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Compare Disability Insurance Agents in Los Altos, CA

Directory of disability insurance agents in Los Altos, California. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 disability insurance agents in Los Altos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
KBI Benefits
221 Main St #1462, Los Altos, CA 94023
(408) 366-8880 kbibenefits.com
Josh Anderson - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 agentjoshanderson.com
Cathy Nguyen: Allstate Insurance
745 Distel Dr Suite 119, Los Altos, CA 94022
(650) 964-3022 agents.allstate.com
Frank Hughes Farmers Insurance
220 State St Suite B, Los Altos, CA 94022
(650) 815-7068 agents.farmers.com
Farmers Insurance - Naomi Hayashi
900 N San Antonio Rd Ste102, Los Altos, CA 94022
(650) 321-7637 agents.farmers.com
Michael Tirabassi - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 209-1202 michaeltirabassi.com
Gil Koury Insurance
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com
Dwight Matthews - State Farm Insurance Agent
1564 Miramonte Ave, Los Altos, CA 94024
(650) 948-8164 dwightmatthewsinsurance.com
Gilbert P Koury Insurance Broker
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com
Johnson Financial & Insurance Services
171 Main St Suite #607, Los Altos, CA 94022
(650) 949-6601 jfisinc.com
Premier Benefits
334 State St, Los Altos, CA 94022
(408) 227-9996 premierbenefits.com

What Does a Disability Insurance Agent in Los Altos Cost?

Disability insurance premiums in California vary based on your age, occupation, health, and benefit amount. A typical policy for a 40-year-old professional in Los Altos might cost between 1% and 3% of annual income. For example, a policy covering 60% of a $100,000 salary could cost $100 to $250 per month. Costs are higher for high-risk occupations or pre-existing conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Los Altos do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your income and occupation. They also assist with filing claims and understanding policy terms. In California, agents must be licensed by the state Department of Insurance.
How is California disability insurance different from private plans?
California offers a state-run SDI program that provides partial wage replacement for non-work injuries. Private disability insurance agents in Los Altos can help you buy supplemental policies that cover higher income levels or longer benefit periods. Private plans are governed by contract terms and sometimes ERISA if provided by an employer.