The top-rated disability insurance agent in Paramount, California is Valueguard Insurance Services, rated 5.0 stars across 311 reviews. Other highly rated options include Southland Auto Insurance Services, Luis Acosta - State Farm Insurance Agent, LA's Auto Insurance. This directory lists 16 disability insurance agents serving Paramount.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Valueguard Insurance Services | 15526 Paramount Blvd suite f | (310) 764-2100 |
| 2 | Southland Auto Insurance Services | 16605 Paramount Blvd | (424) 381-4080 |
| 3 | Luis Acosta - State Farm Insurance Agent | 7023 Somerset Blvd | (310) 906-2035 |
| 4 | LA's Auto Insurance | 16239 Paramount Blvd G | (562) 408-0003 |
| 5 | Inhouse Auto Insurance | 8111 Rosecrans Ave suite I | (562) 662-5777 |
| 6 | Spirit Insurance Services, Inc.: Allstate Insurance | 7625 Rosecrans Ave Ste 5 | (562) 630-2435 |
| 7 | Dollar Day Insurance | 7359 Rosecrans Ave unit a | (562) 633-4678 |
| 8 | Matt Shirazi - State Farm Insurance Agent | 8527 Alondra Blvd Ste 139 | (562) 633-3100 |
| 9 | ROCK INSURANCE AGENCY | 15741 Downey Ave | (562) 239-4500 |
| 10 | AM/PM Insurance Agency Inc. | 15317 Paramount Blvd Ste 202 | (323) 277-2850 |
Valueguard Insurance Services serves Paramount and Los Angeles County as a disability insurance agent, helping local residents and businesses secure income protection policies. The company guides clients through the complexities of short-term and long-term disability coverage, ensuring plans align with individual financial needs and employment situations. It also assists with group disability benefits for small and medium-sized employers in the area.
Southland Auto Insurance Services in Paramount, California provides comprehensive support for clients seeking individual disability income protection and long-term care coverage. It assists with policy selection and claim filing for income replacement during illness or injury. Regular policy reviews ensure coverage adapts to changing personal and financial circumstances. The agency services single-family homes, apartments, retail locations, and restaurants throughout the Paramount area.
Luis Acosta - State Farm Insurance Agent serves Paramount, California, and the surrounding communities in southeastern Los Angeles County. This office handles Disability Insurance policies, which provide income replacement for clients unable to work due to illness or injury. It helps individuals navigate plan selection, policy details, and application procedures tailored to their specific professional and financial situations. To handle a typical job, it works step by step to identify coverage options and guide the client through the enrollment process, ensuring all forms are completed accurately.
LA's Auto Insurance in Paramount, California serves homeowners, renters, and local business owners seeking income protection through disability insurance. It assists individuals in securing coverage that replaces a portion of lost wages if illness or injury prevents them from working. Policies are designed to align with personal financial needs and occupational risks common in the greater Los Angeles area. The agency also provides guidance on policy terms and claims. Coverage options extend to clients in neighboring South Gate and surrounding communities.
Inhouse Auto Insurance serves homeowners, businesses, and property managers in Paramount, California, who require professional guidance in selecting disability insurance coverage. The agency assists clients in understanding policy details, including benefit periods and elimination periods, to ensure they secure financial protection against loss of income due to illness or injury. Its representatives explain how these policies integrate with existing personal financial plans. The company also provides its services to residents and commercial clients in nearby Bellflower and the broader southeastern Los Angeles County area.
Spirit Insurance Services, Inc.: Allstate Insurance provides a range of disability insurance solutions to help local residents protect their income in the event of an unexpected illness or injury. Its service model includes individualized policy consultations, straightforward claims assistance, and periodic plan reviews to ensure continued coverage alignment with changing needs. The company serves clients with single-family homes, apartments, retail properties, and restaurants.
In Paramount, CA, Dollar Day Insurance offers disability insurance agent services for clients choosing between one-time policy consultations and ongoing coverage management. A typical disability insurance policy replaces a portion of income if illness or injury prevents work, with benefit periods ranging from short-term to long-term. The company assists individuals in understanding policy options, waiting periods, and elimination periods tailored to local employment sectors. For client convenience, service arrangements run on either a one-time consultation or an as-needed basis, depending on the policy type selected.
Matt Shirazi's agency serves Paramount, California, and the surrounding South Los Angeles communities, handling disability insurance to help clients protect their income during unexpected illnesses or injuries. The firm assists local residents in evaluating coverage options ranging from short-term to long-term disability policies, tailored to individual professional needs and financial situations. Each case is addressed by first reviewing the client's employment circumstances and then recommending appropriate plan structures that align with their specific occupation and income requirements.
Rock Insurance Agency offers disability insurance agent services in Paramount, California, guiding clients through the process of securing income protection. The firm assists individuals in evaluating their coverage needs to safeguard their earnings against unexpected illnesses or injuries. It helps local professionals and families understand policy options that provide financial stability during recovery periods. For those planning major life transitions such as a new job or starting a family, the agency provides timely support to reassess and adjust disability coverage accordingly.
In Paramount, where seasonal employment shifts can disrupt steady income, residents often seek protection against lost wages. AM/PM Insurance Agency Inc. serves this need by specializing in disability insurance for local workers and small-business owners. Their agents explain policy terms clearly, connecting clients with coverage appropriate for their specific occupations and income levels. A comprehensive initial assessment of current earnings and health history begins the process of securing potential monthly benefits.
What Does a a Disability Insurance Agent in Paramount Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 35-year-old in Paramount, a policy with a 90-day waiting period and a benefit of $3,000 per month might cost between $60 and $150 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Paramount
Paramount residents can work with a disability insurance agent to navigate short-term and long-term disability policies. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department (EDD). An agent can help you understand private supplemental plans that work alongside state benefits.
Frequently Asked Questions
What does a disability insurance agent in Paramount do?
An agent helps you compare and purchase disability insurance policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They can also assist with filing claims and understanding California SDI rules.
How is California SDI different from private disability insurance?
California SDI is a state-mandated program funded by payroll deductions that provides partial wage replacement. Private disability insurance is purchased individually or through an employer and offers more flexible benefit amounts and durations. An agent can help you decide if a private policy is right for you.
Can a disability insurance agent help if my claim is denied?
While agents cannot provide legal advice, they can review your policy and help you understand the denial reason. They may guide you through the appeals process with the insurance company. For legal disputes, you may need to consult an attorney.
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