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Find Disability Insurance Agents Near You in Martinez, CA

Browse disability insurance agents serving Martinez, California. Updated 2026-07-14.

The top-rated disability insurance agent in Martinez, California is Kathy Bernardez - State Farm Insurance Agent, rated 5.0 stars across 138 reviews. Other highly rated options include Farmers Insurance - Scott Alstad, Michelle Allman - State Farm Insurance Agent, Alissa Gutierres: Allstate Insurance. This directory lists 14 disability insurance agents serving Martinez.

Showing 14 disability insurance agents in Martinez, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kathy Bernardez - State Farm Insurance Agent837 Arnold Dr Suite 330(925) 520-0290
2Farmers Insurance - Scott Alstad2843 Alhambra Ave(925) 313-9270
3Michelle Allman - State Farm Insurance Agent1320 Arnold Dr # 160(925) 228-0920
4Alissa Gutierres: Allstate Insurance3237 Alhambra Ave Ste 3(925) 201-6463
5SBW Insurance Services3755 Alhambra Ave #5(925) 374-5312
6Mark Woodard - State Farm Insurance Agent609 Main St(925) 228-0196
7Bryce Stephens: Allstate Insurance1311 Pine St Ste H(925) 372-8995
8Farmers Insurance - Paul Bickham827 Arnold Dr Ste 100(925) 228-3030
9Farmers Insurance - Kevin Cullop4041 Alhambra Ave Ste 103(925) 387-5226
10AccesseHR Insurance Services610 Court St Suite 102(925) 956-1686
KB
837 Arnold Dr Suite 330
Kathy Bernardez - State Farm Insurance Agent
Disability Insurance Agent · Martinez, CA

Kathy Bernardez - State Farm Insurance Agent serves clients in Martinez and the surrounding Contra Costa County area, offering disability insurance coverage. The agency helps individuals and business owners secure income protection plans that replace a portion of earnings if injury or illness prevents them from working. Policies are structured to provide financial stability during recovery periods, addressing both short-term and long-term medical leaves. The agent also assists with claims coordination and policy adjustments for self-employed professionals and small employers in this region.

FI
2843 Alhambra Ave
Farmers Insurance - Scott Alstad
Disability Insurance Agent · Martinez, CA

Farmers Insurance - Scott Alstad offers disability insurance agent services in Martinez, California, helping individuals secure income protection policies and advising on coverage options suited to different situations. The company assists clients in maintaining their plans through periodic reviews and policy updates, ensuring benefits align with changing needs. It serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.

MA
1320 Arnold Dr # 160
Michelle Allman - State Farm Insurance Agent
Disability Insurance Agent · Martinez, CA

Michelle Allman - State Farm Insurance Agent serves local homeowners and business owners in Martinez, California, providing disability insurance coverage that helps protect their income if an illness or injury prevents them from working. As a disability insurance agent, the practice offers guidance on evaluating different policy options and benefit periods tailored to individual financial situations. This office also assists residents and businesses in the neighboring community of Pleasant Hill and other parts of central Contra Costa County.

AG
3237 Alhambra Ave Ste 3
Alissa Gutierres: Allstate Insurance
Disability Insurance Agent · Martinez, CA

Serving Martinez and the surrounding Contra Costa County communities, Alissa Gutierres: Allstate Insurance handles disability insurance needs for local residents and workers. This agency helps clients understand how disability coverage can protect their income if an illness or injury prevents them from working. In the typical case, the agency begins by assessing a client’s occupation and financial situation to recommend a policy that fits their needs and budget.

SI
3755 Alhambra Ave #5
SBW Insurance Services
Disability Insurance Agent · Martinez, CA

SBW Insurance Services in Martinez, CA explains the difference between one-time disability insurance policies that cover a single health event and recurring plans that provide ongoing income replacement during extended illnesses. Clients in the area receive professional guidance on choosing coverage that fits their work and financial needs. Service runs on a one-time, scheduled, or as-needed basis depending on policy reviews and claims assistance.

MW
609 Main St
Mark Woodard - State Farm Insurance Agent
Disability Insurance Agent · Martinez, CA

As spring brings new activities and responsibilities to Martinez residents, reliable income protection becomes a pressing concern for many households. Mark Woodard - State Farm Insurance Agent addresses this need by offering disability insurance coverage designed to replace a portion of lost wages during illness or injury. The agent reviews each client’s occupation and current financial obligations to recommend appropriate policy terms. An initial consultation is then scheduled to assess individual coverage requirements before any formal application process begins.

BS
1311 Pine St Ste H
Bryce Stephens: Allstate Insurance
Disability Insurance Agent · Martinez, CA

As a disability insurance agent in Martinez, CA, Bryce Stephens: Allstate Insurance offers specialized coverage to protect income during periods of illness or injury. The agency also provides general personal insurance services for local residents. Disability policies help replace lost wages when a medical condition prevents work. Transitioning from a short-term disability claim to long-term care options can be confusing, so the agency helps clients understand their policy details during open enrollment or after a sudden injury.

FI
827 Arnold Dr Ste 100
Farmers Insurance - Paul Bickham
Disability Insurance Agent · Martinez, CA

Farmers Insurance - Paul Bickham serves the Martinez area by providing disability insurance coverage that helps protect an individual’s income when they are unable to work due to illness or injury. This agency specializes in tailoring disability policies to match a client’s specific occupation and financial needs. By focusing on clear terms and benefit structures, the agency assists residents in securing financial stability during recovery periods. Its services are available to offices, warehouses, and food service businesses seeking robust protection plans.

FI
4041 Alhambra Ave Ste 103
Farmers Insurance - Kevin Cullop
Disability Insurance Agent · Martinez, CA

Farmers Insurance - Kevin Cullop provides disability insurance coverage to residents in the Martinez area, helping individuals protect their income if they are unable to work due to illness or injury. The agency also serves local businesses by structuring commercial disability policies to cover key employees and operational risks. Service extends throughout Contra Costa County and surrounding communities. After an initial consultation and policy setup, Kevin’s office accommodates ongoing client needs with adjustments or claims assistance between regular annual reviews.

AI
610 Court St Suite 102
AccesseHR Insurance Services
Disability Insurance Agent · Martinez, CA

AccesseHR Insurance Services in Martinez, California, is known for assisting individuals and businesses in the area with disability insurance policies. The company guides clients through the process of securing coverage that provides income protection in the event of an injury or illness. Representatives help compare short-term and long-term policy options to fit varying financial situations and employment needs. A specialty service the company can add on is evaluating existing group plans to determine if supplemental individual coverage would offer more comprehensive protection.

SI
653 Main St
Schroder Insurance Services
Disability Insurance Agent · Martinez, CA
(925) 934-6789
schroderinsurance.com/about-us/companies-we-represent
LC
1330 Arnold Dr
Larson-Clark Insurance Associates Inc
Disability Insurance Agent · Martinez, CA
(925) 228-6300
larsonclark.com/contact1
DH
104 Burgundy Ct
Daniel H Griffin - Aflac Insurance Agent
Disability Insurance Agent · Martinez, CA
(925) 271-9098
CU
535 Main St Suite 305
Conservation United
Disability Insurance Agent · Martinez, CA
(855) 570-2797
conservationinsurance.com

What Does a a Disability Insurance Agent in Martinez Cost?

Disability insurance premiums in California typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For a 40-year-old in a low-risk profession, a policy might cost $50 to $150 per month. Costs vary significantly by case and carrier. This is general information, not insurance advice.

About disability insurance agents in Martinez

Disability insurance agents in Martinez, California help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private agents can supplement this with additional coverage. Agents in Martinez understand the local job market and can guide you through policy options that meet your needs.

Frequently Asked Questions

What does a disability insurance agent in Martinez do?

A disability insurance agent helps you compare policies from different carriers, explains coverage limits and waiting periods, and assists with filing claims. They are licensed by the California Department of Insurance and must follow state regulations.

How is California disability insurance different from other states?

California has a mandatory State Disability Insurance program that provides partial wage replacement for non-work injuries. Private disability insurance agents can help you get additional coverage that SDI does not fully replace, such as higher benefit amounts or longer benefit periods.

Do I need a disability insurance agent if I already have SDI?

SDI only covers a portion of your wages up to a state-set maximum. A private agent can help you buy a supplemental policy to protect more of your income. This is especially important for high earners or self-employed individuals in Martinez.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.