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Disability Insurance Agents in Merced, CA

Directory of disability insurance agents in Merced, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 disability insurance agents in Merced, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Quote Valley Insurance - Covered California
840 W Olive Ave STE E, Merced, CA 95348
(209) 723-2000 quotevalley.com
LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY
1490 R St, Merced, CA 95340
(209) 676-2830 gacins.com
Edmar Insurance & DMV Services - M3
1277 V St, Merced, CA 95341
(209) 390-4052 edmarinsurance.com
Farmers Insurance - Annissa Fragoso
527 W Main St, Merced, CA 95340
(209) 626-5551 agents.farmers.com
Edge Insurance Services
2830 G St Ste B, Merced, CA 95340
(209) 385-3343 policyplease.com
Covered California Certified Agent - Alex Hernandez
840 W Olive Ave STE E, Merced, CA 95348
(209) 723-2000 quotevalley.com
Merced Atlas Insurance Services
1624 K St, Merced, CA 95340
(209) 626-5450
Central California Alliance for Health
530 W 16th St Suite B, Merced, CA 95340
(209) 381-5300 thealliance.health
Salmeri Insurance
505 W 18th St, Merced, CA 95340
(209) 722-8020 salmeri.com
Merced Insurance
833 W 18th St, Merced, CA 95340
(209) 722-3318 mercuryinsurance.com
Barlocker Insurance Services
1164 Olivewood Dr, Merced, CA 95348
(209) 383-0220 leavitt.com
Drysdale Insurance Services
368 E Yosemite Ave Suite 200 F, Merced, CA 95340
(888) 971-9731
Pulga Insurance Services
239 W 16th St, Merced, CA 95340
(209) 741-5400
RC Insurance Brokers
126 W Main St Ste A, Merced, CA 95340
(209) 233-6213 rcib.net
Supplemental Health Insurance Services, LLC
3022 G St STE 101, Merced, CA 95340
(209) 723-6900 plansforeveryone.com
Ortez Insurance Agency, LLC
805 W 18th St, Merced, CA 95340
(209) 722-9415 ortezinsurance.com
Farmers Insurance - Benedict Gutierrez
755 E Yosemite Ave Ste M5, Merced, CA 95340
(209) 900-9949
InterWest Insurance Services, LLC. Merced
368 E Yosemite Ave Ste. 100, Merced, CA 95340
(209) 723-9181 iwins.com
Chuck Meyer Insurance Agency
2824 Park Ave Ste. C, Merced, CA 95348
(209) 383-7774 chuckmeyerinsurance.com

Disability insurance agents in Merced, California help residents navigate disability claims and appeals. California has specific laws that protect policyholders, including the right to appeal denied claims within 180 days. A local agent can explain how state regulations like the California Insurance Code apply to your policy.

What Does a Disability Insurance Agent in Merced Cost?

Disability insurance agents in California typically charge a percentage of the benefits recovered, often 20 to 30 percent. Some agents may charge an hourly fee or a flat rate, which can range from 200 to 500 dollars per hour. Costs vary based on the complexity of your case and the agents experience. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Merced do?
A disability insurance agent helps you file claims, gather medical evidence, and appeal denials. They understand California disability laws and can guide you through the process. They do not provide legal advice but can assist with paperwork and deadlines.
How long do I have to appeal a denied claim in California?
Under California law, you typically have 180 days from the denial date to file an appeal. Your disability insurance agent can help you prepare the necessary documents. Missing this deadline can result in losing your right to benefits.
Are disability insurance agents in Merced licensed in California?
Yes, all disability insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license online. This ensures they meet state training and ethical standards.