ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeDisability Insurance AgentsCalifornia › Rancho Cordova

Find Disability Insurance Agents Near You in Rancho Cordova, CA

Browse disability insurance agents serving Rancho Cordova, California. Updated 2026-07-14.

The top-rated disability insurance agent in Rancho Cordova, California is Inszone Insurance Services, rated 4.7 stars across 248 reviews. Other highly rated options include JD Snead - State Farm Insurance Agent, Doug Brewer - State Farm Insurance Agent, Boyd Insurance Solutions - Medicare, Life, Annuities. This directory lists 13 disability insurance agents serving Rancho Cordova.

Showing 13 disability insurance agents in Rancho Cordova, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Inszone Insurance Services2721 Citrus Rd suite a(877) 308-9663
2JD Snead - State Farm Insurance Agent2941 Sunrise Blvd Ste 280(916) 638-4300
3Doug Brewer - State Farm Insurance Agent3358 Mather Field Rd(916) 366-5555
4Boyd Insurance Solutions - Medicare, Life, Annuities2880 Sunrise Blvd #142(916) 462-7033
5MediTrust Insurance CA12173 Tributary Ln(916) 229-9766
6Farmers Insurance - David Oyler2933 Gold Pan Ct STE E(916) 635-0444
7Travelers11070 White Rock Rd
8Sedgwick Claims Management Services10690 White Rock Rd(916) 636-1500
9Golden Partners11185 White Rock Rd suite b(916) 299-0555
10Coastal Valley InsuranceSunrise Blvd #140(916) 436-2600
II
2721 Citrus Rd suite a
Inszone Insurance Services
Disability Insurance Agent · Rancho Cordova, CA

Inszone Insurance Services serves the Rancho Cordova area and its surrounding communities, assisting clients with disability insurance policies. This type of coverage protects a portion of an individual's income during a period of illness or injury that prevents them from working. The company handles both short-term and long-term disability plans, addressing the financial needs that arise from an unexpected medical situation. To handle a typical job, it begins by reviewing a client’s occupation and income level before recommending specific policy options.

JS
2941 Sunrise Blvd Ste 280
JD Snead - State Farm Insurance Agent
Disability Insurance Agent · Rancho Cordova, CA

JD Snead - State Farm Insurance Agent serves Rancho Cordova and Sacramento County by providing disability insurance agent services to local residents and businesses. This agency helps individuals secure income protection plans that replace a portion of earnings if an illness or injury prevents them from working. Policies are designed to assist with routine expenses during recovery. Short-term and long-term disability insurance options are available to meet different coverage needs and budget considerations.

DB
3358 Mather Field Rd
Doug Brewer - State Farm Insurance Agent
Disability Insurance Agent · Rancho Cordova, CA

Doug Brewer - State Farm Insurance Agent in Rancho Cordova, CA, provides disability insurance agent services to help individuals protect their income in the event of an illness or injury. The company offers personalized consultations to assess client needs and develop coverage options tailored to individual financial situations. Ongoing service includes assistance with policy adjustments and claims support. The agency serves a variety of property types, including single-family homes, apartments, retail, and restaurants.

BI
2880 Sunrise Blvd #142
Boyd Insurance Solutions - Medicare, Life, Annuities
Disability Insurance Agent · Rancho Cordova, CA

Boyd Insurance Solutions - Medicare, Life, Annuities serves local homeowners and working professionals in Rancho Cordova, California, by offering disability insurance agent services. It helps clients secure income protection policies that replace a portion of their earnings if illness or injury prevents them from working. The company assists individuals in evaluating coverage options tailored to their specific occupational needs and financial situations. Boyd Insurance Solutions also extends its services to residents in the greater Sacramento metropolitan area.

MI
12173 Tributary Ln
MediTrust Insurance CA
Disability Insurance Agent · Rancho Cordova, CA

In Rancho Cordova, CA, MediTrust Insurance CA offers both one-time policy reviews and scheduled recurring service options to match different client needs. As a disability insurance agent, the company helps individuals and families navigate coverage choices that provide income protection if illness or injury prevents work. Local residents can arrange consultations designed to explain plan features and benefit structures in straightforward detail. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference for ongoing support.

FI
2933 Gold Pan Ct STE E
Farmers Insurance - David Oyler
Disability Insurance Agent · Rancho Cordova, CA

Specializing in both short-term and long-term disability income protection, Farmers Insurance - David Oyler in Rancho Cordova, CA, helps local professionals and small business owners secure their earnings against unexpected illness or injury. The agency provides personalized consultations to evaluate individual coverage needs within the Sacramento area, ensuring clients understand how disability insurance can replace a portion of their income during recovery. As open enrollment periods for workplace plans approach, it assists with comparing supplemental policies that fill gaps left by employer-provided benefits.

TR
11070 White Rock Rd
Travelers
Disability Insurance Agent · Rancho Cordova, CA
SC
10690 White Rock Rd
Sedgwick Claims Management Services
Disability Insurance Agent · Rancho Cordova, CA

Serving Rancho Cordova and the greater Sacramento area, Sedgwick Claims Management Services handles disability insurance matters for local clients navigating income protection claims. The firm assists individuals in understanding policy coverage and filing necessary documentation. Its approach includes careful review of medical evidence and employment details to support claim submissions according to plan provisions. This process aims to maintain clear communication between clients and insurers throughout each stage of the claim, ensuring all required forms and appeals are properly completed and submitted on time.

GP
11185 White Rock Rd suite b
Golden Partners
Disability Insurance Agent · Rancho Cordova, CA

As the dry summer months in Rancho Cordova create a higher risk of accidents for active residents, local workers often consider how a sudden illness or injury could impact their household income. Golden Partners responds to this concern by offering consultations tailored to the specific insurance regulations and natural hazards of the Sacramento region. They help residents assess different income-replacement policies designed for common local occupations and personal health histories. An initial in-office or remote meeting is scheduled to review each client’s current coverage gaps and medical eligibility.

CV
Sunrise Blvd #140
Coastal Valley Insurance
Disability Insurance Agent · Rancho Cordova, CA

Coastal Valley Insurance serves clients in the Sacramento metropolitan area, including Rancho Cordova, California, as a dedicated Disability Insurance Agent. The company assists individuals in securing income protection through policies tailored to various occupations and health profiles. Its advisors guide clients through the complexities of short-term and long-term disability coverage. Coastal Valley Insurance handles claims for both short-term and long-term disability benefits, ensuring policyholders understand their coverage options in this region.

WI
11190 Sun Center Dr STE 100
WIAA Insurance Services
Disability Insurance Agent · Rancho Cordova, CA
(916) 443-4221
wiaagroup.org
UI
10940 White Rock Rd #200
USI Insurance Services
Disability Insurance Agent · Rancho Cordova, CA
(916) 589-8000
usi.com
EI
10877 S White Rock Rd
EPIC Insurance Brokers & Consultants
Disability Insurance Agent · Rancho Cordova, CA
epicbrokers.com

What Does a a Disability Insurance Agent in Rancho Cordova Cost?

The cost of disability insurance in California varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in a low-risk job, a policy with a 90-day waiting period and a 2-year benefit term might cost $50 to $150 per month. Costs are higher for older applicants or those in physically demanding jobs. This is general information and not insurance advice.

About disability insurance agents in Rancho Cordova

Disability insurance agents in Rancho Cordova, California help residents and workers find coverage that meets their needs. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can assist with supplemental policies. Local agents understand the specific regulations and can guide you through the process of filing a claim or choosing a plan.

Frequently Asked Questions

What does a disability insurance agent in Rancho Cordova do?

A disability insurance agent helps you find and apply for private disability policies. They explain policy terms, compare options from different carriers, and assist with claims. They do not represent the state or handle SDI claims directly.

Is disability insurance required in California?

California does not require private disability insurance. However, most employees are covered by the state-run SDI program, which provides partial wage replacement. A private agent can help you get additional coverage to fill gaps in SDI benefits.

How long do I have to file a disability claim in California?

For SDI claims, you must file within 49 days of becoming disabled. For private policies, the time limit varies by contract, often 30 to 90 days. An agent can explain the deadlines for your specific policy.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.