their income with short-term and long-term disability policies. California requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private agents can supplement this with additional coverage. Working with a local agent ensures you understand how California law affects your benefits and claim timelines.
Frequently Asked Questions
What does a disability insurance agent in Rancho Cucamonga do?
A disability insurance agent helps you find and purchase a policy that fits your needs. They explain California-specific rules like the 7-day waiting period for SDI and how private plans coordinate with state benefits. They also assist with filing claims and understanding policy terms.
How long do I have to file a disability claim in California?
For private disability insurance, you typically have 30 to 90 days from the date of disability to file a claim. For California SDI, you must file within 49 days of becoming disabled. An agent can help you meet these deadlines and avoid delays.
Can a disability insurance agent help with an appeal in Rancho Cucamonga?
Yes, many agents assist with the appeals process if your claim is denied. They review your policy, gather medical evidence, and submit a formal appeal. California law requires insurers to respond to appeals within 45 days for disability claims.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia