Skip to main content

Find Disability Insurance Agents Near You in Palo Alto, CA

Looking for a disability insurance agent in Palo Alto? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Palo Alto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 disability insurance agents in Palo Alto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ERGO NEXT (NEXT Insurance)
975 California Ave, Palo Alto, CA 94304
(855) 222-5919 nextinsurance.com
Candice Kistner - State Farm Insurance Agent
576 Cambridge Ave, Palo Alto, CA 94306
(650) 424-1100 insurancebycandice.com
WHINS Insurance Agency
300 Hamilton Ave #1002, Palo Alto, CA 94301
(650) 899-1115 whins.com
Farmers Insurance - Jay Schmidt
459 Hamilton Ave UNIT 207, Palo Alto, CA 94301
(650) 329-8711 agents.farmers.com
Allstate Insurance Agent Harold Lorber
467 Hamilton Ave #11, Palo Alto, CA 94301
(650) 322-5191 agents.allstate.com
Amanda Martin - State Farm Insurance Agent
Charleston Shopping Center, 3968 Middlefield Rd, Palo Alto, CA 94303
(650) 494-1404 amandajmartin.com
Helix Ventures
550 Waverley St, Palo Alto, CA 94301
(213) 652-4442
Dworkin Insurance Services
624 University Ave #203, Palo Alto, CA 94301
(650) 329-1330 dworkininsurance.com
Insurance by Lee Aldinger Insurance
460 California Ave Suite #203, Palo Alto, CA 94306
(650) 326-3350 aldingerins.com
Allied Brokers Insurance Agency, Inc.
591 Lytton Ave, Palo Alto, CA 94301
(650) 328-1000 alliedbrokers.com
Marketside Insurance Services
4083 Transport St, Palo Alto, CA 94303
(650) 858-1123 marketside.net
Benefit Experts Insurance Agency
3000 El Camino Real building 4, Palo Alto, CA 94306
(800) 495-4172 benefitexperts.com
Henderson Strategic Financial
855 El Camino Real building 4 suite 220, Palo Alto, CA 94301
(650) 321-2251 hendersonsfis.com
Farmers Insurance
948 Industrial Ave, Palo Alto, CA 94303
(650) 321-7637 agents.farmers.com
Art Young Insurance Agency
415 Cambridge Ave # 6, Palo Alto, CA 94306
(650) 838-1080 artyounginsurance.com

Disability insurance agents in Palo Alto help residents and professionals secure income protection policies. California has specific rules for disability insurance, including the California Paid Family Leave program and state disability insurance (SDI) for eligible workers. A local agent can guide you through policy options that meet your needs in the competitive Silicon Valley job market.

What Does a Disability Insurance Agent in Palo Alto Cost?

Disability insurance agent services in California are typically paid through commissions from the insurance company, not directly by the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 40-year-old professional in Palo Alto, a long-term disability policy might cost between 1% and 3% of annual income per year. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Palo Alto do?
A disability insurance agent helps you compare and purchase short-term or long-term disability policies. They explain California-specific benefits like SDI and private policy differences. They do not provide legal advice but can connect you with resources for claims.
How is California disability insurance different from private insurance?
California has a state disability insurance (SDI) program that provides partial wage replacement for non-work-related injuries or illnesses. Private disability insurance offers more customization and often higher benefit amounts. An agent can explain how SDI coordinates with private policies.
What should I look for when choosing a disability insurance agent in Palo Alto?
Look for an agent licensed in California with experience in disability insurance. Ask about their knowledge of California Paid Family Leave and SDI rules. Check their reputation with local clients and the California Department of Insurance.