The top-rated disability insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,586 reviews. Other highly rated options include Charles Allison - State Farm Insurance Agent, Veronica's Insurance Oxnard, Ceja Insurance Agency - Auto, Car & Home Insurance Agents. This directory lists 17 disability insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 3 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 4 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 5 | Torres & Associates | 2069 N Oxnard Blvd | (805) 983-2400 |
| 6 | Bucio Insurance | 1049 S Ventura Rd B | (805) 985-0351 |
| 7 | Austin Reilley & Doud Insurance Services | 200 W 7th St | (805) 483-2217 |
| 8 | DEL NORTE INSURANCE AGENCY | 3640 Saviers Rd | (805) 394-0190 |
| 9 | Gonzalez Insurance | 309 W 4th St | (805) 240-9950 |
| 10 | Coast General Insurance Brokers | 2775 N Ventura Rd #209 | (805) 644-4740 |
Pacific Preferred Insurance serves Oxnard and Ventura County as a disability insurance agent. The company helps local professionals and self-employed individuals secure income protection coverage against illness or injury. Its agents guide clients through policy options from multiple carriers, focusing on individual disability plans that replace a portion of lost wages. They also assist with coordinating employer-provided short-term or long-term disability benefits to fill coverage gaps for workers in the area.
Charles Allison - State Farm Insurance Agent provides disability insurance coverage services to individuals and businesses in Oxnard, California. The office offers protection plans designed to replace a portion of income if a client becomes unable to work due to injury or illness. Policy options include both short-term and long-term disability plans, with maintenance support available for existing accounts. The agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Veronica's Insurance Oxnard serves local homeowners, businesses, and property managers seeking disability coverage to protect their income and operations. As a disability insurance agent in Oxnard, the company assists clients in finding plans that offer financial support if injury or illness prevents them from working. It helps individuals and firms navigate policy options tailored to their specific risks. Its service area also extends to the neighboring communities of Port Hueneme and Ventura.
Ceja Insurance Agency - Auto, Car & Home Insurance Agents serves Oxnard and the surrounding communities of Ventura County, handling disability insurance for local residents. It works with clients to understand their specific income protection needs. The agency reviews individual employment situations and existing coverage details when structuring a disability policy. It typically approaches each job by first gathering key personal and occupational information, then comparing available options to match the client’s financial requirements and situation.
Torres & Associates in Oxnard, California differentiates between one-time disability insurance consultations and ongoing policy management for local residents. Their coverage services help clients understand options that protect income during illness or injury. The agents assist with policy selection, filing claims, and reviewing existing plans. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s changing needs.
Bucio Insurance provides disability insurance agent services in Oxnard, California. They assist clients by evaluating individual coverage needs for income protection during illness or injury. This includes matching policies to specific occupations and income levels. The agency guides residents through the application process and explains the terms of long-term and short-term plans. It also helps individuals address concerns about coverage gaps following seasonal employment changes or waiting periods for employer-sponsored benefits that affect the local workforce.
A new homeowner in Oxnard often overlooks the need for income protection, yet Austin Reilley & Doud Insurance Services helps local families evaluate this crucial coverage. As a dedicated disability insurance agent, this firm focuses on matching residents with policies that shield their earnings from unexpected illness or injury. The team guides clients through the options, explaining how benefit periods and waiting times influence monthly premiums. A typical first step involves a detailed review of your occupation and existing employer benefits during a personal assessment meeting.
DEL NORTE INSURANCE AGENCY in Oxnard, CA focuses on disability insurance, which is designed to replace a portion of income if an individual cannot work due to illness or injury. This agency assists local residents in securing policies that provide financial protection during recovery periods. Its services help policyholders maintain stability through lost wages by offering specialized coverage options. This local firm serves various commercial sectors, including offices, warehouses, and food service businesses.
Gonzalez Insurance serves the Oxnard area with personalized disability insurance agent services for residential clients, helping individuals secure income protection through tailored policies. Commercial disability coverage is also extended to local businesses seeking to safeguard their workforce. The company provides thorough consultations and claims support across Ventura County communities. Between regular visits, agents offer proactive follow-up assistance, adjusting coverage as clients’ needs evolve and ensuring continued policy relevance without requiring clients to initiate repeated contact alone.
Coast General Insurance Brokers in Oxnard, CA, is known for helping individuals secure disability insurance to protect their income. The company assists clients in evaluating income replacement policies and short-term or long-term coverage options available in Ventura County. Their service includes navigating application processes for professionals and self-employed workers. An additional specialty it offers is coordinating supplemental disability plans that can integrate with existing employer-sponsored benefits.
What Does a a Disability Insurance Agent in Oxnard Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 35-year-old in good health, a policy covering 60% of income might cost $50 to $150 per month. Costs depend on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Oxnard
A disability insurance agent in Oxnard, California can help you choose a policy that fits your needs. California law requires employers to provide State Disability Insurance (SDI) but private agents can help you supplement that coverage. Agents in Oxnard are familiar with local industries like agriculture and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Oxnard do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and policy exclusions. They do not provide legal advice but can guide you on coverage options.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance (SDI) program that provides partial wage replacement. Private disability insurance can supplement SDI. California also has specific rules about pre-existing condition waiting periods and non-cancelable policies.
How long does it take to get a disability insurance policy in Oxnard?
The application process usually takes 2 to 6 weeks. Underwriting includes a health review and sometimes a medical exam. Once approved, coverage begins after the first premium payment.
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