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Find Disability Insurance Agents Near You in Modesto, CA

Browse disability insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated disability insurance agent in Modesto, California is SaveDirect Insurance Agency, LLC, rated 4.9 stars across 651 reviews. Other highly rated options include TSM Insurance Services, Insureone Insurance Solutions, Mendoza Insurance Services. This directory lists 26 disability insurance agents serving Modesto.

Showing 26 disability insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
2TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
3Insureone Insurance Solutions316 Needham St(209) 779-0700
4Mendoza Insurance Services724 E Hatch Rd(209) 488-3200
5insureCAL Insurance Agency3508 Dale Rd(209) 250-0269
6Macias Insurance Services - 1337 Crows Landing1337 Crows Landing Rd Suite E(209) 523-9100
7Omega Pacific Insurance Solutions1016 12th St Ste. A(209) 338-5500
8Macias Insurance Services1511 Crows Landing Rd(209) 846-9800
9Toste Insurance Services INC3501 Coffee Rd #1a(209) 338-3585
10Wylie Insurance Services1729 Tully Rd Suite 6(209) 526-4402
SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Disability Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves the Modesto metro area and surrounding Stanislaus County communities as a disability insurance agent. The company focuses on helping individuals understand their coverage options for income protection when illness or injury prevents them from working. Their work involves explaining policy features from multiple carriers and assisting with application processes. Services handled include short-term disability insurance to cover temporary leave and long-term disability insurance for extended recovery periods.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Disability Insurance Agent · Modesto, CA

TSM Insurance Services offers disability income protection consultations and policy placement for individuals in Modesto, California. The company also provides periodic policy reviews to help adjust coverage as clients’ careers and needs evolve. Its representatives assist with both short-term and long-term disability insurance products, explaining terms like elimination periods and benefit durations. The firm services single-family homeowners, apartment residents, small retail shops, and local restaurants seeking to safeguard their earning potential against unexpected illness or injury.

II
316 Needham St
Insureone Insurance Solutions
Disability Insurance Agent · Modesto, CA

Insureone Insurance Solutions serves Modesto, California, and the surrounding communities within Stanislaus County. As a disability insurance agent, the company handles the placement of individual and group disability income policies. These policies help replace a portion of lost earnings if a client becomes unable to work due to illness or injury. The agency assesses each client’s specific income and occupational duties, then compares products from different insurers. This approach guides clients toward a policy that balances meaningful coverage with manageable premium payments for their typical job scenario.

MI
724 E Hatch Rd
Mendoza Insurance Services
Disability Insurance Agent · Modesto, CA

Mendoza Insurance Services assists homeowners, businesses, and property managers in Modesto, California, with specialized disability insurance policies. These plans help protect income if an injury or illness prevents work, ensuring stable finances during recovery. The agency provides personalized consultations to explain coverage options and customize plans based on individual professional needs. Clients can expect clear guidance through the application process and ongoing policy support. The company also serves clients in the neighboring community of Turlock within the greater Modesto metro area.

II
3508 Dale Rd
insureCAL Insurance Agency
Disability Insurance Agent · Modesto, CA

InsureCAL Insurance Agency in Modesto, California provides disability insurance guidance for individuals and businesses, distinguishing between one-time policies for immediate short-term needs and recurring plans that offer ongoing income protection. Coverage typically replaces a portion of earnings if an illness or injury prevents work, helping to maintain financial stability during recovery. Service appointments are available on either a one-time basis for initial setup or a scheduled recurring review to adjust coverage as circumstances change.

MI
1337 Crows Landing Rd Suite E
Macias Insurance Services - 1337 Crows Landing
Disability Insurance Agent · Modesto, CA

Macias Insurance Services - 1337 Crows Landing works with individuals and businesses in Modesto, California, to address income protection needs through disability insurance. The agency specializes in helping clients evaluate policy options that provide financial stability during periods of illness or injury. Its services cover the selection and enrollment of both short-term and long-term disability plans. It serves local commercial sectors such as offices, warehouses, and food service.

OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Disability Insurance Agent · Modesto, CA

As a disability insurance agent in Modesto, CA, Omega Pacific Insurance Solutions helps individuals and professionals select policies that protect their income if illness or injury prevents them from working. The agency guides clients through short-term and long-term disability options, focusing on aligning coverage with personal financial needs. With the shift in seasonal agricultural work or unexpected health setbacks common to the Central Valley, it assists families in planning for potential income gaps during recovery periods.

MI
1511 Crows Landing Rd
Macias Insurance Services
Disability Insurance Agent · Modesto, CA

Many residents of Modesto search for income protection after a sudden illness or injury disrupts their work. Macias Insurance Services responds by offering disability insurance agent services tailored to this local need. Policies are reviewed to help replace lost earnings if a medical condition prevents employment. The company explains key coverage differences, including elimination periods and benefit durations, using straightforward consultation. An initial assessment of current coverage and personal risk factors is scheduled during the first meeting.

TI
3501 Coffee Rd #1a
Toste Insurance Services INC
Disability Insurance Agent · Modesto, CA

Toste Insurance Services INC, based in Modesto, CA, is known for helping local residents with disability insurance agent services. The company assists clients in understanding policy options to protect their income against unforeseen medical issues. It works with individuals to navigate the process of securing coverage that meets their needs. The firm also provides guidance for adding a tailored rider to protect against the loss of specific occupational duties.

WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Disability Insurance Agent · Modesto, CA

Wylie Insurance Services assists residents in and around Modesto with disability insurance needs, offering guidance for both personal and commercial coverage options to help protect income during illness or injury. Serving the greater Modesto area, the agency provides straightforward support in navigating policy choices and application processes. Clients can expect attentive follow-up to adjust their coverage as circumstances change, with consistent service between regular visits to ensure ongoing protection.

SL
5819 Chenault Dr
Scott Lucas Health and Medicare Health Insurance Brokers
Disability Insurance Agent · Modesto, CA
(209) 574-0858
medigapguy.com
GI
817 Coffee Rd Suite C-2
Gingerich Insurance
Disability Insurance Agent · Modesto, CA
(209) 524-1800
gingerichinsurance.com
MH
1015 7th St
Modesto Health Insurance LLC.
Disability Insurance Agent · Modesto, CA
(209) 643-8926
GO
3540 Oakdale Rd A-1
Golden Oak Insurance Services (Insurance Broker)
Disability Insurance Agent · Modesto, CA
(209) 222-6200
goldenoakinsurance.com
BL
3600 Sisk Rd #5b
Bankers Life
Disability Insurance Agent · Modesto, CA
(209) 521-9825
branches.bankerslife.com/ca/modesto/3600-sisk-rd
MI
1404 Crows Landing Rd
Macias Insurance Services - 1404 Crows Landing Road
Disability Insurance Agent · Modesto, CA
(209) 859-6021
maciasinsurancemodesto.com
MC
609 14th St
My Choice Insurance
Disability Insurance Agent · Modesto, CA
(209) 604-6758
mychoiceins.net
MV
1231 8th St #100
Mc Vey Insurance
Disability Insurance Agent · Modesto, CA
(209) 577-0177
LI
1214 11th St Suite 2
Lumix Insurnace Agency
Disability Insurance Agent · Modesto, CA
(209) 226-9682
lumixins.com
SI
3507 Tully Rd #100
Silva Insurance
Disability Insurance Agent · Modesto, CA
(209) 557-0501
silva-insurance.com
CI
937 Coffee Rd Suite 700
Capetillo Insurance Solutions
Disability Insurance Agent · Modesto, CA
(209) 442-4300
capetillois.com
DD
1560 Cummins Dr A
DiBuduo & DeFendis Insurance Brokers LLC
Disability Insurance Agent · Modesto, CA
(209) 578-0183
dibu.com
BE
817 Coffee Road Suite C-1
Bavaro Employee Benefits INC
Disability Insurance Agent · Modesto, CA
(209) 579-5523
HI
1620 N Carpenter Rd D 46 A
Hibl Insurance Inc.
Disability Insurance Agent · Modesto, CA
(209) 521-4440
hiblinsurance.com
SI
1600 Sunrise Ave Ste 14
Sousa Insurance Services
Disability Insurance Agent · Modesto, CA
(209) 872-2025
sousains.com
SI
2020 Standiford Ave Suite F1
Struck Insurance Services, Inc.
Disability Insurance Agent · Modesto, CA
(209) 524-2893
struckinsurance.com

What Does a a Disability Insurance Agent in Modesto Cost?

Disability insurance agents in California typically charge no upfront fee for helping with claims. They earn a commission from the insurance company when you purchase a policy. For claim assistance, some agents charge an hourly rate between 100 and 300 dollars or a flat fee of 500 to 1500 dollars. Costs vary by case and complexity. This is general information, not insurance advice.

About disability insurance agents in Modesto

Disability insurance agents in Modesto help residents navigate claims for short term and long term disability benefits. California has specific laws like the California Family Rights Act that may affect your coverage. A local agent can explain how state regulations apply to your policy.

Frequently Asked Questions

What does a disability insurance agent in Modesto do?

A disability insurance agent helps you file claims and appeal denials for disability benefits. They work with private insurance companies and understand California specific rules. They do not provide legal advice but can guide you through the process.

How long do I have to file a disability claim in California?

California law does not set a single deadline for all private disability claims. Your policy will specify the time limit, often 30 to 90 days after the disability begins. Check your policy or ask an agent for your specific deadline.

Can a disability insurance agent help with an appeal in Modesto?

Yes, agents can assist with the appeals process for denied claims. They review your policy, gather medical evidence, and submit appeal letters. California law requires insurers to respond to appeals within 45 days for disability claims.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.